bieransri
Member
Registered: 13th Apr 06
Location: Kidsgrove, Staffordshire
User status: Offline
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what credit cards are avaliable for 18yr olds with a credit limit of only say £500-1000, low intreste oviously and 0% on balance transfers
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Gg_mf
Member
Registered: 10th Oct 05
Location: Brighouse
User status: Offline
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One word: NONE
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--Dave--
Banned
Registered: 17th Feb 04
Location: Essssseeeeex Drives: Black Supra TT
User status: Offline
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ffs do people not know how to use the internet to find information?
http://www.about-credit-cards.co.uk/best_credit_cards.htm?source=ggst&cat=top&tpage=best_credit_cards&tkeyword=_0+credit+cards_
[Edited on 01-09-2006 by --Dave--]
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--Dave--
Banned
Registered: 17th Feb 04
Location: Essssseeeeex Drives: Black Supra TT
User status: Offline
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quote:
Originally posted by Gg_mf
One word: NONE
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Edd
Member
Registered: 8th Nov 04
Location: Glasgow
User status: Offline
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quote:
Originally posted by --Dave--
google
 
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Ally
Member
Registered: 2nd Jul 03
Location: Pontypool Drives: a Skoda
User status: Offline
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Dont be an idiot, dont get one
Ive got a capital one card with a £200 limit, thats all i could 'qualify' for and im 20, with a mortgage and good credit rating
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RyanSxi
Member
Registered: 26th Jul 06
User status: Offline
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dunno bout 18 but im 19 and got an alliance and leicester with £1500 (for 1st card  ) and 9 months 0% on balance tranfers. but i do have a loan with them so dunno if that helped
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--Dave--
Banned
Registered: 17th Feb 04
Location: Essssseeeeex Drives: Black Supra TT
User status: Offline
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I had an Egg card when I was 18, did all the billing and stuff online. Was quite good. If you're worried about the limits etc then ring them up (if you're accepted) and get it changed.
I'm never using a credit card again though
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Ally
Member
Registered: 2nd Jul 03
Location: Pontypool Drives: a Skoda
User status: Offline
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quote:
Originally posted by --Dave--
google
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bradgsi
Member
Registered: 12th Jun 06
Location: Leicester,E.Mids Drives: corsa GSi 16V
User status: Offline
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I had a cc when i was 18 for £1250 and it was the worst thing i ever done. Because now i have 4 
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--Dave--
Banned
Registered: 17th Feb 04
Location: Essssseeeeex Drives: Black Supra TT
User status: Offline
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Edd
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Edd
Member
Registered: 8th Nov 04
Location: Glasgow
User status: Offline
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i have a halifax one card 0% for a year which i use for my insurance
i've just been offered a mastercard one 0% for a year aswell
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antonOO2
Member
Registered: 17th Sep 02
Location: Midlands
User status: Offline
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Indeed they are the devil.Never had one and never will.
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Gg_mf
Member
Registered: 10th Oct 05
Location: Brighouse
User status: Offline
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Im 19. I got a credit card with my bank when i was 18 and my apr was 27.9. I now have a platinum card at 14% , my advice is get one..buy a couple of things and pay it off straight away to get a credit rating. Then maybe when you 19/20 apply for a better one. The more u apply for and get turned down it looks bad on your credit report. and trust me at 18 u will get turned down.
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--Dave--
Banned
Registered: 17th Feb 04
Location: Essssseeeeex Drives: Black Supra TT
User status: Offline
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so you were telling fibs before?
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Edd
Member
Registered: 8th Nov 04
Location: Glasgow
User status: Offline
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quote:
Originally posted by antonOO2
Indeed they are the devil.Never had one and never will.
they are only bad if you are a moron who cant control their spending
i use it too pay for insurance and it gets put away for the rest of the year and doesnt come back out
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Sam
Moderator
Premium Member
Registered: 24th Dec 99
Location: West Midlands
User status: Offline
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Capital One, and Vanquish.
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nik
Member
Registered: 19th Jun 00
User status: Offline
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First card, HSBC, 6k limit for first card but I'am 24 with mortgage etc. I only got it as I needed to pay for some bits for car and didn't have the money for couple months. Long as you don't go spastic with it and can pay it off within the 0% time limit then theres no harm.
Also keep getting Sky etc and every other bastard offering 0% cards upto 10k limits etc through the door, no wonder so many people are going bust
[Edited on 01-09-2006 by nik]
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jackssport
Member
Registered: 12th Aug 06
Location: berkshire
User status: Offline
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i got one buy my petrol on it and pay it off the next month, it did actually help me get my mortgage.
i've never been in debt or had a loan so i had a crap credit raring, i was hard pushed to get a bloody phone on contract!
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Gg_mf
Member
Registered: 10th Oct 05
Location: Brighouse
User status: Offline
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I still cant get a phone on contract and i have a platinum credit card...strange. Mark got me one in his name. The trick is they will throw more money at you if you are in debt quite abit already
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--Dave--
Banned
Registered: 17th Feb 04
Location: Essssseeeeex Drives: Black Supra TT
User status: Offline
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quote:
Originally posted by Edd
quote:
Originally posted by antonOO2
Indeed they are the devil.Never had one and never will.
they are only bad if you are a moron who cant control their spending
i use it too pay for insurance and it gets put away for the rest of the year and doesnt come back out
eeeeeeeexakkery
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ssj_kakarot
Member
Registered: 29th Apr 03
Location: hartlepool
User status: Offline
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i got my first at 18, £500 limit, 21 now and have 3, dont use them, just pay for petrol occasionally and pay it off straight away.
Like people said there only bad if your a retard who goes out and spends money they really don't have or cant afford to pay back.
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Brett
Premium Member
Registered: 16th Dec 02
Location: Manchester
User status: Offline
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When I turned 18 EGG gave me a card with a £4k limit. Took me about a month to max it out
Never again! 
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Ally
Member
Registered: 2nd Jul 03
Location: Pontypool Drives: a Skoda
User status: Offline
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wow brett
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Brett
Premium Member
Registered: 16th Dec 02
Location: Manchester
User status: Offline
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I say never again, but I actually had a Capital One card with £1.5k limit and a Barclaycard with £2k limit too....All maxed out
Just about cleared those now. Won't be having another
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