sand-eel
Member
Registered: 15th Mar 07
Location: carluke/braidwood--IRNBRULAND
User status: Offline
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Oh crap, I accidentially used my old account with no money in it and the bank want to charge me £48 I was only overdrawn by £27, has anyone got out of paying the stupid fine? my brother has but thats because they kept fining him without telling him.
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Marshall
Member
Registered: 10th Nov 05
Location: Boston, Lincs Drives: 1.4 Sport & 2.2 astra
User status: Offline
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go in and tell them it was an honest mistake, and that you will change all your accounts to other banks if they intend on enforcing the charge.
or just take it on the chin
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Cavey
Member
Registered: 11th Nov 02
Location: Derby
User status: Offline
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If it's a rare occurence they're usually quite good with it as well
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VegasPhil
Premium Member
Registered: 16th Jan 05
Location: Fareham, Hants Drives: Octavia VRS
User status: Offline
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Providing your not blagging and there was enough cash in your other acc if you are nice enough to them they might change their minds.
Corsa 2.0 16v Vegas - Sold
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JM Curdy
Member
Registered: 20th Jan 05
Location: Stranraer, Scotland
User status: Offline
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you're allowed one a year
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BluKoo
Member
Registered: 8th Apr 02
Location: Stonehaven (Scotland)
User status: Offline
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I got a few bank charges reversed just by going down and asking if there was anything they could do about it.
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mwg
Member
Registered: 19th Feb 04
Location: South Lakes
User status: Offline
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I reckon I'll have some charges coming. Went over drawn by not even £5 for 1 day from a couple of itunes purchases... they went through as separate transactions, I'm guessing I will get charged for each transaction?
Just gonna go and say I'll take my money elsewhere if they insist on me having to pay the charges
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Ian
Site Administrator
Registered: 28th Aug 99
Location: Liverpool
User status: Offline
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I went to my branch at lunch time when it most busy and stood by the sit down desk bit. When she asked me what she could help with, I replied
I WOULD LIKE TO COMPLAIN
They soon sorted it.
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Gareth F
Member
Registered: 16th Jan 08
Location: Location Location
User status: Offline
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HSBC now only charge me £3.28 ish for overdraft charges since i went in there and told them some stuff i had heard about that banks cant charge more than x amount on things like that. They then said because i was a valued customer (all my life) they would change it 
There are ways around it, have a search on google and find out more 
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Pete_vxl
Member
Registered: 24th Nov 06
Location: Lochgelly, Fife
User status: Offline
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sand-eel if you havnt had a charge before you will get it back as a good will gesture, if you have already had one they will probably not give you it back.
If you ever get a charge for being less than £2 over your limit you should also get it back.
Also you dont get one back every year, its one per account per person.
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sand-eel
Member
Registered: 15th Mar 07
Location: carluke/braidwood--IRNBRULAND
User status: Offline
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good things are looking up 
cheers everyone.
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