AJ890
Member
Registered: 10th Feb 03
Location: Tamworth
User status: Offline
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how much does it cost extra on modifications on corsas or do u just don't declare it so u r fucked if it gets stolen
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viera
Member
Registered: 26th Oct 02
Location: 2nd Star to the right & straight on till morn
User status: Offline
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to be honest mate, we get this post all the time but never get a final answer as as it depends on the insco they use. Most people decare as if you stack the car, most ins co will refuse to pay out if mods are not decared. Some take the risk, some don't, best way to find out price is to phone your ins co and tell them you are thinking of modding and what their policy is.
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AJ890
Member
Registered: 10th Feb 03
Location: Tamworth
User status: Offline
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cheers viera i got a car insurence qoute with tescos for £2300 and then to declare mods this would rocket up. so can you just declare the front bumper, alloys and and other specificparts istead of everything
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Gower
Member
Registered: 18th Mar 01
Location: So close.....yet so far
User status: Offline
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£2300??
Whats your age? What car is it?
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AshMan2
Member
Registered: 13th Feb 03
Location: Doncaster
User status: Offline
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Im with tesco. Im paying 1600 a year for a 1.2 club 16v. They wont insure me with ANY mods, not even my new sony head unit. They wont give me an answer why. I had one bump over a year ago, but I cant see why that would prevent them insuring me for mods, plus im in a low risk area.
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OFcorsa
Member
Registered: 6th Jan 03
Location: Cheltenham, Gloucestershire
User status: Offline
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I read before that each mod has it's own price and i think a back box or new air filter was another £60. Tell you the truth bud if you are gonna mod wait till you've got a few years no claims your insurance will be less my 1.4i 8v costs me £1400 so im gonna give it till i got some no claims then add a back box and induction kit. its the safest wya cos you can guarantee that some arse will bang you whilst you've spent a fortune on mods! nearly had it the other day!! women drivers!!
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AJ890
Member
Registered: 10th Feb 03
Location: Tamworth
User status: Offline
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i am 18 the price is on a corsa 1.2 my dad told me to get a cheap corsa about £1500 and max that up then insurence it on 3rd party fire and theft for the first year. budget quoted £2600
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Gower
Member
Registered: 18th Mar 01
Location: So close.....yet so far
User status: Offline
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You tried direct line or liverpool victoria?
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OFcorsa
Member
Registered: 6th Jan 03
Location: Cheltenham, Gloucestershire
User status: Offline
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ah right i c. I paid £3250 for the 1.4i 8v now im 19 i pay £1400 and thats fully comp. from lansdown insurance. but what a drain on money. do you c why im gonna wait a bit longer to mod the car. at the mo im doing the interior.
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Dav
Member
Registered: 23rd Jul 02
Location: Falkirk, Scotland
User status: Offline
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I was getting silly quotes to insure my car myself so I'm still insured under my parents policy with CIS for £750 (1yr NCB)
I'm 19 driving a 1.2 16v GLS
Mods are... alloys, full suspention kit, stereo and induction kit.
All declaired at no extra cost to the price I pay for insurance.
I'd recommend CIS as I've not had any problems with them, they gave me a really cheap quote (compaired to everywhere else at the time) and they are quite freindly about modifying.
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KittedCorsa
Member
Registered: 2nd Feb 03
Location: Corby, Northants - Drives Corsa 1.4 Sport
User status: Offline
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i am payin £493 fully comp on 1.4 16v Corsa Sport P-reg.
i am 21 wiv 3 years no claims
mods that i have declared are full b/kit,alloys and stereo equipment.
this is with Herts Insurance Consultants.
Good company
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Fear
Member
Registered: 20th Nov 02
Location: Down off the hill
User status: Offline
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im 18 and on my second 1.4 16v with no NCB with to big claims to my name plus bodykit, wheels, suspension, air filter, exhaust all declared on my insurance and im paying £2278 Fully comprehensive!!!!
Im with Tesco insurance aswell and they've been real good about it and when i rolled my old corsa they payed out for all the mods i had on that one no probs!!!!
Before claiming for that one i was paying £1990 fully comp with no NCB with exhaust, wheels, K&N and suspension!! On a 1.4 16v Sport so i dont know why yours is so high!!!
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slider
Member
Registered: 11th Apr 02
Location: kent
User status: Offline
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my other halfs 22 got a 1.4 8v 3yrs ncb paying 260quid full comp
no extra charge for alloys, gsi kit or combat bumper forgot to tell them about k&N and back box! ooops!!!!
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bobothebear
Member
Registered: 13th Jan 03
Location: bedfordshire
User status: Offline
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I'm 22 and have also got a 1.4 8v but 0 years ncb.(Only been driving a year!!!)
Mine is £700 Fully comp from Endsleigh
Shows the saving you get when you build up a NCB.
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RichR
Premium Member
Registered: 17th Oct 01
Location: Waterhouses, Staffordshire
User status: Offline
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Im 19 with 1.2 8v, all mods declared ( wheels, £1200 ice, seats, mirrors, steering wheel, every little detail, fully comp 2years ncd for £602.13
Ive even told them that the kits going on at easter and they said that it will be £15 extra for the kit, smooth tailgate, cat1 alarm and possibly something with the bonnet,
thats with Liverpool Victoria,
but I got 3 points ( i may do neway, may nt get them yet) and dont know what that will do, does ne1 here know??? please
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bluecorsasteve
Member
Registered: 15th Jun 02
Location: burton on trent
User status: Offline
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to livelee 3 points wont make any difference
mine is a 1.2 kit alloys 1K stereo induction kit,
i am 19 1 year ncb
costs me 790 pounds thats with liverpool victoria
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dig dave2811
Member
Registered: 6th Jan 03
Location: newport sout wales WCM
User status: Offline
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WUD u guys declare interiour mods like gear knobs and stering wheele pedles etc
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tina
Member
Registered: 9th Jun 02
User status: Offline
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Try GSI insurance tel. 01933 411 888 and ask for Marcus... (dont speak to anyone else as the others are hopeless when it comes to modded cars!!!) Marcus is ok & will do anything possibe to help you get the best & cheapest quote... Its always worth a phone call??? Just be honest with him, & tell him wot u wanna do or wot u have done to ya car? Good Luck!!!
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dig dave2811
Member
Registered: 6th Jan 03
Location: newport sout wales WCM
User status: Offline
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buty wahat about interior mods
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