Bonney
Member
Registered: 14th Nov 04
Location: St Helens
User status: Offline
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Does anyone have one?
Been looking into one, so i can put in £20 a week and whatever i can afford extra. Which is the best to go for.
Also can you set up a direct debit from my normal account on a weekly basis?
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Sammii
Member
Registered: 22nd Oct 08
Location: Stevenage, Hertfordshire
User status: Offline
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i got a savings account with hsbc, different banks offer different things and what not, you can set up a direct debit so it takes the money out for whichever date you set it to be...
hope that helps a little!
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Bonney
Member
Registered: 14th Nov 04
Location: St Helens
User status: Offline
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What offers did you get. Also is it worth going to the same bank as your current account, or go to a different one?
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dannymccann
Member
Registered: 9th Aug 06
Location: Doddington, Lincolnshire
User status: Offline
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I set mine up a year ago with Barclays, the ISA at 6.5% 
Ive got nearly £4000 in there and it earns something like £18 a month in interest
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Bonney
Member
Registered: 14th Nov 04
Location: St Helens
User status: Offline
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To start off, is there a set amount you need to put in, Would be putting around £30 in per week, with whatever i can spare following
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dannymccann
Member
Registered: 9th Aug 06
Location: Doddington, Lincolnshire
User status: Offline
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They differ, Regular Savings Accounts usually need a regular amount depositing a month, Instant Saver Accounts are tax free and you can put in whatever you want when you want up to a maximum of £3600 in a financial year.
So up until April 4th/5th you could set up an ISA and deposit 3600 then after that date put in another 3600
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Bonney
Member
Registered: 14th Nov 04
Location: St Helens
User status: Offline
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Think ill nip into the bank and see what is what, really need to start putting money away, after all, you never know whats around the corner these days
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dannymccann
Member
Registered: 9th Aug 06
Location: Doddington, Lincolnshire
User status: Offline
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At the minute with the bank base rates so low there are some pitiful offers around, go to moneysavingexpert and check out their 'league tables', theres also lots of information on there with none of the jargon 
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Bonney
Member
Registered: 14th Nov 04
Location: St Helens
User status: Offline
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Thanks ill have a look at that, Sounds better than been brainwashed by someone in a bank 
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Marc
Member
Registered: 11th Aug 02
Location: York
User status: Offline
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I've got a high interest savings account with Halifax.
Also got an ISA and transfer from savings to this when the time comes around. Can do it all online.
Interest rates are crap at the moment, was up to 5% at one point. My once 6% ISA is now 2%! Current account is currently at 0.1%  
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Robbo
Member
Registered: 6th Aug 02
Location: London
User status: Offline
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Instant Access Cash ISA is what you want
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richc
Member
Registered: 24th Mar 07
Location: Ilkeston
User status: Offline
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quote:
Originally posted by Bonney66
Does anyone have one?
Been looking into one, so i can put in £20 a week and whatever i can afford extra. Which is the best to go for.
Also can you set up a direct debit from my normal account on a weekly basis?
Yes i do it everyweek. Mines with manchester united/britania
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