corsasport.co.uk
  Not logged in [Login - Register]  
You Are Not Registered Or Not Logged In  

Corsa Sport » Message Board » Off Day » House Day » 13.7 % ?


New Topic
New Poll 		  Subscribe | Add to Favourites

You are not logged in and may not post or reply to messages. Please log in or create a new account or mail us about fixing an existing one - register@corsasport.co.uk

There are also many more features available when you are logged in such as private messages, buddy list, location services, post search and more.


Author 13.7 % ?
SAL
Premium Member

Avatar

Registered: 19th Dec 05
Location: Radlett, Hertfordshire
User status: Offline
24th Nov 08 at 18:21   View Garage View User's Profile U2U Member Reply With Quote
Me and the GF went to look at a car for her on the wk-end. We decided on a audi from @ a good local dealer. We are happy with the prive of the car looking at what other's are for sale for atm.

The dealer offered finance for us @ 13.7 % fixed over 48 month's.

Before she start's looking into loan's etc, is this a good rate ? is it worth applying for more as she doesnt what laod's of application's on her credit history.

She did go to her bank and try but the rate was alot higher even though it was the same ammout to borrow

help
AndyKent
Member
Registered: 3rd Sep 05
User status: Offline
24th Nov 08 at 20:31   View User's Profile U2U Member Reply With Quote
How much does she need?
Twiggy
Member
Registered: 15th Oct 04
User status: Offline
24th Nov 08 at 20:58   View User's Profile U2U Member Reply With Quote
13.7apr? there is 2 types of interest on finance if i remember?
SAL
Premium Member

Avatar

Registered: 19th Dec 05
Location: Radlett, Hertfordshire
User status: Offline
24th Nov 08 at 21:23   View Garage View User's Profile U2U Member Reply With Quote
£9350
Colin
Member
Registered: 4th Apr 02
User status: Offline
24th Nov 08 at 22:55   View User's Profile U2U Member Reply With Quote
It sounds high but its probably about normal tbh. You could probably get a loan for that much between 7-10%, although ive not got a clue how easy it is to get a personal loan for 10k with the banking problems.
deano87
Member
Registered: 21st Oct 06
Location: Bedfordshire Drives: Ford Fiesta
User status: Offline
24th Nov 08 at 22:59   View User's Profile U2U Member Reply With Quote
Look at Nationwide. Their loads are fixed, and the same for everyone, no matter their credit rating. I remember seeing them lower than 13.7!
Colin
Member
Registered: 4th Apr 02
User status: Offline
24th Nov 08 at 23:02   View User's Profile U2U Member Reply With Quote
Blackhorse are good, ive got some tick with them, well several k's of 0% finance. I got a letter from them recently saying id been pre-aproved for car finance up to 15k or something!? There underwritten by lloyds tsb aswell.
mattk
Member
Registered: 27th Feb 06
Location: St. Helens
User status: Offline
24th Nov 08 at 23:45   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by deano87
Look at Nationwide. Their loads are fixed, and the same for everyone, no matter their credit rating. I remember seeing them lower than 13.7!


My mate has just got a £15 loan from these, his credit rating is fucking abysmal, he has only got this to pay off other debts
ash_corsa
Member
Registered: 15th Apr 04
Location: Shrewsbury
User status: Offline
25th Nov 08 at 00:09   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by mattk
quote:
Originally posted by deano87
Look at Nationwide. Their loads are fixed, and the same for everyone, no matter their credit rating. I remember seeing them lower than 13.7!


My mate has just got a £15 loan from these, his credit rating is fucking abysmal, he has only got this to pay off other debts


Christ times must be hard, I would have lent him £15
mattk
Member
Registered: 27th Feb 06
Location: St. Helens
User status: Offline
25th Nov 08 at 00:13   View User's Profile U2U Member Reply With Quote
we have a chippy over the road, its a chineese though so I dont go to it if I can help, they dont know how to do "propper" fish and chips
pow
Premium Member

Avatar

Registered: 11th Sep 06
Location: Hazlemere, Buckinghamshire
User status: Offline
25th Nov 08 at 09:11   View Garage View User's Profile U2U Member Reply With Quote
I'd be walking away at 13.7%
Ojc
Member
Registered: 14th Nov 00
Location: Reading: Drives : Clio 197
User status: Offline
25th Nov 08 at 10:10   View User's Profile U2U Member Reply With Quote
Like Craig David?
pow
Premium Member

Avatar

Registered: 11th Sep 06
Location: Hazlemere, Buckinghamshire
User status: Offline
25th Nov 08 at 10:17   View Garage View User's Profile U2U Member Reply With Quote
From the troubles in my life?
Ojc
Member
Registered: 14th Nov 00
Location: Reading: Drives : Clio 197
User status: Offline
25th Nov 08 at 10:28   View User's Profile U2U Member Reply With Quote
That's the one.
SAL
Premium Member

Avatar

Registered: 19th Dec 05
Location: Radlett, Hertfordshire
User status: Offline
25th Nov 08 at 12:54   View Garage View User's Profile U2U Member Reply With Quote
Thanks for the help, might have to hold thing's atm then
Ojc
Member
Registered: 14th Nov 00
Location: Reading: Drives : Clio 197
User status: Offline
25th Nov 08 at 15:04   View User's Profile U2U Member Reply With Quote
Vaux did 0% interest on a lot of their cars. Sometimes it can work out cheaper buying a newer car if that makes sense?
pow
Premium Member

Avatar

Registered: 11th Sep 06
Location: Hazlemere, Buckinghamshire
User status: Offline
25th Nov 08 at 15:07   View Garage View User's Profile U2U Member Reply With Quote
0% on the Corsa at the moment.
SAL
Premium Member

Avatar

Registered: 19th Dec 05
Location: Radlett, Hertfordshire
User status: Offline
25th Nov 08 at 15:19   View Garage View User's Profile U2U Member Reply With Quote
vauxhall
Pete_vxl
Member
Registered: 24th Nov 06
Location: Lochgelly, Fife
User status: Offline
25th Nov 08 at 15:31   View User's Profile U2U Member Reply With Quote
garages talk in APR and AER. AER rates will be a smaller number but when you transfer them to APR it goes up. so always take the APR rate and ask them to change it to APR if they give you AER

[Edited on 25-11-2008 by Pete_vxl]

 
New Topic
New Poll

Corsa Sport » Message Board » Off Day » House Day » 13.7 % ? 24 database queries in 0.0132160 seconds