corsasport.co.uk
  Not logged in [Login - Register]  
You Are Not Registered Or Not Logged In  

Corsa Sport » Message Board » General Chat » Have you ever got finance on a car?


New Topic
New Poll 		  <<  1    2    3    4  >> Subscribe | Add to Favourites

You are not logged in and may not post or reply to messages. Please log in or create a new account or mail us about fixing an existing one - register@corsasport.co.uk

There are also many more features available when you are logged in such as private messages, buddy list, location services, post search and more.


Author Have you ever got finance on a car?
Jamescorsa97
Member
Registered: 19th Aug 04
Location: Middlesbrough Drives: Cliosport 182
User status: Offline
4th Dec 07 at 17:02   View User's Profile U2U Member Reply With Quote
Bearing in mind i have no debt atm.

I am thinking about getting a new car.

The finance owed on it wouold be about 9 thousand. I will be keeping the car for 4 years.

What experiences have you had with finance?
Ben G
Member
Registered: 12th Jan 07
Location: Essex
User status: Offline
4th Dec 07 at 17:05   View User's Profile U2U Member Reply With Quote
i'm on finance now. owe 11,200 over 3 years.

only pay 210 a month, very easy payments
Colin
Member
Registered: 4th Apr 02
User status: Offline
4th Dec 07 at 17:07   View User's Profile U2U Member Reply With Quote
Yes I was 19, seemed a great idea at the time, payments were £240 a month, £60 of that was interest.

Insurance was £1800 aswell

What a mug
FruitBooTeR
Member
Registered: 18th Jan 07
Location: Wolverhampton Drives: S15
User status: Offline
4th Dec 07 at 17:08   View User's Profile U2U Member Reply With Quote
Was thinking about this for a type r but then realised there not worth it
Ben G
Member
Registered: 12th Jan 07
Location: Essex
User status: Offline
4th Dec 07 at 17:09   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Colin
Yes I was 19, seemed a great idea at the time, payments were £240 a month, £60 of that was interest.

Insurance was £1800 aswell

What a mug


i'm not a mug
Jamescorsa97
Member
Registered: 19th Aug 04
Location: Middlesbrough Drives: Cliosport 182
User status: Offline
4th Dec 07 at 17:10   View User's Profile U2U Member Reply With Quote
Well mine won't be a brand new car and I can easily afford it. Just wondering if anyone has had any bad experiences with it.
Baskey
Member
Registered: 31st May 06
User status: Offline
4th Dec 07 at 17:10   View User's Profile U2U Member Reply With Quote
best thing i did, got to boot about in gsi's at 18 etc. Now im old (well 24)and buying a house so i cant have any finance really. If thers a car you want do it before things like houses, birds and babies get in the way.
Colin
Member
Registered: 4th Apr 02
User status: Offline
4th Dec 07 at 17:10   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Ben G
quote:
Originally posted by Colin
Yes I was 19, seemed a great idea at the time, payments were £240 a month, £60 of that was interest.

Insurance was £1800 aswell

What a mug


i'm not a mug


Where did I mention you were
Nick-S
Member
Registered: 3rd Mar 04
Location: Leigh. Drives: RS Megane 230 F1 Team R26
User status: Offline
4th Dec 07 at 17:11   View User's Profile U2U Member Reply With Quote
i got finace for both my cars then got a lone at a cheper apr and payed the finace off
Ben G
Member
Registered: 12th Jan 07
Location: Essex
User status: Offline
4th Dec 07 at 17:11   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Colin
quote:
Originally posted by Ben G
quote:
Originally posted by Colin
Yes I was 19, seemed a great idea at the time, payments were £240 a month, £60 of that was interest.

Insurance was £1800 aswell

What a mug


i'm not a mug


Where did I mention you were


you didn't, just the fact i'm 19, my insurance is high and about same monthly payments - £30
FruitBooTeR
Member
Registered: 18th Jan 07
Location: Wolverhampton Drives: S15
User status: Offline
4th Dec 07 at 17:12   View User's Profile U2U Member Reply With Quote
The only bad thing i can think of would be -

If youve baught a car and paid for it and you have money troubles then you can cut down on things like petrol etc and save money,

But with finance i would of thought ud have to come up with the payments every month not sure how it works someone will know.
aron
Member
Registered: 10th May 07
Location: Ware, Hertfordshire
User status: Offline
4th Dec 07 at 17:13   View User's Profile U2U Member Reply With Quote
my mates got a focus on finance.

