chloe16v
Member
Registered: 29th Nov 07
Location: Rotherham
User status: Offline
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had a phone call with them earlyer and they are writing the car off as a total loss, they have made an offer of £2500, now i know people always tell you not to accept the first offer but this is the avarage price that these cars are selling for from a dealer. what should i do? take the first offer or hold out an try and get a little bit more, top end price for this car on this year is around £2750
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chrisritch
Member
Registered: 2nd Sep 08
Location: Northants Drives: V40
User status: Offline
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if your happy with the money they are offering accept it? Why does everyone rely on the internet to make decisions for them these days
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whitter45
Member
Registered: 15th Nov 02
Location: Norton
User status: Offline
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hows your injuries
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chloe16v
Member
Registered: 29th Nov 07
Location: Rotherham
User status: Offline
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quote: Originally posted by whitter45
hows your injuries
sore, been back to the doc an been put on codiene and strong ibuprofen tablets,
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mike56gte
Member
Registered: 23rd Jun 09
Location: Fife, scotland Drives: Audi S3
User status: Offline
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tell them you want £2750
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Sam
Moderator Premium Member
Registered: 24th Dec 99
Location: West Midlands
User status: Offline
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No harm in asking if they are willing to increase their offer - it'll either be yes or no.
Are they claiming off the other party's insurance?
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Twiggy
Member
Registered: 15th Oct 04
User status: Offline
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what car was it? Astra.... year?
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Corsa_Sport21
Member
Registered: 13th Apr 08
Location: Leven, Fife. Drives : 205 GTi
User status: Offline
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Much did you pay for the car??
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chloe16v
Member
Registered: 29th Nov 07
Location: Rotherham
User status: Offline
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quote: Originally posted by Sam
No harm in asking if they are willing to increase their offer - it'll either be yes or no.
Are they claiming off the other party's insurance?
yes it'll be the other partys insurance that will have to pay
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whitter45
Member
Registered: 15th Nov 02
Location: Norton
User status: Offline
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quote: Originally posted by chloe16v
quote: Originally posted by whitter45
hows your injuries
sore, been back to the doc an been put on codiene and strong ibuprofen tablets,
so you havent been able to drive the passat then
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chloe16v
Member
Registered: 29th Nov 07
Location: Rotherham
User status: Offline
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quote: Originally posted by Twiggy
what car was it? Astra.... year?
astra 2.2 2003 71k on clocks and in good pre accident condition
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chloe16v
Member
Registered: 29th Nov 07
Location: Rotherham
User status: Offline
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quote: Originally posted by Corsa_Sport21
Much did you pay for the car??
£2000
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chloe16v
Member
Registered: 29th Nov 07
Location: Rotherham
User status: Offline
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quote: Originally posted by whitter45
quote: Originally posted by chloe16v
quote: Originally posted by whitter45
hows your injuries
sore, been back to the doc an been put on codiene and strong ibuprofen tablets,
so you havent been able to drive the passat then
when you have kids you have to do things that hurt
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whitter45
Member
Registered: 15th Nov 02
Location: Norton
User status: Offline
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quote: Originally posted by chloe16v
quote: Originally posted by whitter45
quote: Originally posted by chloe16v
quote: Originally posted by whitter45
hows your injuries
sore, been back to the doc an been put on codiene and strong ibuprofen tablets,
so you havent been able to drive the passat then
when you have kids you have to do things that hurt
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Andrew
Member
Registered: 5th May 04
Location: Skoda Octavia Estate, Ford Puma
User status: Offline
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quote: Originally posted by chloe16v
quote: Originally posted by Corsa_Sport21
Much did you pay for the car??
£2000
I'd be happy with £2500 then but that's just me. You will get a decent payout as well so it's a win win situation.
Hope you are feeling better soon and your kids are ok.
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chloe16v
Member
Registered: 29th Nov 07
Location: Rotherham
User status: Offline
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quote: Originally posted by whitter45
quote: Originally posted by chloe16v
quote: Originally posted by whitter45
quote: Originally posted by chloe16v
quote: Originally posted by whitter45
hows your injuries
sore, been back to the doc an been put on codiene and strong ibuprofen tablets,
so you havent been able to drive the passat then
when you have kids you have to do things that hurt
whats so funny?
my kids school is at the other side of town, if i dont take them then they wont get there, simples
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SetH
Member
Registered: 15th Jul 01
User status: Offline
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Accepting the offer may result in a fairly quick payout. If you request more you may get it but could inccur a lengthy delay until/if it is agreed.
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Anty
Premium Member
Registered: 19th Mar 08
Location: droitwich
User status: Offline
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Take it !!
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Sam
Moderator Premium Member
Registered: 24th Dec 99
Location: West Midlands
User status: Offline
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Well it's not quite win-win Andrew because she/they've been injured, they are now with one less car and also have to deal with the process of getting a replacement car, medical related matters and having a claim which might affect future insurance premiums depending on whether they have protected NCB or not.
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chloe16v
Member
Registered: 29th Nov 07
Location: Rotherham
User status: Offline
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it wont affect my ncb as the accident wasnt my fault and the 3rd party insurance are paying
ita abit shite though that i have 7 days after the cheque has been sent to replace the car because they will take the hire car off me, it might take 2 days in the post and 5 days to clear in the bank, better get looking now then for a new car
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Sam
Moderator Premium Member
Registered: 24th Dec 99
Location: West Midlands
User status: Offline
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You still have to declare it though regardless of who pays for it.
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Shrek
Member
Registered: 2nd Nov 06
Location: Berkshire
User status: Offline
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Buy mine if you want, Astra G 2.2 SRi Full irmscher in prestige blue, unmarked exterior and interior.
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chloe16v
Member
Registered: 29th Nov 07
Location: Rotherham
User status: Offline
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quote: Originally posted by Sam
You still have to declare it though regardless of who pays for it.
i know, to go with my other accident back in 2007, an my sp30 last year
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chloe16v
Member
Registered: 29th Nov 07
Location: Rotherham
User status: Offline
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quote: Originally posted by Shrek
Buy mine if you want, Astra G 2.2 SRi Full irmscher in prestige blue, unmarked exterior and interior.
sounds nice an i'll think about it, but i really want to go back to a coupe turbo
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SetH
Member
Registered: 15th Jul 01
User status: Offline
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quote: Originally posted by Sam
You still have to declare it though regardless of who pays for it.
Yes this is true and if liability is disputed for any length of time then your NCD will be reduced until the claim is settled.
If it is a clear cut case and liability is conceded by the other side the the NCD will stay as is.
Ultimately in a non fault claim it does not affect your NCD, nor does it affect your premium when you declare a non fault accident.
I have been through this process twice.
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