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Corsa Sport » Message Board » Off Day » Quick poll for all those people with long-term partners

Poll: Quick poll for all those people with long-term partners
  Yes, no problem.
  I would have a joint account for living and mortgage etc but also keep my own account.
  No, I would keep my money separate from theirs unless we were married.
  Other


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Author Quick poll for all those people with long-term partners
drunkenfool
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Registered: 7th Feb 03
Location: Hereford Drives: Audi R8 V8
User status: Offline
22nd Jan 11 at 17:07   View User's Profile U2U Member Reply With Quote
If you had been with the same person for two years would you put ALL of your money together into a joint account/mortgage, even if you earned substantially more than your other half?

Answers and comments please guys :-). Ps m nit going to say my opinion yet as I don't want to bias the results in any way!
Jake
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Registered: 24th Jan 05
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22nd Jan 11 at 17:08   View User's Profile U2U Member Reply With Quote
two years no way. maybe 10
Cavey
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Registered: 11th Nov 02
Location: Derby
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22nd Jan 11 at 17:08   View User's Profile U2U Member Reply With Quote
Been with my missus nearly 4 years now, we're engaged, pregnant and own a house together.

She earns 12-13k, I earn £19-20.

Our money is seperate, I spend way too much for her to find out by seeing joint statements!
Warren G
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Registered: 14th May 06
Location: Kent
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22nd Jan 11 at 17:09   View User's Profile U2U Member Reply With Quote
depends, i had a join account for savings


but your money is your money, have a join account and both but even in each month to pay the bills

and if you trust them, you should have no issues
Simon
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Registered: 24th Apr 03
Location: Oxfordshire
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22nd Jan 11 at 17:10   View User's Profile U2U Member Reply With Quote
Girlfriend and I have a joint account for bills and everything. Keep spereate accounts for ourselves
stu_c
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Registered: 11th Dec 07
Location: Westleigh, Greater Manchester
User status: Offline
22nd Jan 11 at 17:10   View User's Profile U2U Member Reply With Quote
i dont have a bank account so everything goes into my missus's bank and now we have just opened a joint account! ive been with her now for just over 3 years and we get married next year so i hope i done the right thing
drunkenfool
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Registered: 7th Feb 03
Location: Hereford Drives: Audi R8 V8
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22nd Jan 11 at 17:10   View User's Profile U2U Member Reply With Quote
What about if they were on around 13k and you were on 50-60k?
Cavey
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Registered: 11th Nov 02
Location: Derby
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22nd Jan 11 at 17:11   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by drunkenfool
What about if they were on around 13k and you were on 50-60k?


Haha, definitely no joint account!
Ben G
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Registered: 12th Jan 07
Location: Essex
User status: Offline
22nd Jan 11 at 17:14   View User's Profile U2U Member Reply With Quote
my and the missus have been together about 6 years total and have a mortgage together.

we have a join account. she earns 18k and i earn 35k+ so theres a considerable jump but all my wages go into the account.

i am starting to put some money into my own separate account to save up for a car and she keeps some money back in her own account for herself to go shopping.

works out alright.
mwg
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Registered: 19th Feb 04
Location: South Lakes
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22nd Jan 11 at 17:14   View User's Profile U2U Member Reply With Quote
Has she suggested the joint account by any chance?
drunkenfool
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Registered: 7th Feb 03
Location: Hereford Drives: Audi R8 V8
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22nd Jan 11 at 17:15   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Warren G
and if you trust them, you should have no issues


It's not a question if trust, more of uncertainty in the very long run. If we went 50/50 on EVERYTHING and it went wrong in s few years then it would be a huge financial loss. A joint account for living costs snd the mortgage wouldn't be a problem.
Root
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Registered: 28th Dec 08
User status: Offline
22nd Jan 11 at 17:18   View User's Profile U2U Member Reply With Quote
I just came out of a 3 year relationship, we had a joint account and still do. I rarely put money in it so it wasn't a problem, but we agreed to extend the overdraft to £2,500 together with it
Tomnova16
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Registered: 21st Jan 06
Location: Gerrards Cross Drives: Porsche 911
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22nd Jan 11 at 17:42   View Garage View User's Profile U2U Member Reply With Quote
Been with chloe for nearly 7 years now. We got a joint account last January. But I will always have a seperate account. She'd spend it all on asos
getting married in august but still keeping seperate accounts.
If she needs money she can ask

http://www.lemass.co.uk/ for all your automotive/bodyshop needs
Located in Chalfont st Peter
fiestakidda
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Registered: 23rd Oct 02
Location: Darlington (Come On Boro)
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22nd Jan 11 at 17:51   View User's Profile U2U Member Reply With Quote
5 years with my now wife and we have our own accounts which pay etc goes into but then have a joint account for bills.

