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pink princess

Member

Registered: 8th Jun 03
User status: Offline

23rd Sep 04 at 17:15

i need help.....
whats best... loan or finance?
and how much should i look to pay for a 0-4 year old corsa?

*Donna*

Banned

Registered: 14th Sep 04
User status: Offline

23rd Sep 04 at 17:16

out of the 2, a loan would work out the better option, plus you can shop around to get the best deal.

Nismo

Member

Registered: 12th Sep 02
User status: Offline

23rd Sep 04 at 17:16

Loan and anything between 6 - 4K

Graham

Member

Registered: 12th Oct 03
Location: Lincoln.
User status: Offline

23rd Sep 04 at 17:17

what about pictures then i think we can give advice

btw loans at your age are bad mmmmmkay, dont get into debt its not good

pink princess

Member

Registered: 8th Jun 03
User status: Offline

23rd Sep 04 at 17:18

ive looked at a loan with hsbc, and its not looking good, also seen some nice cars at the vauxhall garage around 8k

Nismo

Member

Registered: 12th Sep 02
User status: Offline

23rd Sep 04 at 17:20

I payed 5K for this and is 3 yearsl old - 2001 model

K17STY

Member

Registered: 13th Dec 02
Location: West Lothian
User status: Offline

23rd Sep 04 at 17:21

i have a nice vauxhall for sale

pink princess

Member

Registered: 8th Jun 03
User status: Offline

23rd Sep 04 at 17:26

will they be more at the dealerships then ?

Icy

Member

Registered: 31st Jan 01
Location: Edinburgh Drives: Mk3 Golf Gti
User status: Offline

23rd Sep 04 at 17:27

quote:
Originally posted by pink princess
will they be more at the dealerships then ?

yes they wil be

and graham shes alredy posted pics

pink princess

Member

Registered: 8th Jun 03
User status: Offline

23rd Sep 04 at 17:30

sorry im not very good at this..... other garages wont do finance will they??

K17STY

Member

Registered: 13th Dec 02
Location: West Lothian
User status: Offline

23rd Sep 04 at 17:32

you get better rates getting a loan, its also cheaper if you do it over the net.

Nismo

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Registered: 12th Sep 02
User status: Offline

23rd Sep 04 at 17:33

allways more expensive at a garage

K17STY

Member

Registered: 13th Dec 02
Location: West Lothian
User status: Offline

23rd Sep 04 at 17:40

soooo . . . . . . buy mine

Nismo

Member

Registered: 12th Sep 02
User status: Offline

23rd Sep 04 at 17:44

nah dont buy that crap

pink princess

Member

Registered: 8th Jun 03
User status: Offline

23rd Sep 04 at 17:53

haha i want a 2 door black one....

Red_SXi

Member

Registered: 23rd Sep 02
Location: Dunstable Drives: 52 Plate BMW 3 M Sport Coupe
User status: Offline

23rd Sep 04 at 18:02

I'm selling mine for 7k, fully modded, 03 plate

kinkycorsa

Member

Registered: 19th Feb 03
Location: Bristol
User status: Offline

23rd Sep 04 at 18:16

I wud say a loan is better usually lower interest rates and at least I think it is more urs that way!

if that makes sense

Dom

Member

Registered: 13th Sep 03
User status: Offline

23rd Sep 04 at 18:18

keep an eye out on ebay

Ive know someone who got a 03 SXI for 4200, with only 6k on the clocks, fooking bargin i tell thee

Graham

Member

Registered: 12th Oct 03
Location: Lincoln.
User status: Offline

23rd Sep 04 at 18:47

quote:
Originally posted by Icy

quote:
Originally posted by pink princess
will they be more at the dealerships then ?

yes they wil be

and graham shes alredy posted pics

where are these pictures you speak of monsieur Icy

Fad

Member

Registered: 1st Feb 01
Location: Dartford Kent Drives: 330cd
User status: Offline

24th Sep 04 at 10:23

dont get finance form a dealer as the interest rates are shocking and you'll pay back a hell of a lot more

Bank loans tend to have a lower apr and the advantage is that you own the car outright, so if you come into trouble they cant take the car away. Where as with car finance (hire purchase) you dont actually own the car till the end of the payment period. Also in the small clause you wont be able to mod it either

hope this helps

pink princess

Member

Registered: 8th Jun 03
User status: Offline

26th Sep 04 at 07:45

ive put a deposit down now, pending on test drive though...

[Edited on 26-09-2004 by pink princess]

Adam-D

Member

Registered: 11th May 02
Location: Cheshire
User status: Offline

26th Sep 04 at 09:03

bank loan

transca

Member

Registered: 28th Dec 00
Location: rotherham
User status: Offline

26th Sep 04 at 11:26

bank loan definately. lower apr and if for some reason you can't pay they can't take your car off you like they can if its on HP.

LukeGSi

Member

Registered: 9th Dec 03
User status: Offline

26th Sep 04 at 11:27

Egg loan, much cheaper than most high street bank loans

goldfish

Banned

Registered: 7th Feb 03
Location: we have a grass in CS he is a chav
User status: Offline

26th Sep 04 at 13:02

go onto google and do a search for personal loans. at the side there will be links that search a whole load of loan company's you'll get the best deal from that

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