waynep
Member
Registered: 20th Apr 02
Location: london
User status: Offline
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ok ill try keep this breif. i have been driving 2 and a bit years, and during which time had no accidents nothing, there fore earing 2years NCB, but last month i had to make a claim as i crash my car (no other car hit or damaged) so does this mean i have been reset back to 0 .. even tho i have had 2 years without a claim ?
before you rush into it and say YES you have no years etc, the letter i got from my insurance after accident says i still have two years NCB and also the new insurers website will still let me type 2 years and then let me add an accident to it :S its a touchy subject, if any one has a definate 10000% answer please enlighten me
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Robin
Premium Member
Registered: 7th Jan 04
Location: Northants Drives: Clio 182 Cup
User status: Offline
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unless you have protected no claims, it will go back to zero.
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carnoisseurcraig
Member
Registered: 4th Jun 03
Location: Inverness
User status: Offline
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quote:
Originally posted by Robin
unless you have protected no claims, it will go back to zero.
in a nutshell mate.
You obviously had it protected, thats covers comes at extra cost but luckily for you it was cash well spent
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John
Member
Registered: 30th Jun 03
User status: Offline
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If you have a letter from the insurance company saying you have 2 years no claims you have 2 years no claims.
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waynep
Member
Registered: 20th Apr 02
Location: london
User status: Offline
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well , i dont remember paying to protect it, but if it says so on this letter i got the other day than they couldnt of made a mistake surley ? ?
and some insurance companies wont let you protect it if its under 3years ?
[Edited on 12-10-2006 by waynep]
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mav
Member
Registered: 19th Jun 01
Location: Scotland
User status: Offline
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You do NOT automatically lose all your no claims...I had 2 years taken from my 5 years when I had an accident years ago..
Also my car got broken into and I made a claim and it was full piant job down one side and door / stereo and only removed 1 year of my no claims.
But you would see some reduction say 20- or 2-1 etc..
you might be lucky though...
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John
Member
Registered: 30th Jun 03
User status: Offline
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quote:
Originally posted by John
If you have a letter from the insurance company saying you have 2 years no claims you have 2 years no claims.
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