stubbsy05
Member
Registered: 23rd Oct 02
User status: Offline
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Got a cracking price from Bell.
Annual Price £319 (so £26.50 a month)
Monthy Price £32.51 (£389 its works out for the year)
How many of you pay annual for you car insurance? I've got the money sitting here so might just pay it annual to get it cheaper. Just means I'm £300 worse off for holidays etc
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John
Member
Registered: 30th Jun 03
User status: Offline
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Always pay annually.
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mwg
Member
Registered: 19th Feb 04
Location: South Lakes
User status: Offline
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Always paid annually until my last renewal where they offered me 0% interest payments so I took that as wasn't costing me any extra.
Will pay annually again next time its up for renewal unless they do the same offer
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willay
Moderator
Organiser: South East, National Events
Premium Member
Registered: 10th Nov 02
Location: Roydon, Essex
User status: Offline
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annual
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James
Member
Registered: 1st Jun 02
Location: Surrey
User status: Offline
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Always pay annually - like to keep my monthly outgoings as low as possible.
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Brett
Premium Member
Registered: 16th Dec 02
Location: Manchester
User status: Offline
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Paid montly when I was young and it was £1500+. Just pay yearly now as it's only a few hundred. £319 I'd just pay straight away.
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AndyKent
Member
Registered: 3rd Sep 05
User status: Offline
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Always annual, you pay less so its a no-brainer isn't it?
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stubbsy05
Member
Registered: 23rd Oct 02
User status: Offline
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I have access to a 0% card, so might pay it on another of my cards and balance trasfer it over
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VegasPhil
Premium Member
Registered: 16th Jan 05
Location: Fareham, Hants Drives: Octavia VRS
User status: Offline
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I pay mine on 0% Credit Cards sometimes. Paid it this year in full again.
Corsa 2.0 16v Vegas - Sold
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Matt L
Member
Registered: 17th Apr 06
User status: Offline
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paid anually for the first 3 years but this year im paying monthly as i have a stable job now and didnt want the hassel of paying it off in one lump sum lol.
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Ian W
Member
Registered: 8th Nov 03
Location: Wirral, Merseyside
User status: Offline
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quote:
Originally posted by James
Always pay annually - like to keep my monthly outgoings as low as possible.
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Baskey
Member
Registered: 31st May 06
User status: Offline
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pay monthly with virgin, not only the cheapest but just split your premium in 12. No apr, no depisit bollox
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3lfz
Member
Registered: 16th Nov 08
Location: Torquay
User status: Offline
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Monthly because its the same as annually for me.
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RichR
Premium Member
Registered: 17th Oct 01
Location: Waterhouses, Staffordshire
User status: Offline
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annual - always have; always will
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LukeD
Member
Registered: 23rd Jan 07
Location: Shropshire
User status: Offline
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annual: less worry for me.
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Sam
Moderator
Premium Member
Registered: 24th Dec 99
Location: West Midlands
User status: Offline
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quote:
Originally posted by AndyKent
Always annual, you pay less so its a no-brainer isn't it?
Some people might not be able to afford paying a few hundred quid in one go?
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All Torque
Member
Registered: 17th Nov 05
Location: Milton Keynes Drives: Ford Focus TDCi
User status: Offline
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Up until last renewal was monthly, but paying annualy now 
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Graham88
Member
Registered: 16th Apr 07
Location: South East Kent Drives: E46 M3
User status: Offline
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Annual all the way. I wouldn't even think twice about it if it was as low as £319.
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Ben G
Member
Registered: 12th Jan 07
Location: Essex
User status: Offline
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i pay it with a 0% for 12 months credit card then pay that off monthly 
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dannymccann
Member
Registered: 9th Aug 06
Location: Doddington, Lincolnshire
User status: Offline
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Cant afford to pay it off in one go (£600 at the time) so pay it monthly, £45 a month I think. I paid my bike insurance off in full though, £300, only because it would of cost an extra £100 on top because of the interest 
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nathy_87
Member
Registered: 14th Aug 08
Location: West Mids. Drives: koda Fabia VRS 5J
User status: Offline
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Monthly. Always have always will.
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Kano
Member
Registered: 29th Aug 04
Location: Fife
User status: Offline
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I have my car paid annualy but I do my bike monthly because I only insure it for about 6 mths of the year..
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Graham88
Member
Registered: 16th Apr 07
Location: South East Kent Drives: E46 M3
User status: Offline
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Why Kano? What if something happens during the winter....not worth the risk IMO. It's annoying knowing I've just used 6 months tax & insurance on a bike that's just sat there through winter admittedly 
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Ben G
Member
Registered: 12th Jan 07
Location: Essex
User status: Offline
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take your bike in your house through winter 
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Kano
Member
Registered: 29th Aug 04
Location: Fife
User status: Offline
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quote:
Originally posted by Graham88
Why Kano? What if something happens during the winter....not worth the risk IMO. It's annoying knowing I've just used 6 months tax & insurance on a bike that's just sat there through winter admittedly
I keep my bike at my mum and dads in their garage. Its always locked and alarmed and theres rarely a time when a cars not parked against it.
When I move it to my house once I've got a big enough shed sorted out it will be insured all year round.
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