Bonney
Member
Registered: 14th Nov 04
Location: St Helens
User status: Offline
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Lately been thinking of getting my own place, and was wandering what the rough cost was per month. Would be looking for a small apartment/flat.
Off the top of my head there is
- Rent
- Gas/Electric
- Water
- Council tax
- Insurance
Apart from food is there anything else id need to take into account.
Also if people could give me a rough idea on prices, that would be great
Thanks
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Andrew
Member
Registered: 5th May 04
Location: Skoda Octavia Estate, Ford Puma
User status: Offline
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1. Flat - £300
2. Gas - £100 a quarter
3. Electric - £140 a quarter (tumble dryer and serveral servers running)
4. Water - what ever the standard charge is as the meter is broken. Told United Utilities several times and so it's not there problem
Council tax - £106 a month
5. Insurance - not go any (still need to sort this but not to much an issue as my parents live next door and will hear the alarm kick off)
6. Food including cleaning products - £200ish a month
The list goes on..
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Dean_W
Member
Registered: 13th Dec 05
Location: Downham Market, Norfolk
User status: Offline
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Don't bother renting, dead money and paying for someone elses investment.
Shared ownership if you can as you still end up gaining capital.
My house including essential bills costs me £660 per month.
Sky, Broadband etc is on top of that.
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Kathryn W
Member
Registered: 12th Oct 03
Location: Widnes, Cheshire
User status: Offline
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1. Mortgage - £700
2. Gas - £40 (roughly)
3. Electric £40 (roughly)
4. Water - £33
5. Council Tax - £86
5. Insurance (Building & Contents) - £24
6. Food - £200
7. Car £300 (including petrol)
8. Internet & Phone - £20
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Robbo
Member
Registered: 6th Aug 02
Location: London
User status: Offline
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Live on my own in quite a big plush flat overlookign a river...
Rent 750
C.Tax 93
Water 20
Electric 40 (no gas)
Sky HD 55
BB/Phone 28
Ins (Contents only) One off payt approx 45 IIRC
Food/toiletries/cleanign stuff etc 150 max
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foxyk8t
Member
Registered: 8th Jun 07
Location: Truro - Cornwall
User status: Offline
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Live on my own in sunny cornwall
Mortgage £450
C.Tax - £69
Water - 20ish varies
Electric - £40 a month
Tv - licence £11.00
Food - £40.00 ish
car - £80.00 a month petrol, insurance £27
Mobile phone £50ish more or less
Probably a few more bits and bobs but thats the bulk
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dannymccann
Member
Registered: 9th Aug 06
Location: Doddington, Lincolnshire
User status: Offline
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Live with my girlfriend, im a student at uni
Rent - £450
C Tax - £69
Water - £36
Gas - £30DD
Electricity - £20DD
TV license - £11
Phone + BB - £36
Contents Ins - £10
Food - £200
Will be looking to buy asap, as has been said before, rent is dead money, only renting till im earning and didnt want to live in some shit hole of a student area
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Bonney
Member
Registered: 14th Nov 04
Location: St Helens
User status: Offline
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Thats what ive been thinking, it is kind of dead money, but its probably the cheapest way at the moment, and possably easiest.
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dannymccann
Member
Registered: 9th Aug 06
Location: Doddington, Lincolnshire
User status: Offline
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Its only easy if you get a half decent landlord / agency, if they are shite it can be hell
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deano87
Member
Registered: 21st Oct 06
Location: Bedfordshire Drives: Ford Fiesta
User status: Offline
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Also consider whether whilst renting, you can afford to save up for your deposit for your own 'house'.
As I know when I start working, I'll either be paying rent, or saving for a mortgage, I wouldn't be able to pay for both.
Rent with the parents doesn't count 
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IvIarkgraham
Premium Member
Registered: 27th Mar 04
Location: Ellesmere Port, Cheshire
User status: Offline
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about £1200 a month
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AndyKent
Member
Registered: 3rd Sep 05
User status: Offline
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Rent isn't always dead money. For instance if you can manage to rent and save, you'll be saving a fortune when you come to buy in the current climate 
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VegasPhil
Premium Member
Registered: 16th Jan 05
Location: Fareham, Hants Drives: Octavia VRS
User status: Offline
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The average home costs £30 a day to run.
Corsa 2.0 16v Vegas - Sold
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Robbo
Member
Registered: 6th Aug 02
Location: London
User status: Offline
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Rent is also the only choice for people who need the flexibility of not being tied into owning a house with a mortgage in a dead market, like me
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nik
Member
Registered: 19th Jun 00
User status: Offline
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Mortgage about £950, with everything else I think it's about £1400-1500 a month.
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BYRON
Member
Registered: 1st Jun 04
User status: Offline
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Think I weigh in at £1800-£1900 a month all in. Everything from mortgage to denplan payments.
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Bonney
Member
Registered: 14th Nov 04
Location: St Helens
User status: Offline
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Weighed it all up the other night, and it is quite expensive. May look into other ways of doing it at the minute, or just wait until things start to pick up again at work.
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Doug
Member
Registered: 8th Oct 03
User status: Offline
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Allow £1000 - £1500 a month depending on area and lifestyle
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Becky1989
Member
Registered: 21st Jun 08
User status: Offline
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About £1400 for a 2 bed semi 
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ed
Member
Registered: 10th Sep 03
User status: Offline
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For a 2 bed flat in the centre of Birmingham...
- Rent = £775
- Electric = ~£20
- Gas = don't have it
- Water = ~£20
- Council tax = £free
- BT = £11
- Sky+Internet = £35
- Insurance = don't have it
[Edited on 25-08-2008 by ed]
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Robbo
Member
Registered: 6th Aug 02
Location: London
User status: Offline
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u dont have contents ins in a rented place? is it covered by ur rent then?
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Robbo
Member
Registered: 6th Aug 02
Location: London
User status: Offline
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PS no council tax??
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ed
Member
Registered: 10th Sep 03
User status: Offline
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Students don't pay council tax.
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Robbo
Member
Registered: 6th Aug 02
Location: London
User status: Offline
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corsa120
Member
Registered: 4th May 02
Location: Northamptonshire
User status: Offline
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i will say its very hard to put cost of living up because everybody lives by there means, and there alot of things people miss out when writing a list of bills.... mine are
mortgage 672
loan 100
water 44
electric 80
tv 11
house ins 15
phone/interweb 26
life cover x2 16
car insurance 18 for corsa and 35 for astra
council tax 104
mortgage payment protection 25
mobile 15
food 200
petrol 50-80
think thats everything.... thats base on my take home pay of 1600 without overtime/bonus, and my mrs 1250 basic take home
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