emicen
Member
Registered: 26th Jul 10
Location: Glasgow
User status: Offline
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http://www.bbc.co.uk/news/business-12600284
No longer going to be allowed to offer women cheaper car insurance. Not a great victory for men really though, bet ours won't decrease by much in reciprocation!
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Steve
Premium Member
Registered: 30th Mar 02
Location: Worcestershire Drives: Defender
User status: Offline
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iv always thought it as sex discrimination
quotes should be set on an individual level
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Tomnova16
Premium Member
Registered: 21st Jan 06
Location: Gerrards Cross Drives: Porsche 911
User status: Offline
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when women say they want the same wage as men i always say you have cheaper car insurance so you can have less pay too, now what will i do 
http://www.lemass.co.uk/ for all your automotive/bodyshop needs
Located in Chalfont st Peter
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_Allan_
Member
Registered: 24th Mar 04
User status: Offline
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Yeah but as it won't affect mens premiums all it's gonna do is increase is her premium. Not so good for a joint account 
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Tomnova16
Premium Member
Registered: 21st Jan 06
Location: Gerrards Cross Drives: Porsche 911
User status: Offline
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tell her to pay it out of her own account
http://www.lemass.co.uk/ for all your automotive/bodyshop needs
Located in Chalfont st Peter
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Fonz
Premium Member
Registered: 12th May 06
Location: Newbury, Berks
User status: Offline
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quote:
Originally posted by Steve
iv always thought it as sex discrimination
quotes should be set on an individual level
surely if it is based on an individual and the facts are given for the quote to be produced (age, driving experience, area, car details) then sex comes into this??
if sex is taken out of the equation of producing a quote surely this is messing with the format of insurance which is based on risk??
factually women are less likely to cost insurance companies money, and when they do it cost less than a payout from a male driver. so why should they not get cheaper insurance?
you take a 28 yr old who has been driving for 10 years, with no accidents, no claims and full NCD available, and compare the risk of that driver against another 28 year old driver who has been driving 2 years who has been in a minor accident and insurer would deem the risk is lower for the experienced driver and thus can justify lower premiums to that driver.
this is seen in that BBC article, twins, male and female and he gets quoted over £3k twice that of his sister!! 
insurance is based on risk, and as much as i disagree with the large gap in premiums between the sexes, particularly for young, inexperienced drivers; in my opinion an insurer has the right to offer premiums based on the perceived risk based on the information available.
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emicen
Member
Registered: 26th Jul 10
Location: Glasgow
User status: Offline
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It is unfair it is swayed so massively with no evidence. I know some attrocious male and female drivers, difference being the girls tend to rub the car off things parking etc which don't merit an insurance claim, the guys tend to barrel roll it through a shop
But before they've had a chance to prove themselves its unfair to say they are a higher risk simply because they are male. Statistics also bear out the fact that coloured people are more likely to rape and middle aged white men are more likely to kiddy fiddle, try descriminating on that basis and see if it would be accepted!
Regarding equality, both sides always want it until it doesn't suit them e.g. "Oh I only paid for 1/5th of the house so that's all I'll take in the divorce..." / "its ok I pay more for xyz I earn more for the same job..."
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chrisritch
Member
Registered: 2nd Sep 08
Location: Northants Drives: V40
User status: Offline
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Atleast the cunting Sheilas Wheels advert may die, Women make the safest drivers but we wont save any fivers
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pow
Premium Member
Registered: 11th Sep 06
Location: Hazlemere, Buckinghamshire
User status: Offline
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Hammer
Member
Registered: 11th Feb 04
User status: Offline
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quote:
Originally posted by Steve
iv always thought it as sex discrimination
quotes should be set on an individual level
Do you have your planes insured mate?
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Robbo
Member
Registered: 6th Aug 02
Location: London
User status: Offline
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http://www.thedailymash.co.uk/news/society/women's-car-insurance-to-cost-same-as-a-drunk%2c-blindfolded-monkey's-201103013586/
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adiohead
Member
Registered: 28th Sep 01
User status: Offline
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Fuck you, women! FUCK YOU ALL! 
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shaned12345
Member
Registered: 28th Sep 10
Location: Melton Mowbray, Leicestershire
User status: Offline
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What tit head managed this? Its only gonna make things worse! Mens premiums wont come down, so all thats gonna happen is the girls will come crying to us that they cant afford to pay the extra, thus making us blokes lose again to help pay theirs.
