Predator Corsa
Member
Registered: 29th Sep 03
Location: Kent
User status: Offline
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Right im aged 19 hopefully when i get a sucessful job and earn abit more, i want to move out from living with my perants and get my own home or flat, just wondering how many people have move out. dont wanna rent cos once u rent you can get out of it. but all property is too expencive. and getting a morgage will only be around £60,000 with mine and my missus jobs put together. and there is nothing out there for £60k
How can anyone aford it
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whitter45
Member
Registered: 15th Nov 02
Location: Norton
User status: Offline
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Nearly bought a place last year for myself
Morgage was 750 a month - pulled out in the end and I'm glad I did
[Edited on 24-07-2005 by whitter45]
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Rebrabuk
Member
Registered: 28th Mar 04
Location: North East
User status: Offline
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£750..
That's more than i earn.
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Robbo
Member
Registered: 6th Aug 02
Location: London
User status: Offline
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Get good jobs
Our mortgage is £950 a mth
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Rocky
Member
Registered: 16th Nov 02
Location: Bridgend S.Wales Drives : Astra VXR
User status: Offline
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theres no chance for 1st time buyers these days unless there familys are wealthy to chip in cash to them, i know coz iam removal man .cause i heard many stories from 1st buyers moving from rented house to rented house some got to move out of the city from there job for lesser rent cause they cant afford it you never buy a house as 1st time buyer .
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jaffa
Member
Registered: 27th Mar 00
Location: Stoke-on-Trent
User status: Offline
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my mortgage is £290 quid a month
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Robbo
Member
Registered: 6th Aug 02
Location: London
User status: Offline
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We bought a brand new house by ourselves for £165k, our first house... very very minimal help financially... so it is possible
Got to plan it and save for it though... it ain't gonna walk up to you and jump in your lap!
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Dan B
Member
Registered: 25th Feb 01
User status: Offline
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Make sure you have no debts, either, pay everything off beforehand...
That's why I'm currently still renting, am paying off credit cards (my loan for my car finished paying off at the start of the year) so I have a clean slate when walking into a mortgage advisor's office...
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Chump
Member
Registered: 1st Feb 04
Location: Sharnbrook
User status: Offline
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unless you're on a BIG wage it is VERY difficult if you're thinking of buying by yourself.....
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Robbo
Member
Registered: 6th Aug 02
Location: London
User status: Offline
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Not necessarily mate, yes having two incomes is a must really but u doint necy have toi be paid loads... work ur way up the ladder
An as Dan said, dont take debts in
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Chump
Member
Registered: 1st Feb 04
Location: Sharnbrook
User status: Offline
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quote: Originally posted by Robbo
Not necessarily mate, yes having two incomes is a must really but u doint necy have toi be paid loads... work ur way up the ladder
An as Dan said, dont take debts in
I'm not saying its impossible....it certainly aint....its just by yourself the repayments are a killer. Trust me....i'm going to be buying by myself and even earning £28,000 a year the repayments each month for the mortgage alone makes me sad....then you've got to add everything else on top. Doesn't leave you with much to play with.....
[Edited on 25-07-2005 by Chump]
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Robbo
Member
Registered: 6th Aug 02
Location: London
User status: Offline
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Indeed, doing it on your own is never gonna be easy... will take a lot of sacrifice
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Sam
Moderator Premium Member
Registered: 24th Dec 99
Location: West Midlands
User status: Offline
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Guy at work had a nice T reg mk4 Golf GTi turbo, him and his bird are buying a house together and now he drives a 5 door H reg AX!
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Shelly
Premium Member
Registered: 15th Nov 00
Location: Lancashire Drives: Astra H VXR
User status: Offline
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round here, some absolute shitter would be no less than 150k
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leeshez
Member
Registered: 3rd May 01
Location: Great Harwood, Lancashire
User status: Offline
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Im glad i bought my house 6 years ago for for 33K now there worth 70 - 80K
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Robbo
Member
Registered: 6th Aug 02
Location: London
User status: Offline
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quote: Originally posted by Sam
Guy at work had a nice T reg mk4 Golf GTi turbo, him and his bird are buying a house together and now he drives a 5 door H reg AX!
Hey dont laugh I had an 8mth old CTR and now drive a 1.1 106 :'(
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Shelly
Premium Member
Registered: 15th Nov 00
Location: Lancashire Drives: Astra H VXR
User status: Offline
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but Robbo, you've got a house and a car
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Robbo
Member
Registered: 6th Aug 02
Location: London
User status: Offline
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Actually the car isnbt even mine
I had to sell my CTR to buy our house and now drive my mum an dads car :S But I wiull be ordering my new car at the wkend
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wayne hiscock
Member
Registered: 20th Jan 01
Location: wiltshire, trowbridge
User status: Offline
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im moveing out this weekend coming but is renting from council
end of day its away from rents and me and the mrs can start our own lives
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Thoday
Member
Registered: 12th Jan 03
Location: Drove kitted corsa b now standard corcs c exclusiv
User status: Offline
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Got no fooking chance here then with a measly 16k salary
Robbo, deposit wise what did you put down? I have heard fees and surveyors docs etc add on 4k ish
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Mad Moe
Member
Registered: 14th Jun 01
Location: Northumberland
User status: Offline
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I bought at exactly the right time. Got my 2 bed Apartment for £64K 2 years ago and the downstairs one has just sold for £98K so I'm laughing really. I got a mortgage from £58K and that works out at about £306/month including insurances
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wayne hiscock
Member
Registered: 20th Jan 01
Location: wiltshire, trowbridge
User status: Offline
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my parents house has doubled in value in 5 years
its fucking stupid
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Spence
Member
Registered: 13th Jan 03
Location: Bristol UK
User status: Offline
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its a gd investment buyin a house, tempted 2 move out nxt yr possibly wiv sum mates
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TNM
Member
Registered: 5th Apr 04
Location: Nottingham Drives: VW Tiguan
User status: Offline
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2 bed apartments where i live are 180k plus.
3 bed house 250k+
My mum and dads house 340-360k
They bought it for 78k 17 years ago almost to the day.
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the 6ft dream
Member
Registered: 25th Feb 05
Location: North East
User status: Offline
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get a chick with her own house!
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