Coakley-16
Member
Registered: 29th Dec 07
Location: Sussex
User status: Offline
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Just passed my test and my car insurance is put down as provisonal? Could i still drive round even doe im insured as a provisonal? Would the police know that the car is insured under provisonal? I know if i had a crash i would be in the deep? 
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Steve X16XE
Member
Registered: 31st Dec 06
Location: Barnsley, South Yorkshire
User status: Offline
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Just tell them.
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Coakley-16
Member
Registered: 29th Dec 07
Location: Sussex
User status: Offline
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As soon as i tell them my insurance bumps up to £2,500 and i only have 5-6months to go.
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SAS-1991
Member
Registered: 6th Mar 08
Location: West Yorkshire
User status: Offline
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i really wunt risk in mate!
is it really worth risking for 6 points on your licence?!
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Coakley-16
Member
Registered: 29th Dec 07
Location: Sussex
User status: Offline
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Is it 6 points?
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SAS-1991
Member
Registered: 6th Mar 08
Location: West Yorkshire
User status: Offline
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quote:
Originally posted by Coakley-16
Is it 6 points?
ye, well im 99% sure it is?
can some one correct me on this, if im wrong?
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Coakley-16
Member
Registered: 29th Dec 07
Location: Sussex
User status: Offline
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Because i was thinking, its still insured? And if a police offer read the car's reg, i would of thought it would come up with insured on the computer? Not provisonal insured lol
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SAS-1991
Member
Registered: 6th Mar 08
Location: West Yorkshire
User status: Offline
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quote:
Originally posted by Coakley-16
Because i was thinking, its still insured? And if a police offer read the car's reg, i would of thought it would come up with insured on the computer? Not provisonal insured lol
lol, well i dunno, but if i were in your shoes, i wunt risk it matey?
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Coakley-16
Member
Registered: 29th Dec 07
Location: Sussex
User status: Offline
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Just that im paying £900 atm for my car insurance and as soon as i pass they want £2,500 i belive lmao! Thats a big step on monthly payments specialy when i need M.O.T done? lol
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DJMartin07
Member
Registered: 1st Feb 07
Location: Bedford/
User status: Offline
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quote:
Originally posted by Coakley-16
As soon as i tell them my insurance bumps up to £2,500 and i only have 5-6months to go.
Who you with insurance, as I told my insurance company as soon as I got home from passing and my insurance stayed at what I had provisional???
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Coakley-16
Member
Registered: 29th Dec 07
Location: Sussex
User status: Offline
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Quinn mate who are you with?
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DJMartin07
Member
Registered: 1st Feb 07
Location: Bedford/
User status: Offline
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quote:
Originally posted by Coakley-16
Quinn mate who are you with?
Tell them to go fuck themselves, as I was with Quinn when I past, but when I had a small little crash I was paying £881 with one years no claims, then they asked me for £1700. I'm with Endsleigh and paying £1061 with a crash, so Quinn are ripping you off there.
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pow
Premium Member
Registered: 11th Sep 06
Location: Hazlemere, Buckinghamshire
User status: Offline
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If your lying on your insurance, your uninsured.
Thats a 6 point offence (IE. you loose your licence) and £1000 fine.
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ChrisBoom
Member
Registered: 6th Dec 06
Location: Highland
User status: Offline
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Quinn are fucking shit, they doubled my insurance when I passed.
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DJMartin07
Member
Registered: 1st Feb 07
Location: Bedford/
User status: Offline
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They never did that with me.  But they fucking doubled it when I crashed, and I ended up getting £700 knocked off that when I changed. 
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Coakley-16
Member
Registered: 29th Dec 07
Location: Sussex
User status: Offline
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When it doubled did u have to pay the rest there and then or did you pay more in monthly installments therefore after?
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Fraser Young
Member
Registered: 26th Dec 02
Location: Dundee City Drives: 58 Impreza WRX
User status: Offline
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Equally, its not so much the fact you're liable to 6 points and thus a ban... which I admit is an issue in itself.
Its that if you have a crash, you are liable personally for the lot.
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Deadude
Member
Registered: 30th Jun 07
Location: Spondon, Derby
User status: Offline
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i had the same with quinn when i first took insurance out i asked 2-3 ppl on phone whether price would change when i passed i pass and it went up 600 quid
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pow
Premium Member
Registered: 11th Sep 06
Location: Hazlemere, Buckinghamshire
User status: Offline
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Sounds like they shouldnt be doing this then
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ChrisBoom
Member
Registered: 6th Dec 06
Location: Highland
User status: Offline
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I just paid more on the monthly installments, but £160odd a month was just too much, so I changed my insurance so im insure under my mum now, £90 a month.
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Coakley-16
Member
Registered: 29th Dec 07
Location: Sussex
User status: Offline
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Oh isit "ChrisBoom" well it's looking like im going to have to pay £160 a month or sanc then lol, did you you call them up or do it online?
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deano87
Member
Registered: 21st Oct 06
Location: Bedfordshire Drives: Ford Fiesta
User status: Offline
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quote:
Originally posted by pow
If your lying on your insurance, your uninsured.
Thats a 6 point offence (IE. you loose your licence) and £1000 fine.
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ChrisBoom
Member
Registered: 6th Dec 06
Location: Highland
User status: Offline
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quote:
Originally posted by Coakley-16
Oh isit "ChrisBoom" well it's looking like im going to have to pay £160 a month or sanc then lol, did you you call them up or do it online?
I tried to do it online first, but you need to phone them to change your licence.
I near threw the phone at a wall when the bastard told me the increase 
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Coakley-16
Member
Registered: 29th Dec 07
Location: Sussex
User status: Offline
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lmao i dont know what to do lol i mite just sell my car and save some money up and get another car lol
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Coakley-16
Member
Registered: 29th Dec 07
Location: Sussex
User status: Offline
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I dont know what to do lol, just passed test, egar to get on the road, need M.O.T and change insurance lol i get paid tomorrow but about £350. £75 insurance then £140 to my mum for this months lessons lol which leaves me with £135 lol which will leave me nothing for my m.o.t then letalone insurance aha.. I'm fooooked!
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