jamesw
Member
Registered: 28th Jun 02
Location: Station Town, County Durham
User status: Offline
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What are people paying per month if you dont mind me asking? Our morgage was for roughly 65k and currently paying £325 a month and got about 33 years to go. My current rate is 4.78.
I thought this was OK'ish but my mate mentioned the other day he is paying 130 p/m and I remember his was 85k so surely this isnt right? Trying to get some more info.
[Edited on 27-07-2009 by jamesw]
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Cosmo
Member
Registered: 29th Mar 01
Location: Im the real one!
User status: Offline
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Even on a 40yr mortgage at 1% interest the monthly repayment would be approx £215.
On an interest only £130 a month would be on a rate less that 2% over 40yrs.
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Colin
Member
Registered: 4th Apr 02
User status: Offline
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Currently paying 165 quid a month on a 30k mortgage.
But selling up & moving soon & the new one is around £650 a month on 120k.
[Edited on 27-07-2009 by Colin]
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Kano
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Registered: 29th Aug 04
Location: Fife
User status: Offline
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£435 p/m for a 70k mortgage over 25 years. Fixed for 5 years aswell...
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Gaz
Member
Registered: 24th Aug 03
Location: Widnes, Cheshire
User status: Offline
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£707 for £105k.. over 25 years..
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BlueCorsa
Member
Registered: 14th Jan 04
Location: Midlands Drives: MB SLK250 CDI
User status: Offline
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£1057 for £173K over 25y
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ash_corsa
Member
Registered: 15th Apr 04
Location: Shrewsbury
User status: Offline
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£575p/m £110,000 35yrs
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_Allan_
Member
Registered: 24th Mar 04
User status: Offline
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It will be £656 p/m for £123,750 - 30 years.
Fixed for five at the above.
[Edited on 30-07-2009 by _Allan_]
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Laura
Member
Registered: 6th Oct 04
Location: Leven, Fife
User status: Offline
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£45,050 mortgage. £291 over 25 years. 5.84% fixed for 3 years. Mortgage was arranged in January. With Abbey National.
That was only 85%.
Theres a few 90% ers about now though I think?
[Edited on 29-07-2009 by Laura]
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RichR
Premium Member
Registered: 17th Oct 01
Location: Waterhouses, Staffordshire
User status: Offline
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£719 p/m for £110,650 over 25 years
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Cavey
Member
Registered: 11th Nov 02
Location: Derby
User status: Offline
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Think i'm on for 4.79% on 121k, will be £570-580ish a month, that's if we get our place.
Over 35 yrs
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Colin
Member
Registered: 4th Apr 02
User status: Offline
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Thats a good rate Cavey who is that deal with?
Very similar figures to what im looking at aswell!!
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MarkM
Member
Registered: 11th Apr 01
Location: Liverpool
User status: Offline
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Do they still not do 90% or higher LTV mortgages?
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Colin
Member
Registered: 4th Apr 02
User status: Offline
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Most places ive still want you to stick 20% down according to the ifa im getting to find me a mortgage just now.
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strick206
Member
Registered: 12th Apr 07
Location: Wigan Drives:Integra DC5
User status: Offline
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Mine is 590 per month on a 25 year mortgage, 105k
Fixed for 4 years at that rate
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Cavey
Member
Registered: 11th Nov 02
Location: Derby
User status: Offline
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Was Halifax Colin, that was a rough quote that was given by our financial advisor guy.
We're trying to get a 70-30 deal with HomeBuy Direct, which means they think it's a 70% mortgage, so gets us a much better deal than we can afford.
House value is £190k, 70% is 133k, we've got 12k deposit, so 121k mortgage 
I think RBS were doing a fixed rate of 4.5% for 2 years, not sure if that's still standing
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Colin
Member
Registered: 4th Apr 02
User status: Offline
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Ah right I see!!
Seen the RBS one but the cash needs to be down by November & were not due entry intil late December.
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A2H GO
Member
Registered: 14th Sep 04
Location: Stoke
User status: Offline
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3.80% Fixed on £115,000 = £446pm. Well it will be when we complete on Monday 
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smcGSI16V
Member
Registered: 26th May 03
Location: Farnborough Drives: Thurlby 888 CDTi No.98
User status: Offline
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Currently paying £900 ish a month on a £165k morgage.
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Colin
Member
Registered: 4th Apr 02
User status: Offline
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quote:
Originally posted by CorsAsh-Sport
3.80% Fixed on £115,000 = £446pm. Well it will be when we complete on Monday
Wheeeit?? Who's offering 3.8% fixed??
Or are you sticking down some huuuuuge deposit?
I can only fund 20% max, well id need another 7k or so to be able to put 25% down, id need to sell my car or do something else drastic to get a better rate than 5.4% (current best with alliance & leicester) it sucks 
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luciaadr
Member
Registered: 11th Aug 04
Location: Bexleyheath, Greater London
User status: Offline
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3.65% fixed for 2 years on £80k. Works out at £412 / month.
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Colin
Member
Registered: 4th Apr 02
User status: Offline
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quote:
Originally posted by luciaadr
3.65% fixed for 2 years on £80k. Works out at £412 / month.
Who with/what % deposit?
Ive never seen a fixed mortgage that low!
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_Allan_
Member
Registered: 24th Mar 04
User status: Offline
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HSBC were doing 2.99% fixed at one point but I think that was for a 60% LTV.
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A2H GO
Member
Registered: 14th Sep 04
Location: Stoke
User status: Offline
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quote:
Originally posted by Colin
quote:
Originally posted by CorsAsh-Sport
3.80% Fixed on £115,000 = £446pm. Well it will be when we complete on Monday
Wheeeit?? Who's offering 3.8% fixed??
Or are you sticking down some huuuuuge deposit?
I can only fund 20% max, well id need another 7k or so to be able to put 25% down, id need to sell my car or do something else drastic to get a better rate than 5.4% (current best with alliance & leicester) it sucks
Thats with Halifax mate 75% LTV, 3 Year Fixed. Secured it over 4 months ago its just taken forever to go through, can't remember if it was for FTB's only. We tried through a broker but best he could do was in the 4%'s so we went direct. Also comes with the 'Half council tax paid for the year' offer they were doing at the time.
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ENB
Member
Registered: 24th Apr 06
User status: Offline
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Just sort of £700, little over with the redundancy protection. on £122k 95% LTV. 5 year fixed at 6.2%. 35 Years.
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