stubbsy05
Member
Registered: 23rd Oct 02
User status: Offline
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Do you think it's worth paying off my loan now and getting a cheap car and save for something better.
Or just spend the 4K on a car and keep paying off the loan?
OJC, I know you paid off your loan and feel better for it.
Discuss
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3CorsaMeal
Member
Registered: 11th Apr 02
User status: Offline
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depends
do u want things now and be in debt?
or wait till u older and regret not enjoying ur youthful days, but not be in debt?
i'm doing both at once, got nothing and in debt 
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LukeGSi
Member
Registered: 9th Dec 03
User status: Offline
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Alex STFU and buy gurus car as it's back up for sale.
[Edited on 17-11-2004 by LukeGSi]
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Ojc
Member
Registered: 14th Nov 00
Location: Reading: Drives : Clio 197
User status: Offline
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Sell cars, pay off debts, get a ban, build a car monthly.
Have no debts.
Simple
I take home £1166 a month, my mother and father take £100 and my car insurance is £58 quid a month.
The rest is mine 
Why anyone in there right mind would take out finance on a car is beyond me.
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NovaGTE
Member
Registered: 16th Dec 02
User status: Offline
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I also feel the same, i had to borrow a £300 to buy my ATR and hated that i owed money, although it was only my parents and was glad to pay it off ASAP
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Ojc
Member
Registered: 14th Nov 00
Location: Reading: Drives : Clio 197
User status: Offline
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I borrowed £500 off my grandad to have my car sprayed, paid it back the month afterwards.
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corsa5dr
Member
Registered: 12th Jan 03
Location: Bath/Bristol - Evo 4 GSR
User status: Offline
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I owe £6500 in student loan so far but ive enjoyed my time at uni and what ive spent it on, if i hadnt then id regret when i was older.
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CORSA NUT
Member
Registered: 3rd Aug 01
Location: Wirral
User status: Offline
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I owe a shitload  Thing is i have Sky TV...Laptop loan...internet...Car loan..Gym fees.Insurance...coming out of mine
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Tim
Site Administrator
Registered: 21st Apr 00
User status: Offline
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quote:
Originally posted by Ojc
Sell cars, pay off debts, get a ban, build a car monthly.
Have no debts.
Simple
I take home £1166 a month, my mother and father take £100 and my car insurance is £58 quid a month.
The rest is mine
Why anyone in there right mind would take out finance on a car is beyond me.
Why anyone in their right mind would live with their parents, given the option, is beyond me 
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frenchcorsa@work
Member
Registered: 13th Aug 02
Location: Maubeuge-France near Belgian border.
User status: Offline
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lol thought the same as Tim...
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barry_kellett99
Member
Registered: 19th May 03
User status: Offline
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quote:
Originally posted by corsa5dr
I owe £6500 in student loan so far but ive enjoyed my time at uni and what ive spent it on, if i hadnt then id regret when i was older.
I came out owing £10k
Its not really debt though.
I think ive paid over £1.2k back already 
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mav
Member
Registered: 19th Jun 01
Location: Scotland
User status: Offline
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depends what you want...something now or save up..
I would get the loan to be honest as long as you can afford to pay it off
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Ojc
Member
Registered: 14th Nov 00
Location: Reading: Drives : Clio 197
User status: Offline
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quote:
Originally posted by Tim
quote:
Originally posted by Ojc
Sell cars, pay off debts, get a ban, build a car monthly.
Have no debts.
Simple
I take home £1166 a month, my mother and father take £100 and my car insurance is £58 quid a month.
The rest is mine
Why anyone in there right mind would take out finance on a car is beyond me.
Why anyone in their right mind would live with their parents, given the option, is beyond me
Have you seen the setup at my house? I live outside in my own annexe, own toilet shower and the Nova gets to sleep undercover outside my room.
I have my own front door with keypad entry and it costs me £100 a month, what more could I want?
