moka
Member
Registered: 11th Mar 06
User status: Offline
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OK
I have been driving for 3 years now and have been insured under my dads since day one. I want a new car now im earning a bit more and i also want to insure myself! Anyway... What i want to know is do i have 3 years no claims bonus? Someone did tell me Direct Line were doing something with no claims bonus and named drivers but i know nothing other than that... Anyone know anything about this?
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a_j_mair
Member
Registered: 23rd Jan 04
Location: Scotland
User status: Offline
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will depend who your dad has been insured with as to wether you have been earning any no calims
and i think it is only them that will recognise it as ncb
so will have to insure it yourself with the same company
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stubbsy05
Member
Registered: 23rd Oct 02
User status: Offline
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What insurer are you with?
Majority of cases you won't have any no claims from being a named driver.
If you speak to the insurance company your with on your dads policy, and explain you want your own but have been on his, they might honour you 3 years ncb at their discretion.
Directline will give you 3 years ncb if thats who your with
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moka
Member
Registered: 11th Mar 06
User status: Offline
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i believe we are with Barclays atm... so... not looking good then as i cannot see Barclays giving me 3 years NCB just if i ask them nicely 
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swill_omnibus
Member
Registered: 12th Dec 07
Location: : S. wales Drives: Dodge Caliber
User status: Offline
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You can have 3ncd with direct line but only if you were a name driver on a direct line policy, anywhere else it'll be useless.
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antnee
Member
Registered: 30th Dec 07
Location: Cov Drives: Clio 197
User status: Offline
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Best to give them a ring and find out, every company is different. Some will accept NCB earned as a named driver, some won't
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