FruitBooTeR
Member
Registered: 18th Jan 07
Location: Wolverhampton Drives: S15
User status: Offline
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Dealing with a company about obtaining finance on a car...
Filled in details on finance request from which is just basic stuff such as name address, occupation etc, no bank details.
They have now emailed me saying the finance company have asked for 3 months bank statments and can I ameil / fax them him if possible..
Is this okay to do? They are a well known company within the importing world (Torque GT)
Itl have my bank acc no. and sort code on there as you would expect and I know its safe to give these out, but its also got IBAN number and branch identifier code number on there.
Okay to send or should I cross through some info before I send?
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Whittie
Member
Registered: 11th Aug 06
Location: North Wales Drives: BMW, Corsa & Fiat
User status: Offline
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Scan then, e-mail them and blank out the bits you're worried about.
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corsa_paz
Member
Registered: 5th Mar 04
Location: Midlands
User status: Offline
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im my experience they hardly ask for bank statments and rarely ask if your i.e self employed etc
they should real use credit search tools to see your history
but like above, if you do send it, then blank out any secure bits.
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sand-eel
Member
Registered: 15th Mar 07
Location: carluke/braidwood--IRNBRULAND
User status: Offline
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Its fine companies request them all the time, I sent one out a few weeks ago.
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Brett
Premium Member
Registered: 16th Dec 02
Location: Manchester
User status: Offline
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quote: Originally posted by corsa_paz
im my experience they hardly ask for bank statments and rarely ask if your i.e self employed etc
they should real use credit search tools to see your history
but like above, if you do send it, then blank out any secure bits.
I'd of thought they'd want statements even more so if you're self employed tbh. Credit history tools can only show past/current credit. A bank statement will show incoming/outgoing a lot better.
I can't see a problem in sending it, ultimately they're going to have all your details anyway if you go ahead with the credit. It's standard practice.
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VegasPhil
Premium Member
Registered: 16th Jan 05
Location: Fareham, Hants Drives: Octavia VRS
User status: Offline
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Yeah don't be too worried.
Corsa 2.0 16v Vegas - Sold
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AndyKent
Member
Registered: 3rd Sep 05
User status: Offline
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Depends how seriously you're taking the finance offer from them.
If this is the last step in the process before they give you the cash then send it. I wouldn't for a random quote though.
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ENB
Member
Registered: 24th Apr 06
User status: Offline
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I wouldn't email anything like that. Fax at least would be better.
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FruitBooTeR
Member
Registered: 18th Jan 07
Location: Wolverhampton Drives: S15
User status: Offline
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I emailed them with everything other than the date and transactions crossed out.
Theyve emailed me back saying its approved which is nice
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Brett
Premium Member
Registered: 16th Dec 02
Location: Manchester
User status: Offline
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winner
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corsa_paz
Member
Registered: 5th Mar 04
Location: Midlands
User status: Offline
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quote: Originally posted by loafofbrett
quote: Originally posted by corsa_paz
im my experience they hardly ask for bank statments and rarely ask if your i.e self employed etc
they should real use credit search tools to see your history
but like above, if you do send it, then blank out any secure bits.
I'd of thought they'd want statements even more so if you're self employed tbh. Credit history tools can only show past/current credit. A bank statement will show incoming/outgoing a lot better.
I can't see a problem in sending it, ultimately they're going to have all your details anyway if you go ahead with the credit. It's standard practice.
my bad, it should have read UNLESS your self employed.
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Generation
Member
Registered: 7th Jul 09
Location: Essex
User status: Offline
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IBAN is nothing, its just one of the codes you use to transfer money abroad, it will be perfectly safe to send them it, if it was risky they wouldn't be sent by regular mail
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