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Author Loans
Andrew
Member

Registered: 5th May 04
Location: Skoda Octavia Estate, Ford Puma
User status: Offline
13th Sep 07 at 16:22   View User's Profile U2U Member Reply With Quote

I'm after a loan, possibly around 5k or more. Are they available so you have a minimum to pay in per month and you can pay anything else on top of that. I’d be paying it off in 12 months.

I was thinking of an interest free credit card maybe? I've got one with Lloyds TSB with a limit of 8.5k (nothing owing) but it's interest based.

It's to purchase a flat with one of my mates. I'm 4kish short and he needs to find around 20k as he has another loan to pay off the big noob. It's a big if with him. I can't really do it on my own at the minute.

It’s cheap but in a shit area. But we both live close by.. Loads of people interested to by the sounds of it.
Ally
Member

Registered: 2nd Jul 03
Location: Pontypool Drives: a Skoda
User status: Offline
14th Sep 07 at 12:31   View User's Profile U2U Member Reply With Quote

Use a credit card and keep transferring the balance so you hopefully dont get charged much

Dont get a loan, whatever you do, do not get a loan
AndyKent
Member

Registered: 3rd Sep 05
User status: Offline
14th Sep 07 at 12:42   View User's Profile U2U Member Reply With Quote

Look on Moneysaving expert at 'Stooging'

James
Member

Registered: 1st Jun 02
Location: Surrey
User status: Offline
14th Sep 07 at 15:04   View User's Profile U2U Member Reply With Quote

I was told by people in the know to buy a shit house in a nice area rather than a nice house in a shit area.

The end.
BYRON
Member

Registered: 1st Jun 04
User status: Offline
14th Sep 07 at 15:12   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by James
I was told by people in the know to buy a shit house in a nice area rather than a nice house in a shit area.

The end.


Buy the worst house in the best street, not the best house in the worst street.
Andrew
Member

Registered: 5th May 04
Location: Skoda Octavia Estate, Ford Puma
User status: Offline
14th Sep 07 at 15:59   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Ally
Use a credit card and keep transferring the balance so you hopefully dont get charged much

Dont get a loan, whatever you do, do not get a loan


I've had a look at a couple of loans. My credit card with intrest seems the better option. Although i will apply for intrest free ones if we go through with the sale.
Andrew
Member

Registered: 5th May 04
Location: Skoda Octavia Estate, Ford Puma
User status: Offline
14th Sep 07 at 16:06   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by James
I was told by people in the know to buy a shit house in a nice area rather than a nice house in a shit area.

The end.


It's not that bad i don't think the area. It's in the next street to my mate and a couple of streets away from mine. Plus it's a first floor flat. I don't think i'd leave my car on the drive there like with all the kids but seems alright. Loads of family houses sounding it but close to the town centre with a good bus route. Also a nice little shopping area a 3 min walk away. Got an ASDA and everything really, just no designer shops
James
Member

Registered: 1st Jun 02
Location: Surrey
User status: Offline
14th Sep 07 at 16:07   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Andrew
Got an ASDA and everything


It must be up there with Notting Hill and Chelsea then
Andrew
Member

Registered: 5th May 04
Location: Skoda Octavia Estate, Ford Puma
User status: Offline
15th Sep 07 at 11:49   View User's Profile U2U Member Reply With Quote

Putting an offer in next week hopefully.
Kathryn W
Member

Registered: 12th Oct 03
Location: Widnes, Cheshire
User status: Offline
15th Sep 07 at 15:55   View User's Profile U2U Member Reply With Quote

Good luck.

Could possibly become a nice little investor for the future with what merseyside have planned etc.
Jay
Member

Registered: 26th Sep 04
Location: Liverpool
User status: Offline
16th Sep 07 at 16:13   View User's Profile U2U Member Reply With Quote

Where about is it andrew?

 
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