gavin18787
Premium Member
Registered: 22nd Feb 05
Location: Basildon, Essex
User status: Offline
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What information will you need from the seller to do one. Also are they garenteed? i.e could I pick up a car on a sunday when banks arnt open?
Anyone done one recently and know a rough price?
Bloody bank doesnt stay open long enough to go after work 
Cheers 
Drives supercharged Tec with torque  
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deano87
Member
Registered: 21st Oct 06
Location: Bedfordshire Drives: Ford Fiesta
User status: Offline
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Generally a bankers draft is more secure than a cheque, because it can only be issued if you have the funds in your account, as far as I'm aware.
It's totally down to the seller at the end of the day. If you know you are genuine and the seller gives you the car, then there isn't a problem.
I know you can phone and certify bankers drafts, however not sure if you can at the weekend 
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gavin18787
Premium Member
Registered: 22nd Feb 05
Location: Basildon, Essex
User status: Offline
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yer I was wondering if the 24hour bank line thing can clarify the reference. Might just have to take time off on a week day to sort stuff.
Drives supercharged Tec with torque
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Joe
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Registered: 20th Jun 04
Location: Hesketh Bank, Lancashire
User status: Offline
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Its supposed to be guaranteed money, but as with anything these days there will be ways around it.
I bought my car on a bankers draft, £13k with no problems but thats because I'm not a thieving scumbag.
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gavin18787
Premium Member
Registered: 22nd Feb 05
Location: Basildon, Essex
User status: Offline
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What you trying to say 
Only problems I have is that the car I have my sights on is 100 miles away 
Drives supercharged Tec with torque
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deano87
Member
Registered: 21st Oct 06
Location: Bedfordshire Drives: Ford Fiesta
User status: Offline
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Location: Southend 
Only joking
If the seller is willing to accept a bankers draft and let you drive away, I don't see the problem.
Take your dad or something with you. You're a nice enough chap Gav, and speak proper English like.
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gavin18787
Premium Member
Registered: 22nd Feb 05
Location: Basildon, Essex
User status: Offline
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quote:
Originally posted by deano87
Location: Southend
Only joking
If the seller is willing to accept a bankers draft and let you drive away, I don't see the problem.
Take your dad or something with you. You're a nice enough chap Gav, and speak proper English like.
Dads on holiday. Mum = massive fail when it comes to cars
Was going to take fad 
Drives supercharged Tec with torque
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deano87
Member
Registered: 21st Oct 06
Location: Bedfordshire Drives: Ford Fiesta
User status: Offline
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Who cares if your mum is a massive fail. They'll think you're genuine if you had to get your mum to drive you 100 miles 
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gavin18787
Premium Member
Registered: 22nd Feb 05
Location: Basildon, Essex
User status: Offline
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My mum is a sunday driver though, wont go above 60 and doesnt ever leave a 20 mile radius of the house
If I buy the car and she has to come back on her own I will never see her again 
Drives supercharged Tec with torque
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Joe
Member
Registered: 20th Jun 04
Location: Hesketh Bank, Lancashire
User status: Offline
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quote:
Originally posted by gavin18787
What you trying to say
Only problems I have is that the car I have my sights on is 100 miles away
Didn't mean it like that
When we handed it over, I showed them my drivers license, my dads, gave them home address, home number, business number. Loads of contact details. Obviously its up to them if they trust you.
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gavin18787
Premium Member
Registered: 22nd Feb 05
Location: Basildon, Essex
User status: Offline
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yer. Well the current way this is going I am having trouble trusting the seller more then myself
Think going on a week day when we can both go to the bank to pay it in is best
Anyone know how much they cost to do and what info you need from the person your making it out to?
Drives supercharged Tec with torque
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ainsley_brader
Member
Registered: 24th Mar 02
Location: Tattershall, Lincolnshire
User status: Offline
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just need a name like a cheque and last one i had cost me a tenner but thats quite a while ago now! It was also for a car but i had it made out to the finance company and then gave it to the owner to pass on!
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deano87
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Registered: 21st Oct 06
Location: Bedfordshire Drives: Ford Fiesta
User status: Offline
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All I know is they used to cost my dad about £15 for the privilege and you have to wait 1 day, I think.
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gavin18787
Premium Member
Registered: 22nd Feb 05
Location: Basildon, Essex
User status: Offline
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Ah right cheers
Drives supercharged Tec with torque
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John
Member
Registered: 30th Jun 03
User status: Offline
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Guy that bought my fabia flew up on a sunday with a bankers draft and I wasn't too happy because the banks were shut.
He got the draft on the friday and I phoned the bank to confirm it had been issued.
As long as the draft has been issued the only person that can cancel it is the person it's written out to.
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Fad
Member
Registered: 1st Feb 01
Location: Dartford Kent Drives: 330cd
User status: Offline
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My banks charged me £10 to draw up a bankers draft. As soon as it is drawn up it will clear your bank account.
Also who do you bank with? Bankers drafts are often marked with some kind of holagram (except Halifax ones) and there is often a phone number on the reverse so the person you issue it to can ring up to verify if it is a genuine bankers draft.
If you hand over the draft you should be able to drive away that day as it prolly wont clear into their account untill the next few days.
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