Claire
Member
Registered: 19th Jan 03
Location: The Sarrrf
User status: Offline
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Capital one are F*#!ing shit!!! I'm so sick of them. I aranged to clear my acount with them by the end of this week, That was on sunday...
Since then they have phoned me 3 times a day every day to have the same discussion with me! The haven't made any notes for other members of staff to see so they all ask the same bloody questions. And the outstanding balance has changed every time ive spoken to someone!!!!
I BLOODY HATE CAPITAL ONE!!!! Nothing but trouble! 
Rant over 
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Nismo
Member
Registered: 12th Sep 02
User status: Offline
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i use them , they are very poor.
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Tom
Member
Registered: 3rd Apr 02
Location: Wirral, Merseyside
User status: Offline
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They are poo yes 
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Nismo
Member
Registered: 12th Sep 02
User status: Offline
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claire can i bum yopu into next week?
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TNM
Member
Registered: 5th Apr 04
Location: Nottingham Drives: VW Tiguan
User status: Offline
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They lost three cards trying to post it to me and then one person told me that with out an account number they couldnt deal with me 
Gave up in the end!
Thing is they are about 3 miles away from me!
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Jamescorsa97
Member
Registered: 19th Aug 04
Location: Middlesbrough Drives: Cliosport 182
User status: Offline
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Great i was just going to open a account with them. I am after a c.card with 0% interest on purchases for the first 6-9 months, now that i ain't going with capital 1 can anyone reccommend anyone else?
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TNM
Member
Registered: 5th Apr 04
Location: Nottingham Drives: VW Tiguan
User status: Offline
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smegg, virgin etc etc etc.
Go to http://www.motleyfool.co.uk 
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Jamescorsa97
Member
Registered: 19th Aug 04
Location: Middlesbrough Drives: Cliosport 182
User status: Offline
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Thanks matey!
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Ojc
Member
Registered: 14th Nov 00
Location: Reading: Drives : Clio 197
User status: Offline
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Simple don't have credit cards
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TNM
Member
Registered: 5th Apr 04
Location: Nottingham Drives: VW Tiguan
User status: Offline
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Great 0% Credit Card Deals
Lender Balance Transfer Rate Balance Transfer Period Typical APR(%) Apply Now
Egg Card 0% 1st Feb 2006 for balance transfers. 1st Nov 2005 for purchases. 2% balance transfer fee (max £50) for new customers. 14.9% APR Apply
Virgin Money 0% 9 months for balance transfers 15.9% APR Apply
Morgan Stanley (Gold Card) 0% 6 months for balance transfers and purchases 15.9% APR Apply
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Jambo
Member
Registered: 8th Sep 01
Location: Maidenhead, Drives: VXR Arctic
User status: Offline
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I have had capital one since i was 18. So has my girlfiend.
They are a very good ocmpany IMO, lenient with late payments, kind and prompt with reviews about credit etc.
They gave my girlfriend a loan with a really competetive rate and the intrest rate is quite good. Compared to my natwest one which i cancelled.
I will always stay with them as i think its a good all round service. Im sure there was a mistake with your account and you can never know how they operate their systems.
Mistakes happen. Nothig bad happned to you. quit complaining i say.
0% cards are good. But if u constantly have it on them it affects your credit history apparently.
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City
Member
Registered: 30th Dec 03
Location: Wakefield Drives: Red GSi
User status: Offline
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quote:
Originally posted by Jambo
I have had capital one since i was 18. So has my girlfiend.
They are a very good ocmpany IMO, lenient with late payments, kind and prompt with reviews about credit etc.
They gave my girlfriend a loan with a really competetive rate and the intrest rate is quite good. Compared to my natwest one which i cancelled.
I will always stay with them as i think its a good all round service. Im sure there was a mistake with your account and you can never know how they operate their systems.
Mistakes happen. Nothig bad happned to you. quit complaining i say.
0% cards are good. But if u constantly have it on them it affects your credit history apparently.
thats bollocks - increases it as taking more credit with more companies
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Claire
Member
Registered: 19th Jan 03
Location: The Sarrrf
User status: Offline
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quote:
Originally posted by Jambo
I have had capital one since i was 18. So has my girlfiend.
They are a very good ocmpany IMO, lenient with late payments, kind and prompt with reviews about credit etc.
They gave my girlfriend a loan with a really competetive rate and the intrest rate is quite good. Compared to my natwest one which i cancelled.
I will always stay with them as i think its a good all round service. Im sure there was a mistake with your account and you can never know how they operate their systems.
Mistakes happen. Nothig bad happned to you. quit complaining i say.
0% cards are good. But if u constantly have it on them it affects your credit history apparently.
Shut up I say.