i wouldn't touch it with a barge pole personally...

you're paying more for something than you need to just because you can't afford to buy it properly in the first place.
Ben G
Member
Registered: 12th Jan 07
Location: Essex
User status: Offline
4th Dec 07 at 17:13   View User's Profile U2U Member Reply With Quote
direct debit out of your account fruitbooter. just like paying for a phone bill every month.
Colin
Member
Registered: 4th Apr 02
User status: Offline
4th Dec 07 at 17:14   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Ben G
quote:
Originally posted by Colin
quote:
Originally posted by Ben G
quote:
Originally posted by Colin
Yes I was 19, seemed a great idea at the time, payments were £240 a month, £60 of that was interest.

Insurance was £1800 aswell

What a mug


i'm not a mug


Where did I mention you were


you didn't, just the fact i'm 19, my insurance is high and about same monthly payments - £30


Ah, well I feel a bit silly paying that much now. That in mind if you can afford to then why not its only money afterall
FruitBooTeR
Member
Registered: 18th Jan 07
Location: Wolverhampton Drives: S15
User status: Offline
4th Dec 07 at 17:14   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Ben G
direct debit out of your account fruitbooter. just like paying for a phone bill every month.


So if your low on funds your pretty screwd? and go in to debt
Baskey
Member
Registered: 31st May 06
User status: Offline
4th Dec 07 at 17:14   View User's Profile U2U Member Reply With Quote
you can always sell the car and pay off the loan/finance if you get into difficulty.

Took out a 7k loan couple of years ago for my 172. Now i owe about 3.5k with a car worth 5k.
Ben G
Member
Registered: 12th Jan 07
Location: Essex
User status: Offline
4th Dec 07 at 17:14   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by aron85
my mates got a focus on finance.

i wouldn't touch it with a barge pole personally...

you're paying more for something than you need to just because you can't afford to buy it properly in the first place.


i can afford to buy my fiesta, i just didn't have that sum of money at the time. also had no car and had only just started at ford's so i was buggered basically

i'm in no hassle at all, all i know is i have to work 1 week a month to pay my car finance and insurance then the other 3 weeks is my own money.
Nic Barnes
Member
Registered: 5th Apr 04
Location: nowhere near ginger people
User status: Offline
4th Dec 07 at 17:16   View User's Profile U2U Member Reply With Quote
atleast.you.dont.have.to.pay.insureance.until.you.,crash.as.you.said.elsewhere.so.tj=hat.must.save.you.a.fortune
Colin
Member
Registered: 4th Apr 02
User status: Offline
4th Dec 07 at 17:16   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by FruitBooTeR
quote:
Originally posted by Ben G
direct debit out of your account fruitbooter. just like paying for a phone bill every month.


So if your low on funds your pretty screwd? and go in to debt


No you default & they turn up in the middle of the night & take your car away.
MikeE
Member
Registered: 7th Mar 03
Location: Milton Keynes
User status: Offline
4th Dec 07 at 17:17   View User's Profile U2U Member Reply With Quote
low apr loans are the way if you have to borrow the moneys
Ben G
Member
Registered: 12th Jan 07
Location: Essex
User status: Offline
4th Dec 07 at 17:17   View User's Profile U2U Member Reply With Quote
i pay £2433 insurance right now muppet, and it's all legitimate ... stop baiting.
Nic Barnes
Member
Registered: 5th Apr 04
Location: nowhere near ginger people
User status: Offline
4th Dec 07 at 17:18   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Ben G
i pay £2433 insurance right now muppet, and it's all legitimate ... stop baiting.


im not.
Ben G
Member
Registered: 12th Jan 07
Location: Essex
User status: Offline
4th Dec 07 at 17:18   View User's Profile U2U Member Reply With Quote
ok
FruitBooTeR
Member
Registered: 18th Jan 07
Location: Wolverhampton Drives: S15
User status: Offline
4th Dec 07 at 17:19   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by muppetsport
quote:
Originally posted by Ben G
i pay £2433 insurance right now muppet, and it's all legitimate ... stop baiting.


im not.


You fixed your space bar then
Colin
Member
Registered: 4th Apr 02
User status: Offline
4th Dec 07 at 17:19   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by MikeE
low apr loans are the way if you have to borrow the moneys


Banks can often lend on 6-7%, more if your a good customer.

  <<  1    2    3    4  >>
New Topic
New Poll

Corsa Sport » Message Board » General Chat » Have you ever got finance on a car? 22 database queries in 0.0218370 seconds