MarkM
Member
Registered: 11th Apr 01
Location: Liverpool
User status: Offline
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Vehicle: Vauxhall Astra 1.9 CDTI (150) Sport Hatch with XP
Me: 29
NCD: 8 years
Protected: Yes
Previous claims: 1 in 2006 for theft of vehicle.
Convictions: None.
Mileage: 10k a year
Use: SDP only
Postcode: L9 kept on driveway
Named driver: My other half:- 26, 6 years NCD, 1 non fault acc, no convictions etc.
Cheapest price £1,239.59 if paid annually so more for paying monthly. Renewal from Direct Line is £121 a month!!!
I don't know whether to laugh or cry .
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John
Member
Registered: 30th Jun 03
User status: Offline
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MarkM
Member
Registered: 11th Apr 01
Location: Liverpool
User status: Offline
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I've searched confused.com and they have all gone up again for the third year running. All in or around the same price.
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Cole
Member
Registered: 11th Nov 02
Location: eastbourne Drives:zafira sold now a qashqai
User status: Offline
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I got my zafira for 332 wig swinton. this yr renewal was £512 with old company
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BarnshaW
Member
Registered: 25th Oct 06
User status: Offline
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postcode area?
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MarkM
Member
Registered: 11th Apr 01
Location: Liverpool
User status: Offline
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L9 Barnshaw.
I've even tried the add the parentals trick which does bring it down slightly to £1,168 annually so more paying monthly.
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Mike
Organiser: North West and North Wales
Premium Member
Registered: 20th May 06
Location: nr. Skipton, North Yorkshire
User status: Offline
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Try saying it's kept on the road rather than the drive, it's often cheaper 
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John
Member
Registered: 30th Jun 03
User status: Offline
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Not a grand cheaper though.
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Mike
Organiser: North West and North Wales
Premium Member
Registered: 20th May 06
Location: nr. Skipton, North Yorkshire
User status: Offline
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Being 50 with 30 years no claims and driving a Fiat Cinquecento wouldn't make it a grand cheaper either
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MarkM
Member
Registered: 11th Apr 01
Location: Liverpool
User status: Offline
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quote:
Originally posted by Mike B
Try saying it's kept on the road rather than the drive, it's often cheaper
Cheers mate. That brings it down to £1,023.
Anymore tips?
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John
Member
Registered: 30th Jun 03
User status: Offline
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Access to other cars always drops it a bit.
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MarkM
Member
Registered: 11th Apr 01
Location: Liverpool
User status: Offline
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quote:
Originally posted by John
Access to other cars always drops it a bit.
Haven't got that. Lowest I can get it to with tweeking things is £1,045 if paid annually.
This country is a fucking disgrace.
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Colin
Member
Registered: 4th Apr 02
User status: Offline
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wow, im same age/ncb & pay under 500 quid on my RS
Less than last year with 3pts added as well 
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MarkM
Member
Registered: 11th Apr 01
Location: Liverpool
User status: Offline
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u2u your postcode Colin and I'll see what amazing price mine comes down to...
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MarkM
Member
Registered: 11th Apr 01
Location: Liverpool
User status: Offline
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Hahaha with Colin's postcode it is £397 annually. 
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smcGSI16V
Member
Registered: 26th May 03
Location: Farnborough Drives: Thurlby 888 CDTi No.98
User status: Offline
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Its probably the Liverpool postcode thats bumping extra on it.
They probably see that and think it will be nicked and burnt out in within 6 months.
My Astra is £450 a year.
[Edited on 31-08-2011 by smcGSI16V]
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MarkM
Member
Registered: 11th Apr 01
Location: Liverpool
User status: Offline
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quote:
Originally posted by smcGSI16V
Its probably the Liverpool postcode thats bumping extra on it.
They probably see that and think it will be nicked and burnt out in within 6 months.
My Astra is £450 a year.
[Edited on 31-08-2011 by smcGSI16V]
It's a city so will be more in any event. What annoys me most is 2 years ago it was £700 odd, 1 year ago it was £1,000 and this year it is over £1,200. It's increasing every year despite my NCD going up etc.
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Pop
Member
Registered: 8th May 03
Location: Reading
User status: Offline
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NCD going up doesn't mean your premium should necessarily be cheaper thanthe current year. All it means is you get more % off the true technical rate when your time to renew comes round.
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Colin
Member
Registered: 4th Apr 02
User status: Offline
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quote:
Originally posted by MarkM
Hahaha with Colin's postcode it is £397 annually.
oooooft!!! Move up here its well gid!!!
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Colin
Member
Registered: 4th Apr 02
User status: Offline
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Just tell them your lodging at mine & i'll forward on the documents  
[Edited on 31-08-2011 by Colin]
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MarkM
Member
Registered: 11th Apr 01
Location: Liverpool
User status: Offline
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Hahaha no can do Colin. As an upstanding pillar of the community (Solicitor) I couldn't commit insurance fraud.
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chloe16v
Member
Registered: 29th Nov 07
Location: Rotherham
User status: Offline
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im a named driver on our van and the quote went up £200 by adding a NONE fault accident to it fucking stupid!
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Pop
Member
Registered: 8th May 03
Location: Reading
User status: Offline
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quote:
Originally posted by chloe16v
im a named driver on our van and the quote went up £200 by adding a NONE fault accident to it fucking stupid!
No it's not. You may not have been at fault but you still ended up having an accident. This could be 100% coincidental and unavoidable or it could be down to how you and/or others in the areas that you drive.
[Edited on 31-08-2011 by Pop]
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Sunz
Member
Registered: 12th Jan 07
Location: SE England
User status: Offline
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I hate insurance, I live in a high risk area so I have to downsize and go for a little 1.3 diesel.
Sucks that some nabs in your area affect your policy, would be nice if they just had a set rate when you start driving and asses your price based opon your previous years driving and of course the vehicle in question.
Insurance groups don't seem to matter at the lower end of the scale either, group 13 corsa B 1.4 sport is cheaper then a 1.2 sxi group 7 corsa C..
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LeeM
Member
Registered: 26th Sep 05
Location: Liverpool
User status: Offline
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quote:
Originally posted by chloe16v
im a named driver on our van and the quote went up £200 by adding a NONE fault accident to it fucking stupid!
when its non fault did you actually claim through your policy or from a third parties policy? i see this a lot, people putting non fault claims on their policy when they dont have to, a non fault claim would be like if you went out to your car in the morning to find it smashed up from a hit and run and had to claim for the repairs. not you fault but you claimed on your own policy
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