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Poll: Would you?
  Insure it will all the mods declared.
 
  Insure it as standard.


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Author Would you?
ste_p23
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Registered: 29th Dec 08
Location: Hindley,Wigan
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21st Apr 10 at 21:29   View User's Profile U2U Member Reply With Quote

Right just out of curiosity if you had a corsa that was worth around £1200-1500 as a standard car but was modified and you declared the mods to the insurance and the quote was around £1000 TPFT what would you do?

Insure the car with the mods declarded knowing that your paying £1000 on a car that isnt worth much more than that?

Or Insure it as a standard car and leave the modifications on and pay around £500 TPFT?



[Edited on 21-04-2010 by ste_p23]
IvIarkgraham
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Registered: 27th Mar 04
Location: Ellesmere Port, Cheshire
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21st Apr 10 at 21:31   View Garage View User's Profile U2U Member Reply With Quote

insure it properly
Daveskater
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Registered: 29th Apr 08
Location: Oxford, UK Drives: Jap wagon
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21st Apr 10 at 21:31   View Garage View User's Profile U2U Member Reply With Quote

Declare the mods, obviously.


Numberwang!

Originally posted by AlunJ
I like you Dave, you are a man of men

Originally Whatapp'd by Neo
Dave's maybe capable of a drive-by cuddle

Look at my pictures
C00RSA
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Registered: 7th Jun 05
Location: Hertfordshire
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21st Apr 10 at 21:32   View User's Profile U2U Member Reply With Quote

Declare everything, if you can't afford the insurance don't do the mods
Daveskater
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Registered: 29th Apr 08
Location: Oxford, UK Drives: Jap wagon
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21st Apr 10 at 21:33   View Garage View User's Profile U2U Member Reply With Quote

Thanks to my insurance being stupid and ignoring my email, I have a mod declared on mine I haven't even done yet


Numberwang!

Originally posted by AlunJ
I like you Dave, you are a man of men

Originally Whatapp'd by Neo
Dave's maybe capable of a drive-by cuddle

Look at my pictures
corsabsonny
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Registered: 5th Jan 10
Location: chatham, kent
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21st Apr 10 at 21:33   View User's Profile U2U Member Reply With Quote

id wank over a 1000 tpft, been qouted 4000 for a standard 1.2 third party only
ste_p23
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Registered: 29th Dec 08
Location: Hindley,Wigan
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21st Apr 10 at 21:34   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by C00RSA
Declare everything, if you can't afford the insurance don't do the mods


I can afford the insurance and mine is paid in full with all mods declared! Im asking as it came up in conversation today between me and a friend!
C00RSA
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Registered: 7th Jun 05
Location: Hertfordshire
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21st Apr 10 at 21:40   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by ste_p23
quote:
Originally posted by C00RSA
Declare everything, if you can't afford the insurance don't do the mods


I can afford the insurance and mine is paid in full with all mods declared! Im asking as it came up in conversation today between me and a friend!


not saying you can't mate, was saying that's my opinion!
ste_p23
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Registered: 29th Dec 08
Location: Hindley,Wigan
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21st Apr 10 at 21:40   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by corsabsonny
id wank over a 1000 tpft, been qouted 4000 for a standard 1.2 third party only


Jesus what the hell happned for it to be that high?
chrex
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Registered: 26th Aug 07
Location: Brawdy/Wirral
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21st Apr 10 at 21:45   View User's Profile U2U Member Reply With Quote

i've always insured properly...
--ToM--
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Registered: 23rd Nov 07
Location: Wirral
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21st Apr 10 at 21:49   View User's Profile U2U Member Reply With Quote

i havent aways been 100% honest with my insurance, im being honest now though
2ltrjim
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Registered: 20th Dec 06
Location: Oswaldtwistle, Lancashire
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22nd Apr 10 at 16:34   View User's Profile U2U Member Reply With Quote

i have been completely honest with my insurance declared everything inc. engine susension wheels and full momo leather out of an alfa gta and its only £404 tpft
as i have another corsa as a main driver (which is for sale £750)
Graham88
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Registered: 16th Apr 07
Location: South East Kent Drives: E46 M3
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22nd Apr 10 at 16:36   View User's Profile U2U Member Reply With Quote

I wouldn't declare.
lostboy
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Registered: 29th Jan 09
Location: Durham
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22nd Apr 10 at 16:37   View User's Profile U2U Member Reply With Quote

Declare it all as if you have undeclared mods and crash into someone, well you know the score, all mods declared on my Nova £390 TPFT
ed
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Registered: 10th Sep 03
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22nd Apr 10 at 16:39   View User's Profile U2U Member Reply With Quote

Can you not arrange to declare the mods, but leave them un-insured?
2ltrjim
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Registered: 20th Dec 06
Location: Oswaldtwistle, Lancashire
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22nd Apr 10 at 16:39   View User's Profile U2U Member Reply With Quote

a corsa c came into my garage for insurance work on the front end but because he had not declared his irmy grille it was void (and inside i laughed)

 
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