will_doyle
Banned
Registered: 25th Nov 08
Location: Exeter
User status: Offline
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Whats the best credit card I can get at the moment...?
Im 18
And bank with Natwest.
At the moment I just have a student card.
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dan_m1les
Member
Registered: 8th May 06
Location: Burnham, Buckinghamshire
User status: Offline
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best one is not to get one in my experience...
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LukeS
Member
Registered: 25th Nov 07
Location: Ormskirk
User status: Offline
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I wouldn't get one at 18 tbh. You will regret having debts in the future.
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BarnshaW
Member
Registered: 25th Oct 06
User status: Offline
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im 23 and with natwest and i still have a solo card as i dont want to borrow money i dont have. If i dont have the money i dont buy it.
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Tommy L
Member
Registered: 21st Aug 06
Location: Northampton Drives: Audi wagon
User status: Offline
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Halifax do a 0% card for 9 months for new customers. Well they did a few months ago
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gavin18787
Premium Member
Registered: 22nd Feb 05
Location: Basildon, Essex
User status: Offline
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I just have a standard natwest one. I only use it for things like electrical goods and holidays where the payment protection is good 
However its setup to pay itself off by direct debit in full every month so I can keep on top of it and not risk forgetting
Drives supercharged Tec with torque  
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will_doyle
Banned
Registered: 25th Nov 08
Location: Exeter
User status: Offline
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Ok.. I have just applied for a student credit card online. (Natwest)
Surely it cant be that simple.. it took me about 2 mins to fill it all out, and it says its done.
???
[Edited on 24-07-2009 by will_doyle]
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LukeS
Member
Registered: 25th Nov 07
Location: Ormskirk
User status: Offline
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Link to that please, im in need of money. Credit card is only option for me atm, even though i don't want debts.
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will_doyle
Banned
Registered: 25th Nov 08
Location: Exeter
User status: Offline
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quote:
Originally posted by LukeS
Link to that please, im in need of money. Credit card is only option for me atm, even though i don't want debts.
http://www.natwest.com/personal/students/g4/other-student-products/student-credit-card/apply.ashx
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LukeS
Member
Registered: 25th Nov 07
Location: Ormskirk
User status: Offline
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Cheers
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Matt L
Member
Registered: 17th Apr 06
User status: Offline
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they can still reject you though surely its just applying for one, now they will go through it and either allow you or deny you.
personally i have one but i hate using it (used it 3 times on bigger items like plane tickets and stuff so i can have more of a come back should stuff go tits up  ) would have one otherwise.
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LukeS
Member
Registered: 25th Nov 07
Location: Ormskirk
User status: Offline
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I might just apply for a student loan, as i think im going Uni next year.
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Matt L
Member
Registered: 17th Apr 06
User status: Offline
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again surely they wont give you a student loan (if its the actual student loans you get) if you dont have a place at a uni.
unless you mean a loan from an actual bank
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LukeS
Member
Registered: 25th Nov 07
Location: Ormskirk
User status: Offline
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quote:
Originally posted by Matt L
again surely they wont give you a student loan (if its the actual student loans you get) if you dont have a place at a uni.
unless you mean a loan from an actual bank
That confused me
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N3CRO
Member
Registered: 12th Apr 07
Location: Sandy, Bedfordshire
User status: Offline
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I have a Capital One card but the interest rate is ridiculous.
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Matt L
Member
Registered: 17th Apr 06
User status: Offline
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quote:
Originally posted by LukeS
quote:
Originally posted by Matt L
again surely they wont give you a student loan (if its the actual student loans you get) if you dont have a place at a uni.
unless you mean a loan from an actual bank
That confused me
when you say student loan do you mean the one off the government or from a bank?
government wont give it to you unless you have a place at uni i wouldnt of thought and even then you only get the money like a few weeks before uni starts iirc.
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noshua
Member
Registered: 19th Nov 08
User status: Offline
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go to uni and apply for a student account, £1500 interest free overdraft.
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gavin18787
Premium Member
Registered: 22nd Feb 05
Location: Basildon, Essex
User status: Offline
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quote:
Originally posted by will_doyle
Ok.. I have just applied for a student credit card online. (Natwest)
Surely it cant be that simple.. it took me about 2 mins to fill it all out, and it says its done.
???
[Edited on 24-07-2009 by will_doyle]
Worryingly it is that simple 
I went into the bank said can I have one and after signing a bit of paper and 5min I had one with a 5k limit no questions asked. As long as you are sensible they arnt bad
Drives supercharged Tec with torque
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Twiggy
Member
Registered: 15th Oct 04
User status: Offline
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cards are good as long as your very disciplined and can manage your moneys!
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LukeS
Member
Registered: 25th Nov 07
Location: Ormskirk
User status: Offline
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quote:
Originally posted by Matt L
quote:
Originally posted by LukeS
quote:
Originally posted by Matt L
again surely they wont give you a student loan (if its the actual student loans you get) if you dont have a place at a uni.
unless you mean a loan from an actual bank
That confused me
when you say student loan do you mean the one off the government or from a bank?
government wont give it to you unless you have a place at uni i wouldnt of thought and even then you only get the money like a few weeks before uni starts iirc.
Goverment
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