Corsa_Joel
Member
Registered: 3rd May 07
Location: Dunstable, Bedfordshire
User status: Offline
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As the money was coming out of the named drivers account rather than the policy holders  
Don't think im getting my deposit back either and they quoted me £2700 on my own policy .. on a 1.2 8v.
cunts
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Mobby
Member
Registered: 31st Dec 07
Location: Leicestershire
User status: Offline
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you got any points, or do you just live in a theiving area
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Corsa_Joel
Member
Registered: 3rd May 07
Location: Dunstable, Bedfordshire
User status: Offline
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Nope and nope
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DannyB
Premium Member
Registered: 6th Feb 08
User status: Offline
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2700?? whos that with, do they all wear stripey jumpers?
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Daniel_Corsa
Premium Member
Registered: 21st Apr 04
Location: Wigton, Cumbria
User status: Offline
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1st driver - Dad / Mam
2nd driver - You?!
Car registered to?!
I done this for my first year of driving, but I registered the car in my dads name, he insured it with me as named driver but was paid on his credit card which I then repayed!
They are trying to clamp down on this, probs why you been caught out!
Change insurer, get dad to pay, you pay him and registered in his name if you really can't insure it yourself
April '06' Corsasport Feature Car  | Aug '08' Total Vauxhall Feature Car | Spring '09' Fast Car Feature Car
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andys sxi
Premium Member
Registered: 19th Jan 06
Location: Chester Drives:Scirocco tdi bluemotion
User status: Offline
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what insurance company was u with
April 08 feature car
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Ben G
Member
Registered: 12th Jan 07
Location: Essex
User status: Offline
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covering their own backs tbh. they said it will happen and they've just carried out they're threat of cancelling insurance.
as said, register the car in your dads name, get him as the main driver and pay with his credit card and pay him back
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Sunz
Member
Registered: 12th Jan 07
Location: SE England
User status: Offline
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2700 is a joke, even if you had points, theifing area and were 17.
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CorsAsh
Member
Registered: 19th Apr 02
Location: Munich
User status: Offline
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Quite a lot of insurers are starting to say that the youngest driver on a policy must be the policy holder.
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Archie
Organiser: Scotland
Premium Member
Registered: 18th Dec 07
Location: South Ayrshire
User status: Offline
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The beauty of being named after your dad 
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Corsa_Sport21
Member
Registered: 13th Apr 08
Location: Leven, Fife. Drives : 205 GTi
User status: Offline
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quote:
Originally posted by Danny_v6
2700?? whos that with, do they all wear stripey jumpers?
And does theyr call centre have big huge windows so they can see theyr victims coming??
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Corsa_Joel
Member
Registered: 3rd May 07
Location: Dunstable, Bedfordshire
User status: Offline
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Was with Liverpool Victoria.
Ive managed to find a new policy £1050 in my own name with Endsleigh.
Will I be entitled to my deposit that is outstanding back from Liv Vic?
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deano87
Member
Registered: 21st Oct 06
Location: Bedfordshire Drives: Ford Fiesta
User status: Offline
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You should get your deposit back, but who knows with these insurance companies.
£1050 sounds much much more reasonable for you on it.
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Richardhhha
Member
Registered: 29th Sep 07
Location: Croydon, Greater London
User status: Offline
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my X14XE'd GLS was only 1k to insure when i was 20.... and i live in a right theving area, and im a tech so that dont help eather.... i think they are ripping you off mate
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johnhara1
Member
Registered: 19th Oct 06
Location: Newcastle upon Tyne
User status: Offline
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I was insured on my 1st car as a 2nd driver and the money was coming out of my account each month.
Car was in my mothers name.
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pow
Premium Member
Registered: 11th Sep 06
Location: Hazlemere, Buckinghamshire
User status: Offline
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I've done the opposite the last 3 times ive insured myself. Insurance/car in my name, money out of mums account?
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LeeM
Member
Registered: 26th Sep 05
Location: Liverpool
User status: Offline
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quote:
Originally posted by pow
I've done the opposite the last 3 times ive insured myself. Insurance/car in my name, money out of mums account?
parents paying for your insurance indicates theyre helping you out etc, you paying your parents insurance indicates you're fronting
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Huwsi
Member
Registered: 27th Apr 07
Location: Bangor, Gwynedd
User status: Offline
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I'm doing the same right now and have done for about 3 years;
-I'm the owner of the vehicle (my name on logbook)
-My dad the main driver and me as a named driver.
My sport at 17 cost me £985 to insure that way 
Try Elephant.co.uk- that's who I've been with for the last 3 years
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jezza
Member
Registered: 19th May 07
User status: Offline
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quote:
Originally posted by Corsa_Joel
Was with Liverpool Victoria.
Ive managed to find a new policy £1050 in my own name with Endsleigh.
Will I be entitled to my deposit that is outstanding back from Liv Vic?
Is that fully comp fellow dunstablian?
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deano87
Member
Registered: 21st Oct 06
Location: Bedfordshire Drives: Ford Fiesta
User status: Offline
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quote:
Originally posted by Huwsi
I'm doing the same right now and have done for about 3 years;
-I'm the owner of the vehicle (my name on logbook)
-My dad the main driver and me as a named driver.
My sport at 17 cost me £985 to insure that way
Try Elephant.co.uk- that's who I've been with for the last 3 years
Read the small print. You'll often find the name on the logbook has to be the first driver on the insurance.
In other words, you insurance was void.
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Diff
Member
Registered: 24th Oct 04
User status: Offline
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I think the idea is that the premium charged for it being insured in your parents name but with yourself using the car on a regular basis does not represent the true risk of the insurance. i.e the underwriters base the premium on the policyholder (parents) being the main user of the vehicle not yourself (young driver)
As for the deposit, it is 20% of the overall premium taken as deposit and so you will be entitled to a pro rata refund from what you have paid less the time on cover.
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Ste L
Member
Registered: 3rd Jul 06
Location: Manchester Drives: 106 16v Rallye
User status: Offline
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quote:
Originally posted by deano87Read the small print. You'll often find the name on the logbook has to be the first driver on the insurance.
In other words, you insurance was void.
im not the the registered owner of my corsa, yet im the first (and only) driver on the insurance, and that aint void, 
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Daveskater
Premium Member
Registered: 29th Apr 08
Location: Oxford, UK Drives: Jap wagon
User status: Offline
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quote:
Originally posted by pow
I've done the opposite the last 3 times ive insured myself. Insurance/car in my name, money out of mums account?
That's kind of what I did, the car and ins are in my name, but it went on my mum's credit card, and when my loan money came through I transferred it to her online and she paid it off.
Next year I'll pay outright though 
Give one of the companies you get a discount from by being a premium member mate, I found out that if I'd have put and exhaust and air filter on my car (this is my first year - 0 ncb) then went with Adrian Flux, I would have saved £200, and that's including buying the mods. Plus with one of the specialist insurers, you know that your mods are covered.
I paid £1300 this year, but I put into Adrian Flux that I have a backbox, air filter and lowered suspension, and it was just under £900 
Numberwang!
Originally posted by AlunJ
I like you Dave, you are a man of men
Originally Whatapp'd by Neo
Dave's maybe capable of a drive-by cuddle
Look at my pictures
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