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Author Under 25 insurance
Butler
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Registered: 2nd Jun 05
Location: London
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16th Nov 10 at 15:31   View User's Profile U2U Member Reply With Quote
Anyone know of any company at all anymore that will allow you third party cover on other peoples cars when you are under the age of 25?
pow
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Registered: 11th Sep 06
Location: Hazlemere, Buckinghamshire
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16th Nov 10 at 15:50   View Garage View User's Profile U2U Member Reply With Quote
If you're IAM, IAM surety will, if not no-one at all anymore as far as I know.

Quinn have stopped it.
Butler
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Registered: 2nd Jun 05
Location: London
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16th Nov 10 at 15:53   View User's Profile U2U Member Reply With Quote
Would that entail doing a course? Who would insure me if I was part of the 'IAM'?
Dom
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Registered: 13th Sep 03
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16th Nov 10 at 15:59   View User's Profile U2U Member Reply With Quote
Swift, it's who i used to be with
antnee
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Registered: 30th Dec 07
Location: Cov Drives: Clio 197
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16th Nov 10 at 16:00   View User's Profile U2U Member Reply With Quote
I thought Bell did?
Butler
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Registered: 2nd Jun 05
Location: London
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16th Nov 10 at 16:16   View User's Profile U2U Member Reply With Quote
Swift don't. Bell say 'subject to availability', im guessing not but I can't ring right now.
chunk89
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Registered: 16th May 07
Location: Huddersfield
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16th Nov 10 at 16:38   View User's Profile U2U Member Reply With Quote
bell dont im with them and when im 21 (on the 4th of dec) i will have 4years driving and 3years no claims adn they said 25
bigron1988
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Registered: 29th Aug 09
Location: Southport, Merseyside
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16th Nov 10 at 17:04   View User's Profile U2U Member Reply With Quote
am with swift and they dont
Rich H
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Registered: 26th Oct 05
Location: West Sussex Drives: E46 M3
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16th Nov 10 at 17:21   View User's Profile U2U Member Reply With Quote
Bell do depending very much on your profession iirc.
Butler
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Registered: 2nd Jun 05
Location: London
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16th Nov 10 at 17:24   View User's Profile U2U Member Reply With Quote
It is for work I need it. Do you have it Rich? (Can't remember how old you are)
pow
Premium Member

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Registered: 11th Sep 06
Location: Hazlemere, Buckinghamshire
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16th Nov 10 at 17:33   View Garage View User's Profile U2U Member Reply With Quote
Bell are 25 now.
Rich H
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Registered: 26th Oct 05
Location: West Sussex Drives: E46 M3
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16th Nov 10 at 17:58   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Butler
It is for work I need it. Do you have it Rich? (Can't remember how old you are)


Insurance is a pita for me all round now due to loosely being in the motor trade

So no, and I'm 23 I have a couple of mates with Bell who are the same age though, one has it, the other doesn't.

EDIT: Ah that may be it then Pow, one had their policy before the rule came in or something.

[Edited on 16-11-2010 by Rich H]
pow
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Registered: 11th Sep 06
Location: Hazlemere, Buckinghamshire
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16th Nov 10 at 18:02   View Garage View User's Profile U2U Member Reply With Quote
Yup, if you renewed you they had to honor last years policy ie. give you the drive other cars.
antnee
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Registered: 30th Dec 07
Location: Cov Drives: Clio 197
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16th Nov 10 at 18:08   View User's Profile U2U Member Reply With Quote
What about a trade policy? What is your job?
shane 08
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Registered: 29th Nov 08
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16th Nov 10 at 21:39   View User's Profile U2U Member Reply With Quote
nfu mutual do but have to have another family member with another policey
Mertin
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Registered: 12th Oct 05
Location: Scotland
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16th Nov 10 at 21:45   View User's Profile U2U Member Reply With Quote
Was just away to say nfu do it

I only had to have a family member insured with them as I had points. If youve no points or they were long ago then I think you can get a policy with them. Their pretty strict though with their criteria
shane 08
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Registered: 29th Nov 08
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17th Nov 10 at 10:38   View User's Profile U2U Member Reply With Quote
i found nfu the cheapest anywere for me every were eles wanted 3k+ fully comp wen i was 17 nfu 1700 fully comp now 19 pay 1200 and can drive any car thats not mine third party
Gary
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Registered: 22nd Nov 06
Location: West Yorkshire
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17th Nov 10 at 10:39   View Garage View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Dom
Swift, it's who i used to be with


Same here. I can drive another car on my policy
Butler
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Registered: 2nd Jun 05
Location: London
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17th Nov 10 at 11:50   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by antnee
What about a trade policy? What is your job?

Dont think id be eligible. Im designer for classic and sports car magazine, but im asked to drive feature cars on shoots or photographers cars while they take photos.
Robin
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Registered: 7th Jan 04
Location: Northants Drives: Clio 182 Cup
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17th Nov 10 at 12:14   View Garage View User's Profile U2U Member Reply With Quote
Surely of that's the case, they should be paying as it's for work purposes. Most policies don't cover you for work use anyway.
Butler
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Registered: 2nd Jun 05
Location: London
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17th Nov 10 at 12:18   View User's Profile U2U Member Reply With Quote
There is a company policy but its extremely limited, and there are lengthy procedures you have to take out before driving literally every car which doesnt help.
Geddes6866
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Registered: 27th Sep 10
Location: Errol, Perth and Kinross
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17th Nov 10 at 15:08   View User's Profile U2U Member Reply With Quote
i have it on my policy i asked for it and am paying £117 a month instead of £70 from another insurer but i asked them for it and im with yes insurance. and im 18

[Edited on 17-11-2010 by Geddes6866]
Butler
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Registered: 2nd Jun 05
Location: London
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17th Nov 10 at 15:09   View User's Profile U2U Member Reply With Quote
With who?
Rich H
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Registered: 26th Oct 05
Location: West Sussex Drives: E46 M3
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17th Nov 10 at 20:07   View User's Profile U2U Member Reply With Quote
TBH for the use you want it for, you're stuffed - if you stack a car good luck trying to claim as it'll be damn obvious you were doing it for work purposes!
Walshyposse
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Registered: 9th Aug 10
Location: Wigan, Lancashire
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17th Nov 10 at 20:15   View User's Profile U2U Member Reply With Quote
swift cover do it, you have to be 21 though

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