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Author Contents/Personal Belongings Insurance
abdus
Member

Registered: 23rd Feb 06
User status: Offline
7th Dec 06 at 13:40   View User's Profile U2U Member Reply With Quote

I'm currently renting a house and I'm not sure about the landlord's insurance on the house. Anyway, I would like to insure my personal belongings. Is this possible and how does it operate? (if I move house etc...)

Any useful input appreciated



[Edited on 07-12-2006 by abdus]
--Dave--
Banned

Registered: 17th Feb 04
Location: Essssseeeeex Drives: Black Supra TT
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7th Dec 06 at 13:50   View User's Profile U2U Member Reply With Quote

most home insurance packages cover both Buildings and Contents cover. For instance I'm covered up to a certain amount for building claims and then £30k (rising by 10k a year if I don't claim) for Contents.

Barclays let you tailor your insurance so you only pay for what you want. i.e they do optional garden contents cover and home emergency etc...

Ring a few of them up and see what they can offer you. It might also be worth clarifying with the landlord to see what you're covered for at the moment.
abdus
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Registered: 23rd Feb 06
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7th Dec 06 at 14:09   View User's Profile U2U Member Reply With Quote

yeah, need to ask the lanlord first and then decide from there
--Dave--
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Registered: 17th Feb 04
Location: Essssseeeeex Drives: Black Supra TT
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7th Dec 06 at 14:57   View User's Profile U2U Member Reply With Quote

don't want to be paying for things twice
Dean_W
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Registered: 13th Dec 05
Location: Downham Market, Norfolk
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7th Dec 06 at 15:43   View User's Profile U2U Member Reply With Quote

I renewed my contents insurance yesterday. Up to £50K. £15 per month

If you move, you just change the address.
abdus
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Registered: 23rd Feb 06
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7th Dec 06 at 17:50   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Dean_W
I renewed my contents insurance yesterday. Up to £50K. £15 per month

If you move, you just change the address.


with whom are you insured?

yes Dave, don't want to pay twice

[Edited on 07-12-2006 by abdus]
Ian
Site Administrator

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Registered: 28th Aug 99
Location: Liverpool
User status: Offline
7th Dec 06 at 18:23   View Garage View User's Profile U2U Member Reply With Quote

£50k cover for 15pm?

Mine costs 400py although I have named some camera equipment.
abdus
Member

Registered: 23rd Feb 06
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7th Dec 06 at 18:32   View User's Profile U2U Member Reply With Quote

400 p/a Ian, what kind of cover?

i mean what's included and for how much are you covered?

[Edited on 07-12-2006 by abdus]
richardworrall
Premium Member

Registered: 20th Sep 05
Location: Derby
User status: Offline
7th Dec 06 at 20:46   View Garage View User's Profile U2U Member Reply With Quote

im renting and insured my contents with these
http://homeletuk.com/product_information.php?agentschemeno=1403796&origin=&page=4
abdus
Member

Registered: 23rd Feb 06
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7th Dec 06 at 21:24   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by richardworrall
im renting and insured my contents with these
http://homeletuk.com/product_information.php?agentschemeno=1403796&origin=&page=4


how much are you paying per month?
Dean_W
Member

Registered: 13th Dec 05
Location: Downham Market, Norfolk
User status: Offline
7th Dec 06 at 22:07   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by abdus
with whom are you insured?



I haven't got a clue

If i remember, i'll dig out the info later.
richardworrall
Premium Member

Registered: 20th Sep 05
Location: Derby
User status: Offline
7th Dec 06 at 22:18   View Garage View User's Profile U2U Member Reply With Quote

quote:
Originally posted by abdus
quote:
Originally posted by richardworrall
im renting and insured my contents with these
http://homeletuk.com/product_information.php?agentschemeno=1403796&origin=&page=4


how much are you paying per month?


£12 per month

 
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