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Author New build house, adding new light fittings and insurance cover?
X 60RSA
Member

Registered: 20th Aug 01
Location: Lincoln
User status: Offline
25th Nov 08 at 15:23   View User's Profile U2U Member Reply With Quote

Basically i'm thinking about adding some ceiling lights upstairs in my new build property. If i buy fire rated ones that are encased, does anyone know if this covers me on insurance.

I know new build houses have some sort of 10yr thing with them, just wondering if adding new lights with extra wiring would still cover me.

Does anyone know the regulations on whether i can fit them myself or if i really need an electrician to fit them and sign them off as ok to keep ones insurance valid incase of a fire.

I could go ahead and do it but want to be sure first.

Thanks
dannymccann
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Registered: 9th Aug 06
Location: Doddington, Lincolnshire
User status: Offline
25th Nov 08 at 16:22   View User's Profile U2U Member Reply With Quote

Check the insurance certificate? Or give them a ring? I should say every policy is a tiny bit different...
John
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Registered: 30th Jun 03
User status: Offline
25th Nov 08 at 17:26   View User's Profile U2U Member Reply With Quote

I've never heard of lights voiding insurance.

If you fit non fire encased ones they shouldn't be setting fires either.

How would they know they didn't come fitted?
X 60RSA
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Registered: 20th Aug 01
Location: Lincoln
User status: Offline
25th Nov 08 at 18:19   View User's Profile U2U Member Reply With Quote

Well very true. If the place burnt down i doubt they would find the cause!

I'm just being a bit weiry with it being my first home i suppose!

Good idea to check the insurance documents, i'll get onto it.

Cheers fella's.
John
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Registered: 30th Jun 03
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25th Nov 08 at 18:21   View User's Profile U2U Member Reply With Quote

If you aren't confident enough to fit a light without thinking it'll set fire to the house i'd maybe get an electrician anyway.
ash_corsa
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Registered: 15th Apr 04
Location: Shrewsbury
User status: Offline
25th Nov 08 at 21:03   View User's Profile U2U Member Reply With Quote

Some info on the NHBC warranty.

NHBC

Changing light fittings wont affect it, just if something goes wrong with those lights, it wont be covered as you've modded them.



[Edited on 25-11-2008 by ash_corsa]
1_Litre_Porsche_Beater
Member

Registered: 9th Apr 02
Location: Kent
User status: Offline
26th Nov 08 at 20:37   View User's Profile U2U Member Reply With Quote

Yeh don't worry about it, only thing i was told about mine when i moved in was in the case that i sell i must put up the lights that came with the property in the hallways (energy saving shitters) otherwise it cant go on the market. Yeh alrite mate
WATSON
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Registered: 16th Jun 05
Location: Fife, Scotland
User status: Offline
26th Nov 08 at 23:21   View User's Profile U2U Member Reply With Quote

I wouldnt worry about it, our house was a new build and we had changed lighs,switchs and socked
AndyKent
Member

Registered: 3rd Sep 05
User status: Offline
27th Nov 08 at 13:51   View User's Profile U2U Member Reply With Quote

Technically, I don't think you're allowed to do any work to the electrical system yourself.

Whether you do or don't get a qualified person to do it is up to you though really.
John
Member

Registered: 30th Jun 03
User status: Offline
27th Nov 08 at 16:48   View User's Profile U2U Member Reply With Quote

You are, you just aren't allowed to add major circuits these days.

 
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