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Poll: Are you a saver?
  Always save something for a rainy day
  Only if i want something
  Never save a penny


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Author Are you a saver?
Mark.W
Member

Registered: 3rd Jan 07
Location: County Durham
User status: Offline
31st Jan 10 at 01:24   View User's Profile U2U Member Reply With Quote

I think it would be interesting to see how many people on here actually save any money from there wages so which of the following do you do?
Eck
Premium Member

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Registered: 17th Apr 06
Location: Lundin Links, Fife
User status: Offline
31st Jan 10 at 01:39   View Garage View User's Profile U2U Member Reply With Quote

I'll say I'm going to save, but then buy something I may never ever use instead.
Jamie-C
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Registered: 3rd Jun 08
Location: Ballycastle
User status: Offline
31st Jan 10 at 01:40   View User's Profile U2U Member Reply With Quote

I try to but usually see something that I want and buy it
Matt L
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Registered: 17th Apr 06
User status: Offline
31st Jan 10 at 02:46   View User's Profile U2U Member Reply With Quote

Try and save £200 a month and tends to annoy me if i cant. Not saving for anythin inperticular just generally saving.
Lynny
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Registered: 3rd Jan 03
Location: oop north! Where people talk properly
User status: Offline
31st Jan 10 at 08:10   View User's Profile U2U Member Reply With Quote

It's impossible to save when you own 6 horses, and now I'm selling them I'm buying a house so all money will go into that!
dannymccann
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Registered: 9th Aug 06
Location: Doddington, Lincolnshire
User status: Offline
31st Jan 10 at 08:51   View User's Profile U2U Member Reply With Quote

I only earn £980 a month after tax / pension / health insurance goes out, then we split the bills 50/50 +10% (as a buffer) which leaves me with about £300 to spend insuring my bike, putting petrol in it,supplying parts to DizzyRebel to repair it, lunch money for work and then anything I want, which hasnt been anything for a while, so its quite tricky to save at the minute! But I am generally a saver, put away £40 a week all the way through 2nd year of uni and that cash is still in an ISA should it be needed
Pop
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Registered: 8th May 03
Location: Reading
User status: Offline
31st Jan 10 at 09:02   View User's Profile U2U Member Reply With Quote

I saved a lot of my wages each month for a few years which took a bit of discipline. The result of it is buying a house and kitting it out with everything we wanted.

Still save up for larger toys now, just slower than before as we have a lot of outgoings. Wouldn't change it for the world.
AlunJ
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Registered: 3rd Apr 07
Location: Newport
User status: Offline
31st Jan 10 at 09:23   View User's Profile U2U Member Reply With Quote

I do tend to save a bit, but atm I'm paying off my credit card joys of owning a house
DaveyLC
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Registered: 8th Oct 08
Location: Berkshire
User status: Offline
31st Jan 10 at 09:28   View User's Profile U2U Member Reply With Quote

I put away £400 a month regardless and then what ever is left over at the end of the month goes into my car fund.
Rich H
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Registered: 26th Oct 05
Location: West Sussex Drives: E46 M3
User status: Offline
31st Jan 10 at 11:04   View User's Profile U2U Member Reply With Quote

Yup big style atm. Never used to be until I got a lot of inheritance from all 4 grandparents dieing in 2 years which started the ball rolling.

I then started saving as much as I could from my wages in my old job too.

Now with my business I don't really draw a wage - simply spend money only when I need to - last year my only real wage was buying the XE! The rest of the time I live (ie. socialise etc) off tips. Good thing I didn't pay myself a regular wage really too as it has helped the last couple of months when the weathers really fooked up bookings!

Got a reasonable chunk saved up in various ISA's and savings accounts. Idea being so I can buy a house as my first step on the property ladder rather than renting.

