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Paul_J

Member

Registered: 6th Jun 02
Location: London
User status: Offline

14th Dec 04 at 20:00

If I do a insurance quote as a Uni Student My premium's are fucking high!

If I say I'm a self employed computer programmer, they're quite a bit lower (£400+)...

Whats to stop me doing this? How will they know what my profession is?

RCoughtrie

Member

Registered: 31st Oct 04
Location: East Ayrshire Scotland
User status: Offline

14th Dec 04 at 20:05

they have spy elfs

dont they some times do checks ?

Thoday

Member

Registered: 12th Jan 03
Location: Drove kitted corsa b now standard corcs c exclusiv
User status: Offline

14th Dec 04 at 20:06

quote:
Originally posted by CoughtrieCorsa
they have spy elfs

dont they some times do checks ?

very rarely.. just say retail or sumat even if its part time

Paul_J

Member

Registered: 6th Jun 02
Location: London
User status: Offline

14th Dec 04 at 20:06

How can they check? it's not like I have an employer? - they'd have to ring me up and go 'Hello Paul, do you have a staff member called... erm - yourself... working as a computer programmer?'

Sly_SRi

Premium Member

Registered: 9th Apr 04
Location: Reading, UK Drives: Corsa C
User status: Offline

14th Dec 04 at 20:07

it's unlikely they'll find out, but its a risk...

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Thoday

Member

Registered: 12th Jan 03
Location: Drove kitted corsa b now standard corcs c exclusiv
User status: Offline

14th Dec 04 at 20:08

as i said rarely, they ask for proof etc..
only the strange insurance companies do

job shudnt make more then £100 difference

if it does go elswhere

Nath

Member

Registered: 3rd Apr 02
Location: MK
User status: Offline

14th Dec 04 at 20:08

It's definately a way out for them paying in the event of a claim.

Paul_J

Member

Registered: 6th Jun 02
Location: London
User status: Offline

14th Dec 04 at 20:08

Oh also its Third Party Fire and Theft... so it wouldn't be a risk of me crashing my car and not getting any money for it (as I'll already have that risk lol)...

Ok it's a risk if I hit someone else though...

Paul J

jaffa

Member

Registered: 27th Mar 00
Location: Stoke-on-Trent
User status: Offline

14th Dec 04 at 20:09

if you have an accident then they ask you where you were going to/from

if the accident happened at uni questions may be asked why you were there etc, maybe easy blag but digging a deeper hole for yourself?

RCoughtrie

Member

Registered: 31st Oct 04
Location: East Ayrshire Scotland
User status: Offline

14th Dec 04 at 20:09

quote:
Originally posted by Nath
It's definately a way out for them paying in the event of a claim.

defo

Paul_J

Member

Registered: 6th Jun 02
Location: London
User status: Offline

14th Dec 04 at 22:48

btt

Member

Registered: 10th Sep 03
User status: Offline

14th Dec 04 at 22:51

Say you work in a theme park as a ride operator. That might work

Colin

Member

Registered: 4th Apr 02
User status: Offline

14th Dec 04 at 22:51

My insurance policy has my car garaged, 5k mile/year limit both of which are little lies

RCoughtrie

Member

Registered: 31st Oct 04
Location: East Ayrshire Scotland
User status: Offline

14th Dec 04 at 22:53

just say u decided to go to uni and study if it ever comes to having to explane your self

[Edited on 14-12-2004 by CoughtrieCorsa]

[Edited on 14-12-2004 by CoughtrieCorsa]

Sly_SRi

Premium Member

Registered: 9th Apr 04
Location: Reading, UK Drives: Corsa C
User status: Offline

14th Dec 04 at 22:57

quote:
Originally posted by Kolin
My insurance policy has my car garaged, 5k mile/year limit both of which are little lies

trouble with the mileage one is they just have to check one years MOT against the next years one.....

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Paul_J

Member

Registered: 6th Jun 02
Location: London
User status: Offline

14th Dec 04 at 23:03

quote:
Originally posted by 1800ed
Say you work in a theme park as a ride operator. That might work

that would also work - but would they care that I forgot to say about studentness

Colin

Member

Registered: 4th Apr 02
User status: Offline

14th Dec 04 at 23:04

quote:
Originally posted by Sly_SRi

quote:
Originally posted by Kolin
My insurance policy has my car garaged, 5k mile/year limit both of which are little lies

trouble with the mileage one is they just have to check one years MOT against the next years one.....

Not if you dont keep cars long enough, change companies and only get 10 month policys

leeshez

Member

Registered: 3rd May 01
Location: Great Harwood, Lancashire
User status: Offline

14th Dec 04 at 23:05

Your cat is watching you and will report you

Member

Registered: 10th Sep 03
User status: Offline

14th Dec 04 at 23:07

quote:
Originally posted by Paul_J

quote:
Originally posted by 1800ed
Say you work in a theme park as a ride operator. That might work

that would also work - but would they care that I forgot to say about studentness

Depends on if you want to park on the Universitys property. The reason why the insurance is high is because of all the chav idiots and teenage girls who can't seem to drive ther car properly and either try a handbrake turn in the uni carpark and destroy thier car, or just don't look where they are going and drive into their car.

Paul_J

Member

Registered: 6th Jun 02
Location: London
User status: Offline

14th Dec 04 at 23:09

quote:
Originally posted by 1800ed

quote:
Originally posted by Paul_J

quote:
Originally posted by 1800ed
Say you work in a theme park as a ride operator. That might work

that would also work - but would they care that I forgot to say about studentness

Depends on if you want to park on the Universitys property. The reason why the insurance is high is because of all the chav idiots and teenage girls who can't seem to drive ther car properly and either try a handbrake turn in the uni carpark and destroy thier car, or just don't look where they are going and drive into their car.

Yes yes... but even with my profession set as student I will claim I've left my car at home on my drive way

So I'd be just as fucked with that anyway.

Member

Registered: 10th Sep 03
User status: Offline

14th Dec 04 at 23:10

Well, when I drove my car to school officially I wasn't insured because I never told them I was parking on school property. I also never told them I had a job or anything like that....

Ian

Site Administrator

Registered: 28th Aug 99
Location: Liverpool
User status: Online

14th Dec 04 at 23:58

They might phone you up and ask you about referential integrity and when you're like 'uuummm....' they'll know.

[Edited on 14-12-2004 by Ian]

Robbo

Member

Registered: 6th Aug 02
Location: London
User status: Offline

15th Dec 04 at 10:03

quote:
Originally posted by Nath
It's definately a way out for them paying in the event of a claim.

Yes

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