gsi-gaz
Member
Registered: 23rd Mar 03
Location: st helens
User status: Offline
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hi all, im after a bit of advice,
have any of you ever had 100% mortgages
also did u have any other debts when u got your mortgage ie loans and how has it affected you?
thanks
[Edited on 01-03-2009 by Ian]
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John
Member
Registered: 30th Jun 03
User status: Offline
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You won't get a 100% mortgage anymore.
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Aaron
Member
Registered: 9th Aug 04
Location: Cottingham, East Riding
User status: Offline
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quote:
Originally posted by John
You won't get a 100% mortgage anymore.
Even more so if you have an existing debt, which by the sounds of it...you do.
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--DAN--
Member
Registered: 3rd Feb 03
Location: Bottesford. Drives;3 Series
User status: Offline
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As John says you've got no chance of 100% at the minute. However, when I had my 1st mortgage years ago loans, credit cards etc were all taken into consideration.
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Laura
Member
Registered: 6th Oct 04
Location: Leven, Fife
User status: Offline
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our first mortgage was arranged just before xmas, sale went through january.
we only got an 85% max.
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Kano
Member
Registered: 29th Aug 04
Location: Fife
User status: Offline
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You can get 90's and some 95's just now but the rates are wild...
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corsa120
Member
Registered: 4th May 02
Location: Northamptonshire
User status: Offline
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i got a 100% 18 months ago lucky lol
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ash_corsa
Member
Registered: 15th Apr 04
Location: Shrewsbury
User status: Offline
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95% isnt even worth considering, 7%!!!
90% can be had for around 5.5%
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Kano
Member
Registered: 29th Aug 04
Location: Fife
User status: Offline
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quote:
Originally posted by ash_corsa
95% isnt even worth considering, 7%!!!
90% can be had for around 5.5%
You will struggle to get a 90% anywhere near 5.5%...
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Twiggy
Member
Registered: 15th Oct 04
User status: Offline
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quote:
Originally posted by corsa120
i got a 100% 18 months ago lucky lol
Not really, your probably in negative equity
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corsa120
Member
Registered: 4th May 02
Location: Northamptonshire
User status: Offline
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actually im not i paid 108k for 3-bed semi and 2 sold within last month for 125-130k....... within yards from mine
and agin negative equity applies only if u get repossessed and if you plan to move/borrow in my opinion
[Edited on 21-02-2009 by corsa120]
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ash_corsa
Member
Registered: 15th Apr 04
Location: Shrewsbury
User status: Offline
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quote:
Originally posted by Kano
quote:
Originally posted by ash_corsa
95% isnt even worth considering, 7%!!!
90% can be had for around 5.5%
You will struggle to get a 90% anywhere near 5.5%...
5.85% 5 yr fixed with the Post Office mate, 90% LTV with no HLC.
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