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Jambo
Member
Registered: 8th Sep 01
Location: Maidenhead, Drives: VXR Arctic
User status: Offline
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quote:
Originally posted by City
quote:
Originally posted by Jambo
I have had capital one since i was 18. So has my girlfiend.
They are a very good ocmpany IMO, lenient with late payments, kind and prompt with reviews about credit etc.
They gave my girlfriend a loan with a really competetive rate and the intrest rate is quite good. Compared to my natwest one which i cancelled.
I will always stay with them as i think its a good all round service. Im sure there was a mistake with your account and you can never know how they operate their systems.
Mistakes happen. Nothig bad happned to you. quit complaining i say.
0% cards are good. But if u constantly have it on them it affects your credit history apparently.
thats bollocks - increases it as taking more credit with more companies
That was from a financial advisor
And claire, grow up.
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Mark Petty
Member
Registered: 26th Jul 01
Location: Bournemouth Drives: Suzuki gsf600
User status: Offline
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There is no chance it affects your credit history as I have had lots as I tranfer balances on a regular basis and I have a very good rating.
I got my gf to check as well as she works for lloyds and apparently I have the best rating u can get at lloyds tsb.
So I reckon that financial advisor is talking bollocks
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Jambo
Member
Registered: 8th Sep 01
Location: Maidenhead, Drives: VXR Arctic
User status: Offline
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No reason for him to lie to me. Not in his interest, i doubt he is talking bollocks.
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Carr
Member
Registered: 1st Oct 04
Location: Leicestershire (Home) Ambleside, Lakes (Uni)
User status: Offline
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What's in your wallet?
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Jambo
Member
Registered: 8th Sep 01
Location: Maidenhead, Drives: VXR Arctic
User status: Offline
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quote:
Originally posted by Carr
What's in your wallet?
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Ojc
Member
Registered: 14th Nov 00
Location: Reading: Drives : Clio 197
User status: Offline
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The intrest rate will not effect you credit rating, its how well you conduct your finances that effect your credit rating.
Always being in your overdraft can seriously effect your credit rating.
Go to http://www.uk.experian.com/ to check your credit rating.
They charge something like £3 but its worth it.
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Jambo
Member
Registered: 8th Sep 01
Location: Maidenhead, Drives: VXR Arctic
User status: Offline
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Im always in overdraft but i have excellent credit, never been redused n e thing, maybe i should sort that out lol
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CorsAsh
Member
Registered: 19th Apr 02
Location: Munich
User status: Offline
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quote:
Originally posted by Ojc
The intrest rate will not effect you credit rating, its how well you conduct your finances that effect your credit rating.
Always being in your overdraft can seriously effect your credit rating.
Go to http://www.uk.experian.com/ to check your credit rating.
They charge something like £3 but its worth it.
Doing that would put me £3 further into my overdraft, thereby worsening my credit rating
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Ojc
Member
Registered: 14th Nov 00
Location: Reading: Drives : Clio 197
User status: Offline
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I just done mine on Experian.
Entry Number: C1
Name and address: MR OLIVER J CROWE
35, FARM DRIVE, TILEHURST, READING, BERKS, RG31 4EU
Date of birth: 03 October 1982
Company name: HFC BANK PLC
Account type: Credit Sale Fixed Term
Started: 19/10/2000
Current Balance: Settled
Repayment Period: Monthly Payment £14 over 24months
Settled On: 22/10/2002
File updated for period to: 03/11/2002
Status History:
(brackets indicate most recent status) []
Summary of Payment History: In last 25 months, number of status 1-2 is: 0 number of status 3+ is: 0
Entry Number: C2
Name and address: MR OLIVER J CROWE
35, FARM DRIVE, TILEHURST, READING, BERKS, RG31 4EU
Date of birth: 03 October 1982
Company name: ALLIANCE AND LEICESTER PERSONAL FINANCE
Account type: Loan
Started: 23/02/2001
Current Balance: Settled
Repayment Period: Monthly Payment £64 over 24months
Settled On: 24/05/2002
File updated for period to: 02/06/2002
Status History:
(brackets indicate most recent status) []
Summary of Payment History: In last 16 months, number of status 1-2 is: 0 number of status 3+ is: 0
Entry Number: C3
Name and address: MR OLIVER CROWE
35, FARM DRIVE, TILEHURST, READING, BERKS, RG31 4EU
Date of birth: 03 October 1982
Company name: ABBEY NATIONAL BANK ACCOUNT
Account type: Current Account
Special Instruction Indicator: Arrangement
Special Instruction Start Date: 05/2003
Special Instruction End Date: 09/2003
Started: 09/02/2002
Current Balance: £49
File updated for period to: 03/04/2005
Status History:
(brackets indicate most recent status) []
Summary of Payment History: In last 36 months, number of status 1-2 is: 0 number of status 3+ is: 0
Entry Number: C4
Name and address: MR OLIVER CROWE
35, FARM DRIVE, TILEHURST, READING, BERKS, RG31 4EU
Date of birth: 03 October 1982
Company name: BLACK HORSE LTD
Account type: Loan
Started: 25/07/2001
Current Balance: Settled
Repayment Period: Monthly Payment £90 over 36months
Settled On: 04/12/2003
File updated for period to: 11/01/2004
Status History:
(brackets indicate most recent status) []
Summary of Payment History: In last 30 months, number of status 1-2 is: 2 number of status 3+ is: 0
Entry Number: C5
Name and address: MR OLIVER CROWE
35, FARM DRIVE, TILEHURST, READING, BERKS, RG31
Date of birth: 03 October 1982
Company name: CAPITAL ONE
Account type: Credit Card / Store Card
Started: 15/05/2001
Current Balance: Settled
Credit Limit: £200
Settled On: 25/07/2001
File updated for period to: 04/11/2001
Status History:
(brackets indicate most recent status) []
Summary of Payment History: In last 6 months, number of status 1-2 is: 0 number of status 3+ is: 0
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bradfincham
Member
Registered: 20th Sep 02
Location: East Of England Drives: Clio 172
User status: Offline
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never have a credit card thats the best way! 
