Pablo
Member
Registered: 3rd Feb 03
Location: Milton Keynes
User status: Offline
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What ur average balance in your current account?
Do you live in your over draft or credit?
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Cosmo
Member
Registered: 29th Mar 01
Location: Im the real one!
User status: Offline
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normally have a few grand in it, but have been right down to next to nothing a few times!
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Ojc
Member
Registered: 14th Nov 00
Location: Reading: Drives : Clio 197
User status: Offline
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I only ever leave 100 quid in my current account and transfer all my money to my savings account, if I need it transfer it back again, that way less is spent on impulse buying whilst in town and the hassle of having to withdraw money then puts you off buying anything 
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Pablo
Member
Registered: 3rd Feb 03
Location: Milton Keynes
User status: Offline
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quote:
Originally posted by Ojc
I only ever leave 100 quid in my current account and transfer all my money to my savings account, if I need it transfer it back again, that way less is spent on impulse buying whilst in town and the hassle of having to withdraw money then puts you off buying anything
Thats what I try and do, I find it hard tho! AS I live off next to nothing while im paying my debts back  One month to go though
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Aaron
Member
Registered: 9th Aug 04
Location: Cottingham, East Riding
User status: Offline
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quote:
Originally posted by Ojc
I only ever leave 100 quid in my current account and transfer all my money to my savings account, if I need it transfer it back again, that way less is spent on impulse buying whilst in town and the hassle of having to withdraw money then puts you off buying anything
Pretty much the same as me 
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Ally
Member
Registered: 2nd Jul 03
Location: Pontypool Drives: a Skoda
User status: Offline
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end of the month, over 1k.... middle - end of the month.... £0 
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a_j_mair
Member
Registered: 23rd Jan 04
Location: Scotland
User status: Offline
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try keep it at couple hundred and save the rest
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Lynny
Member
Registered: 3rd Jan 03
Location: oop north! Where people talk properly
User status: Offline
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was in debit but just got a loan out to clear that and my credit card so now in credit
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dave17
Member
Registered: 3rd Sep 02
Location: Greater London
User status: Offline
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Normally hit -£900 at the end of the month
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Liam
Member
Registered: 19th Jan 06
Location: Stafford
User status: Offline
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Always have about 700 in, but i dont run a car, and i walk everywhere 
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Ojc
Member
Registered: 14th Nov 00
Location: Reading: Drives : Clio 197
User status: Offline
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quote:
Originally posted by dave17
Normally hit -£900 at the end of the month
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willay
Moderator
Organiser: South East, National Events
Premium Member
Registered: 10th Nov 02
Location: Roydon, Essex
User status: Offline
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about 3k
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Jules
Member
Registered: 26th Nov 04
Location: Ipswich, Suffolk Status: Happy
User status: Offline
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Presently about £6k in my main account (where all bills, mortgage payments are taken) and about £1k in my other account (where my own bills come from - mobile phone bill, CS membership etc etc)
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Paul_J
Member
Registered: 6th Jun 02
Location: London
User status: Offline
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even I have more than 1k in my current account at all times - and I'm a student.
I generally transfer things across to savings when my current account goes over about 2k. Then move surplus across to savings.
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a_j_mair
Member
Registered: 23rd Jan 04
Location: Scotland
User status: Offline
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quote:
Originally posted by lynny_sxi
was in debit but just got a loan out to clear that and my credit card so now in credit
but you have a loan so you are still indebt really
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dave17
Member
Registered: 3rd Sep 02
Location: Greater London
User status: Offline
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quote:
Originally posted by Ojc
quote:
Originally posted by dave17
Normally hit -£900 at the end of the month
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Ojc
Member
Registered: 14th Nov 00
Location: Reading: Drives : Clio 197
User status: Offline
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David, address it while your young, stop going on holidays and stay in
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Lynny
Member
Registered: 3rd Jan 03
Location: oop north! Where people talk properly
User status: Offline
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quote:
Originally posted by a_j_mair
quote:
Originally posted by lynny_sxi
was in debit but just got a loan out to clear that and my credit card so now in credit
but you have a loan so you are still indebt really
yes but my overdraft and credit card are clear so im actualyl paying less on interest. although buying a £10k car on finance at 18 sorta put me in debt anyways...
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Mather.16v
Member
Registered: 1st Nov 04
Location: Stockport
User status: Offline
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start of the month £1.2k (+bonus and comission) but at the end of the month £0
but about 40/50% of my wages are going into paying of loans but in a months time when i have cleared them my back account and saving should hopefully pick up
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dave17
Member
Registered: 3rd Sep 02
Location: Greater London
User status: Offline
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quote:
Originally posted by Ojc
David, address it while your young, stop going on holidays and stay in
no chance, its only a OD and i only have it because of holidays and not having a proper job
Itl get sorted soon..........ish
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Half Pint
Member
Registered: 25th Mar 02
User status: Offline
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you only live once...... get spending ya all....
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JadeM
Premium Member
Registered: 9th Feb 06
User status: Offline
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Right now - 6038.30 in Halifax cash Isa & 2472.34 in current account. Only allowed to stick £3k in the Isa every tax year or I would have the lot in there. Overdraft is £1400....never been on it in my life though!!
Also got another account with a few hundred in for buying myself stuff as & when I see it & a few £k's worth of shares.
Live on the breadline - would I fuck!!
[Edited on 27-06-2006 by JadeM]
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Ry_B
Banned
Registered: 1st Dec 05
Location: Solihull, W Mids Drives: 45BHP beast!
User status: Offline
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Got about 300 quid in my bank atm
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Tom
Member
Registered: 3rd Apr 02
Location: Wirral, Merseyside
User status: Offline
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Got about £2500 in my account now usually fuck all but I also have got rid of most of my debt so
With moving out I've got around £825 coming out a month that's before food etc but mates moving in soon so that will go down to about £550
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Laura_1.416v
Member
Registered: 26th Nov 04
Location: North Yorkshire
User status: Offline
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I get paid weekly so it varies during the month depending on what bills go out. Got a £500 o/d but rarely in it, not usually a lot of credit in there neither though, between 0 & £300 most of the time.
Just went a bit o/d today though as have some visa bills to pay & cant go to bank on friday so paid them early
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