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Author Oh My, 950 pounds excess from tescos
willay
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17th Apr 06 at 15:40   View Garage View User's Profile U2U Member Reply With Quote
Hello,

Crisis ahoy.

With me moving over to the 20xe slag later this week (hopefully), I've got myself into a pickle as to how I am going to insure myself.

Currently I'm insured with Tescos for my 1.0ltr Corsa C, with 3 years and 9 months or so NCB.

I've been offered £1100 for a new FC policy from some broker for the 20xe, starting with 3 years NCB and as its not with tescos I will be raped of my 9 months I've built up since last year.

Now I just spoken to the nice northern lady from the tescos helpline and they will insure the red slag, with coilovers, brakes, 100% increase in BHP (the old 1.4 8v is abit 80bhp according to this site) till the end of my policy (June 10th) for £166.

but, they will ask me to pay £950 excess regardless if an accident is my fault or not (however if the accident isnt my fault, I *should* get that back).

I would really like to get to the 4year ncb milestone as long as I dont spin the XE into a ditch.

Your thoughts are appreciated.
CORSA NUT
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17th Apr 06 at 15:42   View User's Profile U2U Member Reply With Quote
Cheeky bastards! Wait till you got 4 years then switch to somone else!
CorsAsh
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17th Apr 06 at 15:44   View User's Profile U2U Member Reply With Quote
Just dont crash Can you not hire a convoy of motorcyclists to escort you everywhere?
dna23
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17th Apr 06 at 15:47   View User's Profile U2U Member Reply With Quote
I say willay, go with tesco and just be extra cautious will they drop it down once you've reached the 4yr NCB?
jr
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17th Apr 06 at 15:50   View User's Profile U2U Member Reply With Quote
i say drive the black corsa for 3 months more
willay
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17th Apr 06 at 15:50   View Garage View User's Profile U2U Member Reply With Quote
well they cant say until renewal date.

Alan is spot on, once i get 4 years I'll go with the broker or something
willay
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17th Apr 06 at 15:51   View Garage View User's Profile U2U Member Reply With Quote
jr - means not bringing the red car to pvs
willay
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17th Apr 06 at 15:51   View Garage View User's Profile U2U Member Reply With Quote
also not possible because my sister is taking over ownership of the black beauty
jr
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17th Apr 06 at 15:52   View User's Profile U2U Member Reply With Quote
, try brentacre
LeeM
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17th Apr 06 at 15:55   View User's Profile U2U Member Reply With Quote
well u havent crashed in 3 and a half months, so have some confidence in yourself and dont crash in the next 3 months!
willay
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17th Apr 06 at 15:55   View Garage View User's Profile U2U Member Reply With Quote
the broker has got me the best quote so far (reccomended by brad), if i'm going with another insurer its them.
willay
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17th Apr 06 at 15:56   View Garage View User's Profile U2U Member Reply With Quote
quote:
Originally posted by lee_wee
well u havent crashed in 3 and a half months, so have some confidence in yourself and dont crash in the next 3 months!


yeah but to be fair I couldnt go that fast in the last 3 years
jr
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17th Apr 06 at 15:56   View User's Profile U2U Member Reply With Quote
LeeM
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17th Apr 06 at 16:00   View User's Profile U2U Member Reply With Quote
so go slow... as hard as it may be.
ooh, put a sticker on the windscreen saying "£950"
Fad
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17th Apr 06 at 16:02   View User's Profile U2U Member Reply With Quote
1100 FC thats pretty good Will. I would say pay up the extra 166 for the four months remaining as it only works out to be around £40 a month right? get your 4 years NCb then go with the broker and protect it.

One thing is I got my 4 years this years last week went to renew it with protection and the quote went up by £120 which "aprently" is the norm when you protect your ncb you have to pay up to 15% on your policy.

Insurance is a right bastard matey
GT4Brody
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17th Apr 06 at 16:09   View User's Profile U2U Member Reply With Quote
defo get the 4 yrs, dont waste 9 months....
Ry_B
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17th Apr 06 at 16:17   View User's Profile U2U Member Reply With Quote
Leave the policy running IMO, for 3 months it's not worth loosing out a years NCB.
willay
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17th Apr 06 at 17:32   View Garage View User's Profile U2U Member Reply With Quote
thanks for all the advice guys.

 
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