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ste_p23

Member

Registered: 29th Dec 08
Location: Hindley,Wigan
User status: Offline

13th May 11 at 14:59

Just looking for some opinions really as i have just had my renewal for car insurance via email and it seems a redicilous price to pay and is the cheapest i can find anywhere.

The car in question is a Seat Ibiza 1.8 FR on an 04 plate.

When i bought the car last year i had paid my insurance on the corsa off in full which was £700 and i only had to pay about £80 admin fee so i was happy.

Got my current renewal rate emailed through today and they want £ 1308 TPFT with my 4 years NCB protected.

Other option is fully comp which is £1615 with my 4 years NCB bonus protected.

I asked them how much i would save if they un protected my NCB and was told 10% of the policy premium.

Im 22 years old with a steady job/income with 4 years NCB no points etc and live in a "Medium" risk area.

The car looking at parkers with the milage and conditon is worth around £2800.

So would you pay that or consider another alternative as i think its nuts paying upto half a cars value on insurance?

[Edited on 13-05-2011 by ste_p23]

xa0s

Banned

Registered: 4th Mar 08
Location: Dartford, Kent Car: Turbo'd Fabia vRS
User status: Offline

13th May 11 at 15:00

I paid £900 insurance for my £900 Corsa... So I guess enough people do!

IvIarkgraham

Premium Member

Registered: 27th Mar 04
Location: Ellesmere Port, Cheshire
User status: Offline

13th May 11 at 15:03

if i could afford it i would and have done!

Brett

Premium Member

Registered: 16th Dec 02
Location: Manchester
User status: Offline

13th May 11 at 15:05

Depends how much it is to insure other cars for yourself really, or else what are you gonna realistically do? Get a car that's three times as expensive as your insurance so it doesn't feel so bad? lol or just have no car? Insurance is one of the unavoidable bullshit costs that you have to live with if you want to drive.

[Edited on 13-05-2011 by loafofbrett]

Tom J

Organiser: South Wales
Premium Member

Registered: 8th Sep 03
Location: Bridgend
User status: Offline

13th May 11 at 15:09

what insurance group is the car?

richc

Member

Registered: 24th Mar 07
Location: Ilkeston
User status: Offline

13th May 11 at 15:14

My megane is the only car where the insurance has been less than the car value

ste_p23

Member

Registered: 29th Dec 08
Location: Hindley,Wigan
User status: Offline

13th May 11 at 15:20

quote:
Originally posted by Tom J
what insurance group is the car?

13 and tax band J

N3CRO

Member

Registered: 12th Apr 07
Location: Sandy, Bedfordshire
User status: Offline

13th May 11 at 15:31

I pay £540 for a car worth around £800.
I'd imagine most ppls do tbh.

antnee

Member

Registered: 30th Dec 07
Location: Cov Drives: Clio 197
User status: Offline

13th May 11 at 15:33

I paid double the cars value for my first car. When I bought the red beeza, I only paid a 1/4 of the value on insurance

Mike

Organiser: North West and North Wales
Premium Member

Registered: 20th May 06
Location: nr. Skipton, North Yorkshire
User status: Offline

13th May 11 at 15:33

I had to pay about £830 for my £640 Primera

Warren G

Member

Registered: 14th May 06
Location: Kent
User status: Offline

13th May 11 at 15:34

ive just spent £1983 on insurance.

but i can drive anything, and anyones

AlexW

Member

Registered: 25th Oct 08
Location: Essex
User status: Offline

13th May 11 at 15:45

I presume you forgot about 17 year olds etc paying 2k on a car that is worth about £750?

Warren G

Member

Registered: 14th May 06
Location: Kent
User status: Offline

13th May 11 at 16:39

i paid £1060 when i was 17 on a 1.4 16v

must be double now for the same!

Mike GSi

Member

Registered: 3rd Jan 07
Location: Ipswich, Suffolk Drives:Astra VXR
User status: Offline

13th May 11 at 16:43

I paid £1300 on a 1.2 Nova bought for £450
I now pay £520 For a VXR bought for £8995

_Allan_

Member

Registered: 24th Mar 04
User status: Offline

13th May 11 at 17:23

and I just begrudged paying £325 for a 2K 1.2 C.

Ben D

Member

Registered: 25th Apr 05
Location: South West
User status: Offline

13th May 11 at 17:39

My 1st car was a 206 GTi, cost me £5.5K to insure, the car was probably only worth £2K

My next car was a Golf 1.8T, insurance on that was only £4.4K though.

derick-sport

Member

Registered: 11th Sep 10
Location: Kendal, Cumbria
User status: Offline

13th May 11 at 17:43

quote:
Originally posted by Ben D
My 1st car was a 206 GTi, cost me £5.5K to insure, the car was probably only worth £2K

My next car was a Golf 1.8T, insurance on that was only £4.4K though.

lad round here had a cav turbo at 18 paid 6600 tpft for a year

JordyCarter

Member

Registered: 14th Mar 10
User status: Offline

13th May 11 at 19:00

i paid 1600 tpft on a corsa 1.4 8v

mantamark

Member

Registered: 19th Jun 06
Location: Northumberland
User status: Offline

13th May 11 at 19:08

now pay 325 fc on a 600quid mr2 n/a

Rob R

Member

Registered: 31st May 03
Location: Kent
User status: Offline

13th May 11 at 22:35

quote:
Originally posted by Ben D
My 1st car was a 206 GTi, cost me £5.5K to insure, the car was probably only worth £2K

My next car was a Golf 1.8T, insurance on that was only £4.4K though.

Jambo

Member

Registered: 8th Sep 01
Location: Maidenhead, Drives: VXR Arctic
User status: Offline

13th May 11 at 22:52

I'd love to not live bear Slough. Insurance is a fucking pisstake

giles92

Member

Registered: 22nd Nov 10
Location: Kent
User status: Offline

14th May 11 at 08:08

some places quoted me 4k on a 1.2 8v corsa! only payed like 5-600 for it

brebaz

Member

Registered: 11th Dec 09
Location: newcastle
User status: Offline

14th May 11 at 08:50

I pay triple the value of my saxo vtr

dan-sport

Member

Registered: 9th Oct 07
Location: Bushbury, West Midlands
User status: Offline

14th May 11 at 12:10

i paid 900 for my vtr and my insurance is 1900

Ingham

Banned

Registered: 9th May 08
Location: Burnley, Lancashire
User status: Offline

14th May 11 at 12:11

I was going to pay £4400 to insure a £1000 GSi, then I realised I wasn't an inbreed and split it for parts.

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