I also want to expand the business - take somebody else on and get a unit and change the van all in the next 2- 3 years so I need to get some serious money behind me!
Warren G
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Registered: 14th May 06
Location: Kent
User status: Offline
31st Jan 10 at 11:11   View User's Profile U2U Member Reply With Quote

yep i save,

though atm i have 3 cars and plently of money in the bank

saving, well saved 10k to go traveling for 6-9-12months, and still come back and beable to buy a nice sporthatch
jr
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Registered: 20th May 02
Location: Kent
User status: Offline
31st Jan 10 at 11:15   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Rich H


I also want to expand the business - take somebody else on and get a unit and change the van all in the next 2- 3 years so I need to get some serious money behind me!


employ me rich
swill_omnibus
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Registered: 12th Dec 07
Location: : S. wales Drives: Dodge Caliber
User status: Offline
31st Jan 10 at 11:18   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Warren G
and plently of money in the bank




How is my money doing

I tend to save £200 a month into a shares ISA
Warren G
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Registered: 14th May 06
Location: Kent
User status: Offline
31st Jan 10 at 11:19   View User's Profile U2U Member Reply With Quote

i havent got it yet

okay i lied, 2 cars soon
Tom G
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Registered: 4th Aug 08
Location: Cheshire
User status: Offline
31st Jan 10 at 11:30   View User's Profile U2U Member Reply With Quote

I don't really save but need to as i've just booked a hliday to ibiza in the summer! So what ever i do get will go towards that.
AndyKent
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Registered: 3rd Sep 05
User status: Offline
31st Jan 10 at 11:45   View User's Profile U2U Member Reply With Quote

Saving hard at the moment towards a house deposit.

Looking to get to the 25k mark by christmas with any luck. Currently putting away just over half my wage each month, plus everything I make from photo shoots every other month or so.
kz
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Registered: 9th Aug 02
Location: Southend, Essex Drives: Mini Cooper S
User status: Offline
31st Jan 10 at 11:49   View User's Profile U2U Member Reply With Quote

There's nothing I really want in life, so it all automatically gets saved
Ben G
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Registered: 12th Jan 07
Location: Essex
User status: Offline
31st Jan 10 at 11:51   View User's Profile U2U Member Reply With Quote

usually try and save 1k a month as i don't really spend money on anything nowadays.

will be more when the car goes.
mwg
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Registered: 19th Feb 04
Location: South Lakes
User status: Offline
31st Jan 10 at 12:09   View User's Profile U2U Member Reply With Quote

I tend to save for a few months then go and spend it all on things like a new mountain bike, laptops etc. then start from scratch and save again for another few months. always something comes up that I want
x14xe sport
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Registered: 27th Apr 09
User status: Offline
31st Jan 10 at 12:37   View User's Profile U2U Member Reply With Quote

i have no money to save, i make so little i just survive but any spare money gets spent on tools which is saving in a way as at least its an asset
Lawrah
Premium Member

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Registered: 25th Dec 04
User status: Offline
31st Jan 10 at 12:39   View Garage View User's Profile U2U Member Reply With Quote

I set targets to keep my bank balance at.
Bonney
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Registered: 14th Nov 04
Location: St Helens
User status: Offline
31st Jan 10 at 12:45   View User's Profile U2U Member Reply With Quote

usually I try to put away £50 to £100 a month, but since before christmas all I have done is pay out for things.

Trying to get enough saved to either get a new car or to put a deposit down on a house in the next few years.

Went to the bank the other day and put in nearly £300 in coins. You should have seen the queue behind me
Cosmo
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Registered: 29th Mar 01
Location: Im the real one!
User status: Offline
31st Jan 10 at 12:53   View User's Profile U2U Member Reply With Quote

I'll can save if Ive got something to save for, it not I'll tend to spend it.

Have been saving for the last 6 months or so and managing to put away about £7-800 a month on average.
Nic Barnes
Member

Registered: 5th Apr 04
Location: nowhere near ginger people
User status: Offline
31st Jan 10 at 13:42   View User's Profile U2U Member Reply With Quote

i dont earn enough to save.
DizzyRebel
Member

Registered: 2nd Jan 09
Location: Lincoln
User status: Offline
31st Jan 10 at 13:55   View User's Profile U2U Member Reply With Quote

I save for when i need something, but if i dont need anything i enjoy myself. No point dying the richest man in the graveyard!

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