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Ian
Site Administrator
Registered: 28th Aug 99
Location: Liverpool
User status: Offline
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I'd personally rather have financial commitments and something to show than a grand to spend on just anything.
Its a tax on having things sooner.
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Ian
Site Administrator
Registered: 28th Aug 99
Location: Liverpool
User status: Offline
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quote:
Originally posted by Ojc
what more could I want?
Your own house?
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PainZ
Member
Registered: 28th Jun 02
Location: Camberley, Surrey - Drives a Black Vectra VXR Esta
User status: Offline
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You have gotta give it to him Oliver,
This lads sharpe,
So sharpe infact he could well cut himself.
[Edited on 17-11-2004 by PainZ]
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Joff
Member
Registered: 17th Oct 00
Location: Cambridgeshire
User status: Offline
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quote:
Originally posted by Tim
quote:
Originally posted by Ojc
Sell cars, pay off debts, get a ban, build a car monthly.
Have no debts.
Simple
I take home £1166 a month, my mother and father take £100 and my car insurance is £58 quid a month.
The rest is mine
Why anyone in there right mind would take out finance on a car is beyond me.
Why anyone in their right mind would live with their parents, given the option, is beyond me
I'm sure if everyone had your take home salary they would move out 
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Joff
Member
Registered: 17th Oct 00
Location: Cambridgeshire
User status: Offline
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quote:
Originally posted by PainZ
You have gotta give it to him Oliver,
This lads sharpe,
So sharpe infact he could well cut himself.
[Edited on 17-11-2004 by PainZ]
Oliver is a dullard.
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PainZ
Member
Registered: 28th Jun 02
Location: Camberley, Surrey - Drives a Black Vectra VXR Esta
User status: Offline
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HEY JOFF HOW ARE YOU?
DID I TELL YOU I JUST LOVE PIPERCROSS, THEY ARE JUST THE BEST INDUCTION KIT MANUFACTURE IN THE WHOLE OF THE WORLD?
*coughs*
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Joff
Member
Registered: 17th Oct 00
Location: Cambridgeshire
User status: Offline
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quote:
Originally posted by Ojc
I have my own front door with keypad entry ... what more could I want?
The correct combination to open the door? 
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Adam-D
Member
Registered: 11th May 02
Location: Cheshire
User status: Offline
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if i took that much ££ home i would move out
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Joff
Member
Registered: 17th Oct 00
Location: Cambridgeshire
User status: Offline
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quote:
Originally posted by PainZ
HEY JOFF HOW ARE YOU?
DID I TELL YOU I JUST LOVE PIPERCROSS, THEY ARE JUST THE BEST INDUCTION KIT MANUFACTURE IN THE WHOLE OF THE WORLD?
*coughs*
Silver wasn't it? 
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PainZ
Member
Registered: 28th Jun 02
Location: Camberley, Surrey - Drives a Black Vectra VXR Esta
User status: Offline
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platinum sir
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bradfincham
Member
Registered: 20th Sep 02
Location: East Of England Drives: Clio 172
User status: Offline
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i have a 3.5k student loan for everyyear that im at uni to pay accomadationa nd my fees,
but this is the only way thesedays to get into the career im heading for, also i will pay it back off when get job etc,
hope to be earning 50k + by the time im 30 so will soon pay off!!
Id say do what your heart says but if you do take a loan out for a car make sure its a gooden that isnt brand new
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Ojc
Member
Registered: 14th Nov 00
Location: Reading: Drives : Clio 197
User status: Offline
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quote:
Originally posted by Adam-D
if i took that much ££ home i would move out
Can I just make you all aware of the area I live in?
Average renting cost around here is £700 for a 2 bed house with no parking facilities and in a shitty area.
To have a decent house around here you need a COMBINED income of at least £40k and no other commitments to be able to live a decent life, i.e still going out on the piss, still own decent cars and be able to maintain them, buy decent clothes and not have to worry.
At the moment I'm proud of the fact I have no debts and no worries, I'm 22 why should I be in a rush to move out? I have about 8 years of good partying life left
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