Only makes things worse, not better in any way.
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Ian
Site Administrator
Registered: 28th Aug 99
Location: Liverpool
User status: Offline
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quote:
There seems to be a general view that young men's premiums will fall a little, perhaps up to 10%, but young women's will rise more, perhaps up to 30%.
Now I'm no mathematician but is anyone clear how the prices are currently disparate and set to become equal, why they do not change in the same proportion?
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Ben G
Member
Registered: 12th Jan 07
Location: Essex
User status: Offline
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glad it's happened tbh.
a bloke put his details in on an online quote and all he did was change from male to female (same name/age/address/details etc) and it halved his insurance quote.
considering i've had 2 women rear end me in 2 years, i'd say they aren't the safest drivers on the road in my eyes.
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Ben G
Member
Registered: 12th Jan 07
Location: Essex
User status: Offline
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quote:
Originally posted by shaned12345
What tit head managed this? Its only gonna make things worse! Mens premiums wont come down, so all thats gonna happen is the girls will come crying to us that they cant afford to pay the extra, thus making us blokes lose again to help pay theirs.
Only makes things worse, not better in any way.
women wanted equal pay, well now they can pay their extortionate car insurance premiums like us bloke have had to.
fuck shiela, fuck diamond.
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scoob
Premium Member
Registered: 16th Oct 03
Location: Beverley, E Riding of Yorkshire
User status: Offline
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i bet they just put womens insurance up to level with mens money grabbing cunts
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John
Member
Registered: 30th Jun 03
User status: Offline
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Were any of the actual stats looked at before reaching this decision?
If women were genuinely a better risk for the insurance company surely that's not discrimination
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richc
Member
Registered: 24th Mar 07
Location: Ilkeston
User status: Offline
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quote:
Originally posted by John
Were any of the actual stats looked at before reaching this decision?
If women were genuinely a better risk for the insurance company surely that's not discrimination
But the crazy world we live in, we have to be 'equal'.
Imagine if they turned around and said ' Sorry sir, your black so your insurance is 3000' Instead of the £1500 for your white counter part'. The industry would be grind to a halt by police/lawyers etc untill the issue would be sorted.
But as said. I dont think its going to make mens cheaper, its going to put womens up, making the companys more money 
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Ian
Site Administrator
Registered: 28th Aug 99
Location: Liverpool
User status: Offline
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I wish they would discriminate on useful things like whether you pay attention while you're driving a car.
No one's ever asked me that.
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Twitch
Member
Registered: 3rd Nov 09
Location: Flitwick, Bedfordshire
User status: Offline
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quote:
Originally posted by richc
quote:
Originally posted by John
Were any of the actual stats looked at before reaching this decision?
If women were genuinely a better risk for the insurance company surely that's not discrimination
But the crazy world we live in, we have to be 'equal'.
Imagine if they turned around and said ' Sorry sir, your black so your insurance is 3000' Instead of the £1500 for your white counter part'. The industry would be grind to a halt by police/lawyers etc untill the issue would be sorted.
But as said. I dont think its going to make mens cheaper, its going to put womens up, making the companys more money
in luton they do say that. i know so many people who's insurances is high because of the fact they live in lu3 or lu1 but in lu4 its fine lol
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emicen
Member
Registered: 26th Jul 10
Location: Glasgow
User status: Offline
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quote:
Originally posted by Ian
quote:
There seems to be a general view that young men's premiums will fall a little, perhaps up to 10%, but young women's will rise more, perhaps up to 30%.
Now I'm no mathematician but is anyone clear how the prices are currently disparate and set to become equal, why they do not change in the same proportion?
The man's premium is higher than the woman's. If they changed by the same percent the man's would come down a greater number of £s than the womans.
Fag packet numbers:
Mans premium @ £100 - 10% = £90
Womans premium @ £70 + 10% = £77
Womans premium @ £70 + 30% = £91
Would suggest there is currently a 30%ish disparity
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Eck
Premium Member
Registered: 17th Apr 06
Location: Lundin Links, Fife
User status: Offline
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Fuck women in the face.
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Ian
Site Administrator
Registered: 28th Aug 99
Location: Liverpool
User status: Offline
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Oh yeah 
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sc0ott
Member
Registered: 16th Feb 09
User status: Offline
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Woman belong in the kitchen and the master bedroom, not on our roads.
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