I run a visa debit card so comes straight out of my account and any overdraft i have is cleared instantly the next day etc!
have to use the student loan as cannot afford uni otherwise
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Carr
Member
Registered: 1st Oct 04
Location: Leicestershire (Home) Ambleside, Lakes (Uni)
User status: Offline
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quote:
Originally posted by Ojc
I just done mine on Experian.
Entry Number: C1
Name and address: MR OLIVER J CROWE
35, FARM DRIVE, TILEHURST, READING, BERKS, RG31 4EU
Date of birth: 03 October 1982
Company name: HFC BANK PLC
Account type: Credit Sale Fixed Term
Started: 19/10/2000
Current Balance: Settled
Repayment Period: Monthly Payment £14 over 24months
Settled On: 22/10/2002
File updated for period to: 03/11/2002
Status History:
(brackets indicate most recent status) []
Summary of Payment History: In last 25 months, number of status 1-2 is: 0 number of status 3+ is: 0
Entry Number: C2
Name and address: MR OLIVER J CROWE
35, FARM DRIVE, TILEHURST, READING, BERKS, RG31 4EU
Date of birth: 03 October 1982
Company name: ALLIANCE AND LEICESTER PERSONAL FINANCE
Account type: Loan
Started: 23/02/2001
Current Balance: Settled
Repayment Period: Monthly Payment £64 over 24months
Settled On: 24/05/2002
File updated for period to: 02/06/2002
Status History:
(brackets indicate most recent status) []
Summary of Payment History: In last 16 months, number of status 1-2 is: 0 number of status 3+ is: 0
Entry Number: C3
Name and address: MR OLIVER CROWE
35, FARM DRIVE, TILEHURST, READING, BERKS, RG31 4EU
Date of birth: 03 October 1982
Company name: ABBEY NATIONAL BANK ACCOUNT
Account type: Current Account
Special Instruction Indicator: Arrangement
Special Instruction Start Date: 05/2003
Special Instruction End Date: 09/2003
Started: 09/02/2002
Current Balance: £49
File updated for period to: 03/04/2005
Status History:
(brackets indicate most recent status) []
Summary of Payment History: In last 36 months, number of status 1-2 is: 0 number of status 3+ is: 0
Entry Number: C4
Name and address: MR OLIVER CROWE
35, FARM DRIVE, TILEHURST, READING, BERKS, RG31 4EU
Date of birth: 03 October 1982
Company name: BLACK HORSE LTD
Account type: Loan
Started: 25/07/2001
Current Balance: Settled
Repayment Period: Monthly Payment £90 over 36months
Settled On: 04/12/2003
File updated for period to: 11/01/2004
Status History:
(brackets indicate most recent status) []
Summary of Payment History: In last 30 months, number of status 1-2 is: 2 number of status 3+ is: 0
Entry Number: C5
Name and address: MR OLIVER CROWE
35, FARM DRIVE, TILEHURST, READING, BERKS, RG31
Date of birth: 03 October 1982
Company name: CAPITAL ONE
Account type: Credit Card / Store Card
Started: 15/05/2001
Current Balance: Settled
Credit Limit: £200
Settled On: 25/07/2001
File updated for period to: 04/11/2001
Status History:
(brackets indicate most recent status) []
Summary of Payment History: In last 6 months, number of status 1-2 is: 0 number of status 3+ is: 0
 
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jas-tec
Member
Registered: 10th Oct 05
Location: oxford
User status: Offline
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capital one are rubbish to go with i am on there when u pay a bill say they add more money on the bill no way of settling it now so i might get big loan out then pay them all done with then
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