Colin
Member
Registered: 4th Apr 02
User status: Offline
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My sis was going through her car details with me because im going to tax & insure it for her - anyway I looked at her current ins doccument - its about to run out and says 8 years NCB........I though hang on shes only had insurance in her name 5 years!!!! She thought that the box asking number of years NCB ment how many years since you have been of age to drive!!!  Well shes just got renewal through showing 9 years NCB - looks like shes got away with it & scored 3 years NCB for free Jammy bitch!!! 
£126 FC for 12 months on her Clio - im going to cry 
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Kerry
Member
Registered: 5th Oct 01
Location: Norwich
User status: Offline
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thats nothing i managed to wangle 2 lots of 6 years no claims
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jr
Member
Registered: 20th May 02
Location: Kent
User status: Offline
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waits for numorous ppl to try this and get done for fraud
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LukeGSi
Member
Registered: 9th Dec 03
User status: Offline
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Bonus 
Bet if I tried would get done for fraud
God damn girls
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Andrew
Member
Registered: 5th May 04
Location: Skoda Octavia Estate, Ford Puma
User status: Offline
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Think i'll have a go 
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Colin
Member
Registered: 4th Apr 02
User status: Offline
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I always get asked for proof!!
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Drew
Banned
Registered: 24th Nov 01
Location: County Durham
User status: Offline
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when i was 20/21 and bought my astra gsi from a garage, i used there insurance too, and they told the company i had full no claims (only been driving 2-3 years) and had full no claims ever since 
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Colin
Member
Registered: 4th Apr 02
User status: Offline
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No way!
Does everyone do this
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MatG
Member
Registered: 26th Apr 02
Location: Birmingham UK
User status: Offline
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if she has a crash and its her fault, if the payout is massive IE she knocks someone over, they will go through all the details and double check to get out of the claim.
Not something I would be proud of!
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Colin
Member
Registered: 4th Apr 02
User status: Offline
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How far back are records kept for insurance though??
I think it was done through dumbness / blondeness rather than intentionally!
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jr
Member
Registered: 20th May 02
Location: Kent
User status: Offline
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quote:
Originally posted by Colin
No way!
Does everyone do this
this is what im now wondering
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leeshez
Member
Registered: 3rd May 01
Location: Great Harwood, Lancashire
User status: Offline
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I have 14 years
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MatG
Member
Registered: 26th Apr 02
Location: Birmingham UK
User status: Offline
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no idea, all I know is they will do anything to get out of paying. Its upto you to put the correct details on the form not thenm I am affraid so you would be responsible for the fraud.
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Colin
Member
Registered: 4th Apr 02
User status: Offline
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quote:
Originally posted by MatG
no idea, all I know is they will do anything to get out of paying. Its upto you to put the correct details on the form not thenm I am affraid so you would be responsible for the fraud.
Yeah but she actually has a certificate now saying she has 9 Years NCB Think shes beat the system
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mav
Member
Registered: 19th Jun 01
Location: Scotland
User status: Offline
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you can put down as much as you like, max you can get is 5 years, even though you haven't had an accident for 10..My ins company asked for proof..
so after you have 5 years doesn't go down anymore even if you had 20..
(missus used to work in car insurance)
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jr
Member
Registered: 20th May 02
Location: Kent
User status: Offline
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i want to beat the system
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Colin
Member
Registered: 4th Apr 02
User status: Offline
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quote:
Originally posted by mav
you can put down as much as you like, max you can get is 5 years, even though you haven't had an accident for 10..My ins company asked for proof..
so after you have 5 years doesn't go down anymore even if you had 20..
(missus used to work in car insurance)
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MatG
Member
Registered: 26th Apr 02
Location: Birmingham UK
User status: Offline
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the insurance certificate is not proof its information your insurance company has given you on the facts you have given them.
Proof would be from her old insurance company stating she had X amount of years no claims to match what is now on the current insrance form.
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Colin
Member
Registered: 4th Apr 02
User status: Offline
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quote:
Originally posted by MatG
the insurance certificate is not proof its information your insurance company has given you on the facts you have given them.
Proof would be from her old insurance company stating she had X amount of years no claims to match what is now on the current insrance form.
Of which she has a certificate stating she has 9 years NCB....i did explain this
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MatG
Member
Registered: 26th Apr 02
Location: Birmingham UK
User status: Offline
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so she has documents to say that she has been driving for 9 years and has gained 1 year NCB for each year?
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mav
Member
Registered: 19th Jun 01
Location: Scotland
User status: Offline
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My ins company asked for proof from last ins company..
Doesn't matter anyway........
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Colin
Member
Registered: 4th Apr 02
User status: Offline
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quote:
Originally posted by MatG
so she has documents to say that she has been driving for 9 years and has gained 1 year NCB for each year?
yes her policy has been wrong for almost exactly a whole year - it runs out in 2 weeks!! Her renewal which just came in says she has 9 years NCB!
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CorsAsh
Member
Registered: 19th Apr 02
Location: Munich
User status: Offline
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Didn't think it showed the exact NCB after 5 years? Is just 5+ is it not?
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mav
Member
Registered: 19th Jun 01
Location: Scotland
User status: Offline
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dunno I only got 5
depends on company but missus says most of the time will say 5+
[Edited on 29-03-2005 by mav]
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stuartmitchell
Member
Registered: 24th Apr 04
Location: Kirkliston, Edinburgh
User status: Offline
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I only managed to blag one
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