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Author Traders Policy.
Archie
Organiser: Scotland
Premium Member

Registered: 18th Dec 07
Location: South Ayrshire
User status: Offline
20th May 10 at 18:59   View User's Profile U2U Member Reply With Quote
Anyone got one?
Any recomendations?
22 Next month so age isnt an issue

Also can you name certain vehicles as regular use vehicles
carnuts
Member
Registered: 28th Aug 05
Location: Hertfordshire
User status: Offline
20th May 10 at 19:10   View User's Profile U2U Member Reply With Quote
i have one i use tradex i had to be 23 for mine though also your age i think they can then limit the cars you drive i still now have problems with some sports cars cause of it

and yes i insure my own cars which are on constant cover like normal insurance
Archie
Organiser: Scotland
Premium Member

Registered: 18th Dec 07
Location: South Ayrshire
User status: Offline
20th May 10 at 19:12   View User's Profile U2U Member Reply With Quote
Yeah depending on the compant its a value limit or up to 3.0 i think.

It's just to cover me for doing homers and valets really do they ask you to prove your an actual trader?

Paying £600 to use my own car would rather pay a tad more and have use on my dads van, muma car, dads 944 etc.
Also handy if a mate buys a car and needs it driven home etc.
carnuts
Member
Registered: 28th Aug 05
Location: Hertfordshire
User status: Offline
20th May 10 at 19:19   View User's Profile U2U Member Reply With Quote
its not just engine size its the car itself sometimes i once had an row with a place cause they classed a 7 series bmw as a performance car and wouldnt insure it

to get the insurance isnt a mega problem but tradex sent me a big book to fill in everything from yearly turn over to size of my shoes but then others aint so bad

also get a price most will do this with simple details and helps if you have ncb to use not sure about premiums in scotland but i dont know many traders that pay less than 1.3k for taders and they are alot older than me
Ryan_G1
Member
Registered: 29th Aug 05
Location: East Ayrshire
User status: Offline
20th May 10 at 19:27   View User's Profile U2U Member Reply With Quote
I phoned up for one just after I turned 21. Cant remeber the company now tho

I got quoted £1.8k, £20k limit on what I could drive. But no imports could be covered. Which was no use because I couldnt put the Scooby on it.

That was me declaring my accident from last year too.

[Edited on 20-05-2010 by Ryan_G1]
Rich H
Member
Registered: 26th Oct 05
Location: West Sussex Drives: E46 M3
User status: Offline
20th May 10 at 19:37   View User's Profile U2U Member Reply With Quote
If you manage to get one that covers you without any strange loopholes I'll be amazed.

I can't get one due to the type of cars I work on - the only policy I can get that doesn't have nasty loopholes, doesn't even cover me for the cheapest car I do and is £5k p/a

[Edited on 20-05-2010 by Rich H]
Gez G
Member
Registered: 12th May 04
Location: Glasgow
User status: Offline
20th May 10 at 19:42   View User's Profile U2U Member Reply With Quote
My wee bro is 18 and has a traders policy, its £3k a year though, afraid I dont know who its with which isny much use
Liam B
Member
Registered: 2nd Mar 09
Location: Herefordshire
User status: Offline
20th May 10 at 21:12   View User's Profile U2U Member Reply With Quote
Im on my bosses traders policy, and im 17. Costs him 2k a year for me and 3 others
Tomnova16
Premium Member

Avatar

Registered: 21st Jan 06
Location: Gerrards Cross Drives: Porsche 911
User status: Offline
20th May 10 at 21:24   View Garage View User's Profile U2U Member Reply With Quote
I had traded for years through crow thorne INS. Now I gave the business I'm with giles INS. Paid around £1200 a year with £15k on my cars and £30k on customers/friends

http://www.lemass.co.uk/ for all your automotive/bodyshop needs
Located in Chalfont st Peter
XXKISSXX
USER UNDER INVESTIGATION - DO NOT TRADE

Registered: 5th Feb 10
Location: holiday-greece 2 weeks
User status: Offline
20th May 10 at 21:25   View User's Profile U2U Member Reply With Quote
jay had one cant remember who with possibley tradex he was 25 tho and had to pay £2500 :O

he had 2 cars on personal use and he could have upto 10 others xx



[Edited on 20-05-2010 by XXKISSXX]

[Edited on 20-05-2010 by XXKISSXX]
Archie
Organiser: Scotland
Premium Member

Registered: 18th Dec 07
Location: South Ayrshire
User status: Offline
20th May 10 at 23:54   View User's Profile U2U Member Reply With Quote
I take it thats why he had to steal everyones money to pay his insurance...?
poolyboy81
Member
Registered: 13th May 10
Location: Hartlepool
User status: Offline
21st May 10 at 00:06   View User's Profile U2U Member Reply With Quote
Footman James mate, You can state your max vehicle stock price i.e. £10,000 max stock. My first policy was £1028 at 23, im now 29 almost and its down to £560.
Three little problems tho, no imprezas, no cosworths or skylines.
It does cover you for bikes upto 600cc tho which is nice lol. Window cover with no excess(was £50 in beginning)
Archie
Organiser: Scotland
Premium Member

Registered: 18th Dec 07
Location: South Ayrshire
User status: Offline
21st May 10 at 00:17   View User's Profile U2U Member Reply With Quote
Sounds decent, was hoping to get a cheap classic scooby to abuse just to say i've had one lol.

Whats the state of play with modded cars on trade policy also?
I.E valver'd corsa?

 
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