Kathryn W
Member
Registered: 12th Oct 03
Location: Widnes, Cheshire
User status: Offline
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How long does it roughly take to get a mortgage from scratch upto actually buying a property?
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Cosmo
Member
Registered: 29th Mar 01
Location: Im the real one!
User status: Offline
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It depends on a lot of things, if you are fairly settled in your job for a while now and earning a fair amount then one can be set up fairly easily.
If you have things like short time in the job, self employed, bad credit history, etc. then it can take longer.
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Kathryn W
Member
Registered: 12th Oct 03
Location: Widnes, Cheshire
User status: Offline
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Me and Gaz like this...
http://search.reedsrains.co.uk/detailsLite.aspx?chainid=0001&Reference=200043289
Started on the market for £135K, i feel it isnt going to last much longer 
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iceman
Member
Registered: 22nd Jul 00
Location: Berkshire
User status: Offline
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quote:
Originally posted by Kathryn W
Me and Gaz like this...
http://search.reedsrains.co.uk/detailsLite.aspx?chainid=0001&Reference=200043289
Started on the market for £135K, i feel it isnt going to last much longer :
For the price that looks very nice a lot of house for the cash.. your be lucky to get a 1 bed flat in a rough area for 180k down south ... having said that i know nothing of the areas lol
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Ian
Site Administrator
Registered: 28th Aug 99
Location: Liverpool
User status: Offline
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Just go tell them you want it. The most that will happen is that you'll mess the seller around a bit which is actually good for you.
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eddiewhiteley
Member
Registered: 10th Mar 05
Location: down in albion
User status: Offline
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looks ok might put an offer in on that
looks good for the money though, seeing as my brother has not long paid 235k for a 1 bedroom flat down in amersham,madness the prices down there
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Kathryn W
Member
Registered: 12th Oct 03
Location: Widnes, Cheshire
User status: Offline
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quote:
Originally posted by eddiewhiteley
looks ok might put an offer in on that
You dare 
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Conway563
Member
Registered: 7th Jun 06
Location: Yate, Bristol
User status: Offline
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Looks really nice Kat. Wish I could get something like that down here
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BlueCorsa
Member
Registered: 14th Jan 04
Location: Midlands Drives: MB SLK250 CDI
User status: Offline
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Nice, cheap. Artex ceilings FTL.
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Andrew
Member
Registered: 5th May 04
Location: Skoda Octavia Estate, Ford Puma
User status: Offline
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Cheap that for what it is 
As Ian says, get round and see the buyer.
Good luck Kathryn 
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K17STY
Member
Registered: 13th Dec 02
Location: West Lothian
User status: Offline
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you can put an offer in pending to mortgage. Well up here you can. Your not tied in untill you sign. Again up here. Not sure how your system works although it seems much better than ours.
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Jay
Member
Registered: 26th Sep 04
Location: Liverpool
User status: Offline
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Bloody hell, Widnes is cheap for property.
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Dean_W
Member
Registered: 13th Dec 05
Location: Downham Market, Norfolk
User status: Offline
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How have you gone on in raising the funds for that?
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Kathryn W
Member
Registered: 12th Oct 03
Location: Widnes, Cheshire
User status: Offline
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It was repossesed, hence such the low price, the same houses on the estate are going for £160k+
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pow
Premium Member
Registered: 11th Sep 06
Location: Hazlemere, Buckinghamshire
User status: Offline
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Now reduced 
Its got its own garage as well.
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Lisa
Member
Registered: 6th Apr 00
Location: Euxton, Lancashire
User status: Offline
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get in the estate agents and ask
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Kathryn W
Member
Registered: 12th Oct 03
Location: Widnes, Cheshire
User status: Offline
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The house is now up for Auction
Guide Price of £110k 
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Colin
Member
Registered: 4th Apr 02
User status: Offline
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Get involved, id well snap that up for 110k!
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Kathryn W
Member
Registered: 12th Oct 03
Location: Widnes, Cheshire
User status: Offline
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There's one the same going on the same estate, offers around £170k
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John
Member
Registered: 30th Jun 03
User status: Offline
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When houses are that much cheaper than they should be they are snapped up instantly these days, why is that one still there?
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Kathryn W
Member
Registered: 12th Oct 03
Location: Widnes, Cheshire
User status: Offline
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Thats what i was thinking. Been up for a while.
Only thing i can think of is that its a total shed inside...
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John
Member
Registered: 30th Jun 03
User status: Offline
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Even if it was, unless the structure is damaged you can replace everything cosmetic in a whole house for 10k easy, thats why everybody and their dog does it.
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dannymccann
Member
Registered: 9th Aug 06
Location: Doddington, Lincolnshire
User status: Offline
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you posted interest on 18th Feb and its now 26th Mar and its still there!! Go and have a look, the worst that will happen is you wont like it
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Colin
Member
Registered: 4th Apr 02
User status: Offline
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Even better if its a shed inside, your going to want to change most things anyway. Get it cheaper & do the whole place at once!!
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a_j_mair
Member
Registered: 23rd Jan 04
Location: Scotland
User status: Offline
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i managed to see a house and get mortgage sorted in 3 weeks can be done quickly if you want.
If it is dirt cheap compared to the area alarm bells should be going off. Get it surveyed before you even think about buying it at an auction or could cost you alot of money!!
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