Generation
Member
Registered: 7th Jul 09
Location: Essex
User status: Offline
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Right in january this year, my car was hit by a bus, the bus scraped along side of me, and caused about £800 worth of damage. After many phon calls from myself, in Febuary/march I was told the claim would be dealt in a non prejudice manor. This meant they would pay damage for my vechicle, but if any evidence come up, to prove I was at fault they could claim money back of my insurance.
My 2nd year NCB has just finished, and I have been told I do not have a 2nd year NCB as the bus garage is not admitting liability, but they are no denying it either.
So the difference in my renewal is about 4/500 (almsot double) I have now been told this can do this, and it will not be investigated (if nothing changes) for at least another year.
What can I do, I am being punished for something in my eyes that is not my fault
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Steve
Premium Member
Registered: 30th Mar 02
Location: Worcestershire Drives: Defender
User status: Offline
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go mad
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Generation
Member
Registered: 7th Jul 09
Location: Essex
User status: Offline
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Great, Cheers.
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RichR
Premium Member
Registered: 17th Oct 01
Location: Waterhouses, Staffordshire
User status: Offline
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Same happened with me In January; the insurance couldn't close the claim because the third party insurance was disputing liability. I was fortunate that when you run into the back of a parked car while the owner's in bed and is parked legally and the third party admitted liability at the scene and later - the insurers didn't really have a leg to stand on. So I went mad, like crazy mad down the phone - less than 5minutes later and the claim was closed as non-fault.
Sometimes, there is no other choice than to kick off
[Edited on 26-04-2010 by LiVe LeE]
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lostboy
Banned
Registered: 29th Jan 09
Location: Durham
User status: Offline
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Keep chasing them, you shouldn't have left them to deal with it in that way as they've just waited long enough so any video evidence from shops etc nearby would have been deleted, let this be a lesson to you. Your best bet is to see a solicitor I would say.
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Steve
Premium Member
Registered: 30th Mar 02
Location: Worcestershire Drives: Defender
User status: Offline
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did you wave your arms about mate
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RichR
Premium Member
Registered: 17th Oct 01
Location: Waterhouses, Staffordshire
User status: Offline
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Me? I think so, yes. Crazy Mad!
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Steve
Premium Member
Registered: 30th Mar 02
Location: Worcestershire Drives: Defender
User status: Offline
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bet you look fit when youre angry mate, i would have given you a kiss on them lovely lips of yours after
[Edited on 26-04-2010 by Steve]
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Andrew
Member
Registered: 5th May 04
Location: Skoda Octavia Estate, Ford Puma
User status: Offline
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It's annoying as fuck... Companies seem to do what they want when something is not documented.
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Generation
Member
Registered: 7th Jul 09
Location: Essex
User status: Offline
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Can you stop posting rubbish in here, I'm looking for help. I dont go in your project thread posting shit, unless you want me to?
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Steve
Premium Member
Registered: 30th Mar 02
Location: Worcestershire Drives: Defender
User status: Offline
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sorry mate, back on topic
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Colin
Member
Registered: 4th Apr 02
User status: Offline
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Buy a £50 banger & see how many buses you can mash it into before the cops get onto you!!? 
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Baskey
Member
Registered: 31st May 06
User status: Offline
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Nothing you can do mate. An old man crashed into my car, i got out made sure he was ok, he kept saying sorry over and over again. I sorted his car out so he could get home etc
Anyway the fucker told his company we had a comming together. Went down as 50/50 and i lost all my no claims and £400 excess.
I wrote him a letter explaining in no certain terms he was a fucking thief. Although it made me feel better it didnt get the 1k plus back id lost in excess and insurance rises
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Steve
Premium Member
Registered: 30th Mar 02
Location: Worcestershire Drives: Defender
User status: Offline
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Why is the general population basically a load of cunts, if i crashed and it was my fault id admit it was my fault, what is wrong with people these days, women are worse for this, never wrong about anything
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Andrew
Member
Registered: 5th May 04
Location: Skoda Octavia Estate, Ford Puma
User status: Offline
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Steve
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Generation
Member
Registered: 7th Jul 09
Location: Essex
User status: Offline
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HIS WITNESS had a pushchair, where do people stand with a pushchair on a bus? nowhere thhat can see a bus indicating,checking its mirrors or seeing my positioning
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Steve
Premium Member
Registered: 30th Mar 02
Location: Worcestershire Drives: Defender
User status: Offline
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no seriously, i got hit when a women pulled out of a junction, and went straight into the side of my car, then she tried blaming me 
OP: try writing to the garage directly, or ring trading standards i find they give useful advice
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Colin
Member
Registered: 4th Apr 02
User status: Offline
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I tried to get out of a claim once, with reason though I thought.
I hit him from the rear...........99% your fault, but, his car had broken down, it was dark & he was coasting trying to get it started. No rear lights, no hazards.
Was my fault but i'd have liked that to go down as 50/50 due to mechanical failure & him not warning me. My insurance company said they wouldnt fight it!! 
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Eddx14xe
Member
Registered: 12th Jan 10
Location: Hertfordshire
User status: Offline
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If it dark and a car hasnt got its lights on, surly its there fault 
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Colin
Member
Registered: 4th Apr 02
User status: Offline
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You'd think eh!!
Insurance company said point blank it was 100% my fault & they wouldnt fight it.
Only saving grace was I had protected ncb so didnt hurt too much!!
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Generation
Member
Registered: 7th Jul 09
Location: Essex
User status: Offline
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Anymore advive about MY situation?
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RichR
Premium Member
Registered: 17th Oct 01
Location: Waterhouses, Staffordshire
User status: Offline
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If you're not getting anywhere with your own insurer's, maybe head down to the CAB
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ryzer
Member
Registered: 18th Mar 03
Location: Berkshire Drives:UGLY MUG
User status: Offline
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contact your lawyer, sue the bastards to admit liability, if it is as clear cut as you say it is, no worries.
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Half Pint
Member
Registered: 25th Mar 02
User status: Offline
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antnee
Member
Registered: 30th Dec 07
Location: Cov Drives: Clio 197
User status: Offline
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99% of accidents with buses are usually the other parties fault, as buses have right of way everywhere. Plus every angle is covered by cameras so they can take it to court and win.
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