Mobby
Member
Registered: 31st Dec 07
Location: Leicestershire
User status: Offline
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Well for two years now i have just done my insurance over the internet. But i keep getting told ringing up is cheaper but never really had the credit to blow on ringing up premium rate numbers from a mobile
What did you save by ringing up your insurer?
In your eyes whats the best way on getting cheap insurance?
Looking to insure a Golf anniversary if plans go ahead but its a coming up at 1700 TPF&T 
Any help much appreciated 
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K3 VMU
Member
Registered: 28th Jul 06
Location: Portlethen, Aberdeen,ken
User status: Offline
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get a sex change, become old
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kz
Member
Registered: 9th Aug 02
Location: Southend, Essex Drives: Mini Cooper S
User status: Offline
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Sometimes it's cheaper sometimes it's not. Personally I just use confused.com get the best quote, phone Adrian Flux and tell them, and they beat it
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Richardhhha
Member
Registered: 29th Sep 07
Location: Croydon, Greater London
User status: Offline
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become female, and be over 25 and you got a chance at cheaper insurance..
insurance companys are taking the piss recently..
i tryed doing a online quote for a 2.0 focus
bear in mind i've got 3 years ncb and im un employed stating the cars going to be garaged and driven less than 5,000 a year..
£1400.... like fuck
if i put the above as the misses....
£380 taking the piss or what.
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chloe16v
Member
Registered: 29th Nov 07
Location: Rotherham
User status: Offline
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people that use flux, once you have got an online quote, how near has this quote been to the actual quote they give you when you phone up? as the online quote is a provisional quote
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Mobby
Member
Registered: 31st Dec 07
Location: Leicestershire
User status: Offline
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How much by? Ecar see4m to be getting the best quotes.
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Mobby
Member
Registered: 31st Dec 07
Location: Leicestershire
User status: Offline
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quote:
Originally posted by Richardhhha
become female, and be over 25 and you got a chance at cheaper insurance..
insurance companys are taking the piss recently..
i tryed doing a online quote for a 2.0 focus
bear in mind i've got 3 years ncb and im un employed stating the cars going to be garaged and driven less than 5,000 a year..
£1400.... like fuck
if i put the above as the misses....
£380 taking the piss or what.
Now that is a serious piss take  it actually makes me angry!
What if i put the Mrs down as policy holder and me as named driver, would it get it any cheaper or only a little?
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Richardhhha
Member
Registered: 29th Sep 07
Location: Croydon, Greater London
User status: Offline
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got a quote from flux online for my old XE'd GSi and it was £800 called them up and yep it was £800
flux are pritty good tbh with moded cars 
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Richardhhha
Member
Registered: 29th Sep 07
Location: Croydon, Greater London
User status: Offline
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most probably get a fair bit cheaper tbh..
try it and see
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davcohen
Member
Registered: 1st Nov 03
Location: North London
User status: Offline
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£1700 renewal called after doing a quote online £1050 (expensive as i insured my sister 17) the lady actually went through every option telling me which was cheapest she said everything was perfect but by declaring i park on the street its £48 less sweet
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chloe16v
Member
Registered: 29th Nov 07
Location: Rotherham
User status: Offline
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my insurance isnt up untill feb but i have been looking around and the cheapest i was getting was around the £700 mark with 1 fault accident and 1 sp30 3 points, flux £431 With mods declared, others was just for a standard car, think i know who i'll be going with come insurance time 
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Mobby
Member
Registered: 31st Dec 07
Location: Leicestershire
User status: Offline
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Cost £700 more with the mrs due to her having no NCB and not been driving long.
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chloe16v
Member
Registered: 29th Nov 07
Location: Rotherham
User status: Offline
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do flux insure standard cars/4x4s?
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Fro
Member
Registered: 20th Jun 06
Location: Rainham, Essex Drives: A3 2.0TDi Sport
User status: Offline
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DO NOT GO WITH E-CAR!
