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Author bad trend???
bobbyd1
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Registered: 19th May 10
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28th Sep 10 at 21:02   View User's Profile U2U Member Reply With Quote

seems a very ugly problem is rearing its head! is it me or is it becoming far too popular to insure your car without declaring the mods?
sand-eel
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Registered: 15th Mar 07
Location: carluke/braidwood--IRNBRULAND
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28th Sep 10 at 21:05   View User's Profile U2U Member Reply With Quote

I think most people don't bother TBH.
sand-eel
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Location: carluke/braidwood--IRNBRULAND
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28th Sep 10 at 21:05   View User's Profile U2U Member Reply With Quote

Like me actually.
harrisp
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Registered: 15th Dec 07
Location: Derbyshire
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28th Sep 10 at 21:06   View User's Profile U2U Member Reply With Quote

My tyres arent declared.
bobbyd1
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28th Sep 10 at 21:07   View User's Profile U2U Member Reply With Quote

the more serious issues i'm talkin about, like when people whap a redtop in a corsa n leave it as a 1ltr on the logbook, then try n hide it when they have a crash.
Ian W
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Registered: 8th Nov 03
Location: Wirral, Merseyside
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28th Sep 10 at 21:15   View User's Profile U2U Member Reply With Quote

Been going on for years tbh.
bobbyd1
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28th Sep 10 at 21:16   View User's Profile U2U Member Reply With Quote

yeh but its gettin worse than ever atm.
chloe16v
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Registered: 29th Nov 07
Location: Rotherham
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28th Sep 10 at 21:18   View User's Profile U2U Member Reply With Quote

was this thread made for my benefit
bobbyd1
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28th Sep 10 at 21:19   View User's Profile U2U Member Reply With Quote

no. not singlin anyone out, just sayin its becomin more popular.
fazza
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Registered: 7th Feb 08
Location: Plymouth
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28th Sep 10 at 21:20   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Ian W
Been going on for years tbh.
chloe16v
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Location: Rotherham
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28th Sep 10 at 21:21   View User's Profile U2U Member Reply With Quote

i 100% dont agree with not declaring an engine conversion, but small things like wheels ect arnt really a biggy are they?
bobbyd1
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28th Sep 10 at 21:23   View User's Profile U2U Member Reply With Quote

well thats what i were mostly onabout, however a mod is classed as anything different from standard factory spec. but people that put redtops in, then crash them because they dont appreciate the power, and put in a claim. becoming a worse problem.
sand-eel
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Registered: 15th Mar 07
Location: carluke/braidwood--IRNBRULAND
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28th Sep 10 at 21:24   View User's Profile U2U Member Reply With Quote

aye same I would declare an engine if it looked a lot different, but suspension etc they will never know unless its stupid low.
eg if I went from a 1.2i to 1.4i on a nova or something no chance would I declare that.
sand-eel
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Location: carluke/braidwood--IRNBRULAND
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28th Sep 10 at 21:25   View User's Profile U2U Member Reply With Quote

TBH youngins can't handle 1L's it appears.
bobbyd1
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28th Sep 10 at 21:27   View User's Profile U2U Member Reply With Quote

they can't handle anything mate, just drive like dicks and dont think of the consequences. one of the problems with the first car is it usually comes from mummy or daddy.
ashleh
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Registered: 23rd Dec 08
Location: Nottingham
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28th Sep 10 at 21:30   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by bobbyd1
they can't handle anything mate, just drive like dicks and dont think of the consequences. one of the problems with the first car is it usually comes from mummy or daddy.


Me and the majority of my mates are all 18/19 and haven't had an accident in 1/2 years...
bally2010
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Registered: 2nd Mar 10
Location: Manchester Drives: Punto Grande Rides: Runner 17
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28th Sep 10 at 21:31   View Garage View User's Profile U2U Member Reply With Quote

true
DaveyLC
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Registered: 8th Oct 08
Location: Berkshire
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28th Sep 10 at 21:35   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by bobbyd1
seems a very ugly problem is rearing its head! is it me or is it becoming far too popular to insure your car without declaring the mods?


Do you like stamps and walks in the countryside?
bobbyd1
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28th Sep 10 at 21:36   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by ashleh
quote:
Originally posted by bobbyd1
they can't handle anything mate, just drive like dicks and dont think of the consequences. one of the problems with the first car is it usually comes from mummy or daddy.


Me and the majority of my mates are all 18/19 and haven't had an accident in 1/2 years...


well you're an exception fella.
AndyCorsaSport
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Registered: 12th Feb 06
Location: Horsforth, West Yorkshire
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28th Sep 10 at 21:41   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by bobbyd1
they can't handle anything mate, just drive like dicks and dont think of the consequences. one of the problems with the first car is it usually comes from mummy or daddy.


I drove like a dick when i passed, i crashed within a month, the car was fully paid for by me, petrol, car and inurance. Shit happens, its a learning curve.

Stop being a keyboard warrior and get on with your life instead of wasting it away moaning about what other people do.
chloe16v
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Registered: 29th Nov 07
Location: Rotherham
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28th Sep 10 at 21:49   View User's Profile U2U Member Reply With Quote

well said andy i also crashed my first car (1L corsa) 2 months after passing my test, i bought the car an paid everything for it, i even paid to have it repaired
sand-eel
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28th Sep 10 at 21:49   View User's Profile U2U Member Reply With Quote

I've been driving for over 5 years since 17 and haven't crashed, just been reversed into and someone drove into the side of me at a junction, neither my fault!
I don't think crashing a car so soon after passing is a learning curve IMO.
AndyCorsaSport
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Registered: 12th Feb 06
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28th Sep 10 at 22:05   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by sand-eel
I've been driving for over 5 years since 17 and haven't crashed, just been reversed into and someone drove into the side of me at a junction, neither my fault!
I don't think crashing a car so soon after passing is a learning curve IMO.


Of course it is, you drive like a dick, you crash, you LEARN not to drive like a dick?
Ian
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28th Sep 10 at 22:06   View Garage View User's Profile U2U Member Reply With Quote

Crashing is likely and you do learn from it.

Not sure where your figures come from though about not declaring mods getting more popular? Modding a car and not declaring it to your insurer has been around as long as mods have. I'm not sure the trend is any different. In fact if anything, it's actually got easier to declare things because a lot of insurance companies are more receptive to it. I knew a time when if you told them you had changed the wheels, you would find it difficult to get insurance at any price.

[Edited on 28-09-2010 by Ian]
JaffaTB
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Registered: 7th Oct 09
Location: Sheffield, South Yorkshire
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28th Sep 10 at 22:10   View User's Profile U2U Member Reply With Quote

insurance is just a rip off anyway no wonder people dont declare anything

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