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J da Silva

Member

Registered: 10th Apr 03
Location: The FACTory
User status: Offline

31st Jan 10 at 20:51

I'm a nosey badger

So do you have your own place? Or still living with rents?

Whittie

Member

Registered: 11th Aug 06
Location: North Wales Drives: BMW, Corsa & Fiat
User status: Offline

31st Jan 10 at 20:52

No, I rent an overpriced flat instead.

AlunJ

Member

Registered: 3rd Apr 07
Location: Newport
User status: Offline

31st Jan 10 at 20:53

Yes, since December, love it :-)

[Edited on 31-01-2010 by AlunJ]

J da Silva

Member

Registered: 10th Apr 03
Location: The FACTory
User status: Offline

31st Jan 10 at 20:54

Whittie do you rent because you prefer it or because it's difficult getting on the ladder?

Pop

Member

Registered: 8th May 03
Location: Reading
User status: Offline

31st Jan 10 at 20:55

Yes, since July.

Ian W

Member

Registered: 8th Nov 03
Location: Wirral, Merseyside
User status: Offline

31st Jan 10 at 20:55

Rent a flat

Whittie

Member

Registered: 11th Aug 06
Location: North Wales Drives: BMW, Corsa & Fiat
User status: Offline

31st Jan 10 at 20:57

quote:
Originally posted by J da Silva
Whittie do you rent because you prefer it or because it's difficult getting on the ladder?

I would get a mortgage tomorrow if I could, renting is a complete waste. I've not got a credit history at all, which is the reason I rent.

[Edited on 31-01-2010 by Whittie]

JayCarr

Member

Registered: 19th Dec 02
Location: Cambs Drives:M3 & X3
User status: Offline

31st Jan 10 at 20:59

Have my own place, for over a year now.

Lynny

Member

Registered: 3rd Jan 03
Location: oop north! Where people talk properly
User status: Offline

31st Jan 10 at 21:04

Renting, however buying a new build so once that's built in April I'll be homeowner

Member

Registered: 10th Sep 03
User status: Offline

31st Jan 10 at 21:04

I'm a rent boy.

Paul_J

Member

Registered: 6th Jun 02
Location: London
User status: Offline

31st Jan 10 at 21:10

quote:
Originally posted by Whittie

quote:
Originally posted by J da Silva
Whittie do you rent because you prefer it or because it's difficult getting on the ladder?

I would get a mortgage tomorrow if I could, renting is a complete waste. I've not got a credit history at all, which is the reason I rent.

[Edited on 31-01-2010 by Whittie]

+ I don't have a deposit...

I'd much prefer to be putting my rent money into a mortgage...

I'm considering moving back home to my parents to save some more cash.

Nath

Member

Registered: 3rd Apr 02
Location: MK
User status: Offline

31st Jan 10 at 21:10

I'm a home boy.

smcGSI16V

Member

Registered: 26th May 03
Location: Farnborough Drives: Thurlby 888 CDTi No.98
User status: Offline

31st Jan 10 at 21:11

I'm a homeowner.

x14xe sport

Member

Registered: 27th Apr 09
User status: Offline

31st Jan 10 at 21:12

live with the gf's parents, cant afford out else :-(

BYRON

Member

Registered: 1st Jun 04
User status: Offline

31st Jan 10 at 21:13

Owned my place for 2yrs now. Probably look to buy another later this year

Matt H

Member

Registered: 11th Sep 01
Location: South Yorkshire
User status: Offline

31st Jan 10 at 21:15

Mortgage deposits are a motherfucker.

Member

Registered: 10th Sep 03
User status: Offline

31st Jan 10 at 21:31

Amen to that

IvIarkgraham

Premium Member

Registered: 27th Mar 04
Location: Ellesmere Port, Cheshire
User status: Offline

31st Jan 10 at 21:43

owner

daymoon

Premium Member

Registered: 1st Aug 08
Location: Selby, North Yorkshire
User status: Offline

31st Jan 10 at 21:44

Live with parents, but then again i am only 19 yrs old student.

scoob

Premium Member

Registered: 16th Oct 03
Location: Beverley, E Riding of Yorkshire
User status: Offline

31st Jan 10 at 22:31

owned for 3 years now

Jambo

Member

Registered: 8th Sep 01
Location: Maidenhead, Drives: VXR Arctic
User status: Offline

31st Jan 10 at 22:32

Live with mum and dad still.

If i had enough cash for a deposit i would move in tommorow

Jules S

Premium Member

Registered: 24th Dec 03
User status: Offline

31st Jan 10 at 22:56

quote:
Originally posted by Jambo
Live with mum and dad still.

If i had enough cash for a deposit i would move in tommorow

Is that why the M3 is for sale?

I sold my soul/car for my first gaf

Paul_J

Member

Registered: 6th Jun 02
Location: London
User status: Offline

31st Jan 10 at 23:03

quote:
Originally posted by Jambo
Live with mum and dad still.

If i had enough cash for a deposit i would move in tommorow

Probably a good move, I love my parents - get on with them great...

I really should move back in with them a couple of years, on my wage if I had a job near where they lived I'd be minted.

Most of my money goes on rent, council tax, bills, food, fuel, etc... if i lived at home i'd have an extra £1000 disposable. e.g. if I saved that £1000 a month, in 2 years i'd have an extra £24k in my bank.

[Edited on 31-01-2010 by Paul_J]

Paul_J

Member

Registered: 6th Jun 02
Location: London
User status: Offline

31st Jan 10 at 23:07

P.S. most people I know down south who are my age and have houses, have all had inheritance from dead relatives...

That's how every single one of them have got their deposit and on the ladder.

I think it's extremely hard in todays age to save up and move into a house, even more difficult if you choose to move out and rent until you can.

Northerners I'm not talking about you with your 70k houses

Ian W

Member

Registered: 8th Nov 03
Location: Wirral, Merseyside
User status: Offline

31st Jan 10 at 23:09

I tried to save for a couple of years to buy but with 10k still couldn't see a way to buy a nice house on my own.

Renting doesn't bother me tbh, got no plans to buy either now.

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