No a chance she's getting her grubby mits on my money for shoes and handbags
gtitim
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Registered: 13th Feb 05
Location: the boonies
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22nd Jan 11 at 18:12   View User's Profile U2U Member Reply With Quote
9 yrs together, married, child, mortgage. Joint account for last 7 yrs. I earn approx 7k a year more than her, but spend more on cars etc. Not had alot of spare cash until recently, but now just buy what we want within reason
Cole
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Registered: 11th Nov 02
Location: eastbourne Drives:zafira sold now a qashqai
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22nd Jan 11 at 18:27   View User's Profile U2U Member Reply With Quote
I don't have an account my money goes into her account if I want something I buy it but I don't do money under the thumb you see I used to have a very bad gambling habit and would spend every penny on fruit machines so now i have no money I can't waste it on fruitys
dannymccann
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Registered: 9th Aug 06
Location: Doddington, Lincolnshire
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22nd Jan 11 at 18:29   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Simon
Girlfriend and I have a joint account for bills and everything. Keep spereate accounts for ourselves


This but then we earn exactly the same basic. we've also got an isa in my name. we contribute to everything equally, but then we've together 6 years married in august
smcGSI16V
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Registered: 26th May 03
Location: Farnborough Drives: Thurlby 888 CDTi No.98
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22nd Jan 11 at 18:59   View User's Profile U2U Member Reply With Quote
The mrs and I have a joint account, of which we both pay the same into (for aguments sake £700 each) and the morgage and bills etc come out off it.

The rest of the money I earn I keep in my account and spend as I wish.

There is no need for a joint account only situation.
Ben J
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Registered: 31st Jan 05
Location: Cheshire
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22nd Jan 11 at 19:06   View User's Profile U2U Member Reply With Quote
Me and wife have had joint account for years. Been married 5 years now, together 10.
Warren G
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Registered: 14th May 06
Location: Kent
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22nd Jan 11 at 19:07   View User's Profile U2U Member Reply With Quote
you say it like you have a perfect marrage with no cheating
Ben J
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Registered: 31st Jan 05
Location: Cheshire
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22nd Jan 11 at 19:10   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Warren G
you say it like you have a perfect marrage with no cheating



We do.

Thats all in past.

[Edited on 22-01-2011 by Ben J]
Jamie Walby
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Registered: 15th Nov 04
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22nd Jan 11 at 19:30   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Cole
I don't have an account my money goes into her account if I want something I buy it but I don't do money under the thumb you see I used to have a very bad gambling habit and would spend every penny on fruit machines so now i have no money I can't waste it on fruitys


Bet you £10 I can make you return to your gambling ways
Cole
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Registered: 11th Nov 02
Location: eastbourne Drives:zafira sold now a qashqai
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22nd Jan 11 at 19:45   View User's Profile U2U Member Reply With Quote
Nope
emicen
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Registered: 26th Jul 10
Location: Glasgow
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22nd Jan 11 at 20:06   View User's Profile U2U Member Reply With Quote
My parents are pushing 40 years together, joint account that they both pay an amount in to for house stuff and holidays etc, their own accounts for their stuff.
Twiggy
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Registered: 15th Oct 04
User status: Offline
22nd Jan 11 at 20:17   View User's Profile U2U Member Reply With Quote
Joint account and have been since i moved in. We just spend spend spend till the card declines Not any of this put such amount in a joint account and i keep my wage bit selfish imo.

We know that any megga expense we need to discuss but other than that we get what we want no probs

[Edited on 22-01-2011 by Twiggy]

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