If something happens they are shocking at sorting it out, I'm still going through something from 2 years ago!
I'm insuring my anni for around £600ish fully comp with Brentacre. No one else could get near that at the time.
Bare in mind that i 'think' the policy holder is supposed to be the owner of the vehicle?
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Jenko_Sport
Member
Registered: 25th May 06
Location: Stoke-on-Trent
User status: Offline
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Id give brentacre a call, cant rate them high enough.
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Twiggy
Member
Registered: 15th Oct 04
User status: Offline
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You need to have modified drop links and get it for £150 
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chloe16v
Member
Registered: 29th Nov 07
Location: Rotherham
User status: Offline
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got some quotes last week after my car died for me to go on my fellas insurance to drive his car, i think the cheapest quote was about £1150 on one of these broker sites, got a quote with flux last night, £500  how can they be so much cheaper than anywhere else?
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oceansoul
Member
Registered: 19th Jun 06
Location: Sunbury, Surrey
User status: Offline
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quote:
Originally posted by Mobby
quote:
Originally posted by Richardhhha
become female, and be over 25 and you got a chance at cheaper insurance..
insurance companys are taking the piss recently..
i tryed doing a online quote for a 2.0 focus
bear in mind i've got 3 years ncb and im un employed stating the cars going to be garaged and driven less than 5,000 a year..
£1400.... like fuck
if i put the above as the misses....
£380 taking the piss or what.
Now that is a serious piss take it actually makes me angry!
What if i put the Mrs down as policy holder and me as named driver, would it get it any cheaper or only a little?
Known as fronting, and is illegal.
The reason its so much, is because so many people drive like twats or without insurance etc thus putting the honest guys insurance up
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Conway563
Member
Registered: 7th Jun 06
Location: Yate, Bristol
User status: Offline
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quote:
Originally posted by chloe16v
got some quotes last week after my car died for me to go on my fellas insurance to drive his car, i think the cheapest quote was about £1150 on one of these broker sites, got a quote with flux last night, £500 how can they be so much cheaper than anywhere else?
Because unless you pay everything up front the APR they charge to pay monthly is rediculous. I got a quote with them for just under £600 but if you paid monthy it worked out you payed just under £1k
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Fro
Member
Registered: 20th Jun 06
Location: Rainham, Essex Drives: A3 2.0TDi Sport
User status: Offline
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quote:
Originally posted by chloe16v
got some quotes last week after my car died for me to go on my fellas insurance to drive his car, i think the cheapest quote was about £1150 on one of these broker sites, got a quote with flux last night, £500 how can they be so much cheaper than anywhere else?
If you mean sites like confused.com etc i've found they give out rediculous prices and if anyone accepts one through them they're crazy
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Kevxx
Member
Registered: 14th May 08
Location: Forfar, Angus
User status: Offline
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Flux qouted me £900 for a 1.2 9v justy, as just a renewal quote, so i call up saying no way am i paying that, thats stupid, so i gave over all my details for the corsa, all mods and the expected power provided, £950 for the year! :/ wonder how they come up with these figures!
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AndyCorsaSport
Member
Registered: 12th Feb 06
Location: Horsforth, West Yorkshire
User status: Offline
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Ive always been an added driver on my dads, just last week changed to on my own, 21, 0ncb, Fully Comp on 2004 1.8 SRi Corsa, upto 8k a year, £1,380, with Admiral, didnt think that was too bad Brentacre wanted £1,700
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mattk
Member
Registered: 27th Feb 06
Location: St. Helens
User status: Offline
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Ive added my mum on mine, brought it down £350
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Richardhhha
Member
Registered: 29th Sep 07
Location: Croydon, Greater London
User status: Offline
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called brantree up when trying to sort out my insurance for the 1.4 brantree wanted 800 churchel wanted 404 fc.. So guess who im with
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John
Member
Registered: 30th Jun 03
User status: Offline
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Brantree?
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