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Author Insurance Renewal (Brentacre)
Mark.W
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Registered: 3rd Jan 07
Location: County Durham
User status: Offline
3rd Oct 11 at 18:38   View User's Profile U2U Member Reply With Quote

Got my renewal in for the corsa and was quite pleased when i seen total renewal £599.99 so just phoned to double check and see what the monthly payments will be paying monthly direct debit. which is £51ish and all seemed ok then they said iv got to pay deposit of £149.99 plus £61 interest fee so when you add them all up it takes the total price up to over £720 which to me is quite miss leading to me.But what i can't understand is why i have to pay a deposit again like you do when starting up with a different insurer but this is a renewal.

And does that seem exspensive for someone 25years old with 5 years ncb on a corsa B breeze with a x16xe fitted??

Your thoughts & tips appreciated.
DanCobb
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Registered: 14th May 11
Location: Lewes/Brighton
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3rd Oct 11 at 18:42   View User's Profile U2U Member Reply With Quote

Yes that seems quite expensive for a 25 year old with 5 years no claims
Mark.W
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Registered: 3rd Jan 07
Location: County Durham
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3rd Oct 11 at 19:25   View User's Profile U2U Member Reply With Quote

Seems it to me aswell.
Eddx14xe
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Registered: 12th Jan 10
Location: Hertfordshire
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3rd Oct 11 at 19:45   View User's Profile U2U Member Reply With Quote

Im 20 with 2 yrs no claims and my insurance is only £800 on a 1.4 sport. Yours is expensive imo.
shaunmods
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Registered: 12th Mar 07
Location: Glascote, Staffordshire
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3rd Oct 11 at 19:59   View Garage View User's Profile U2U Member Reply With Quote

Get a cheaper quote from somewhere like HIC then get Brentacre to match it Mark They knocked nearly £500 off my renewal by doing this.

Deposit + interest was always the norm I thought though on monthly payments?
AndyCorsaSport
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Registered: 12th Feb 06
Location: Horsforth, West Yorkshire
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3rd Oct 11 at 19:59   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Eddx14xe
Im 20 with 2 yrs no claims and my insurance is only £800 on a 1.4 sport. Yours is expensive imo.


You live in a complete different area.
corsarooney
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Registered: 21st Nov 09
Location: Maidenhead, Berkshire
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3rd Oct 11 at 20:15   View Garage View User's Profile U2U Member Reply With Quote

Thats expensive. Im 21 with 4 years ncb, 1.6 sport with all my mods declared.
Exhaust including manifold, lights front and rear, suspension, induction kit, inlet, wheels, the whole shabang for £600!

Think you should do some shopping around more mate


Corsa 1.6 sport - 1
1.7 puma engined fiesta - 0

Keeping corsa's on the redline since 2008
Mark.W
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Registered: 3rd Jan 07
Location: County Durham
User status: Offline
3rd Oct 11 at 20:27   View User's Profile U2U Member Reply With Quote

Are you with Brentacre Shaun? and did you get a cheaper quote off HIC?

Anyone know if performance direct normally cheap?

And what companys would people recommend?



[Edited on 03-10-2011 by Mark.W]
shaunmods
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Registered: 12th Mar 07
Location: Glascote, Staffordshire
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3rd Oct 11 at 20:31   View Garage View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Mark.W
Are you with Brentacre Shaun? and did you get a cheaper quote off HIC?


Yeah Im with Brentacre mate. HIC have always given me cheaper quotes and Brentacre has always matched or beat it for me
Mark.W
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Registered: 3rd Jan 07
Location: County Durham
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3rd Oct 11 at 20:32   View User's Profile U2U Member Reply With Quote

Ahh good stuff will try them tomorrow Shaun thanks
Danny W
Organiser: East Midlands
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Registered: 14th Nov 05
Location: Northamptonshire
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3rd Oct 11 at 21:27   View Garage View User's Profile U2U Member Reply With Quote

lol these insurance renewals are a joke.

i currently have a rover 420 diesel. its a 2.0t.
I am 24 (25 in december)
6 years no claims
currently pay a little over £600 and my renewal came through at £1270...Third party.




Smoke Grey 5 Door

EastMids Regional Events
DanCobb
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Registered: 14th May 11
Location: Lewes/Brighton
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3rd Oct 11 at 21:51   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Danny W
lol these insurance renewals are a joke.

i currently have a rover 420 diesel. its a 2.0t.
I am 24 (25 in december)
6 years no claims
currently pay a little over £600 and my renewal came through at £1270...Third party.





Fuck that
philip2
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Registered: 1st Oct 06
Location: n.wales/chester
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3rd Oct 11 at 23:34   View User's Profile U2U Member Reply With Quote

Im 24, 6yr pncb, 1k year on evo 6, have abitch at them, i did with admiral im with after mate got renewal of 1k on his evo6 and mine was 1600, and hes year younger and only lives 5mile away, does make a differance to complain.
corsa-sxi
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Registered: 11th Jul 03
Location: Kingston upon Hull
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3rd Oct 11 at 23:48   View User's Profile U2U Member Reply With Quote

Im 26, 6yrs NCB with Brentacre, Paid £740 on a Fn2 CTR last year, this years renewal is £800....work that out lol
philip2
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Registered: 1st Oct 06
Location: n.wales/chester
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4th Oct 11 at 05:09   View User's Profile U2U Member Reply With Quote

Insurance has generally gone up 30% thats y renewals are dearer than last years prices....another way to get ripped off
Kieran
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Registered: 12th Sep 08
Location: Kent
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4th Oct 11 at 07:20   View Garage View User's Profile U2U Member Reply With Quote

Thats way too much IMO I am renewing with hic.

I'm 21 4 years no claims

All mods declared, brakedown cover ect ect

all comes in at £652. With a deposit of £138.

I would hunt around more mate.

[Edited on 04-10-2011 by Kieran]
Archie
Organiser: Scotland
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Registered: 18th Dec 07
Location: South Ayrshire
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4th Oct 11 at 07:43   View User's Profile U2U Member Reply With Quote

HIC - You get 15% discount for being premium member on here.
John
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Registered: 30th Jun 03
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4th Oct 11 at 08:19   View User's Profile U2U Member Reply With Quote

You aren't paying a deposit like starting with a different insurer, you are paying a deposit so they get a portion of the money, then you get loaned the rest at a rate of interest.

Not sure what's so surprising about that?
Fro
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Registered: 20th Jun 06
Location: Rainham, Essex Drives: A3 2.0TDi Sport
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4th Oct 11 at 08:21   View User's Profile U2U Member Reply With Quote

Was going to say the same as John.

And all insurers will quote the pay upfront price which will then vary depending on how much they are lending you/rate of interest.
Mark.W
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Registered: 3rd Jan 07
Location: County Durham
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4th Oct 11 at 15:21   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by John
You aren't paying a deposit like starting with a different insurer, you are paying a deposit so they get a portion of the money, then you get loaned the rest at a rate of interest.

Not sure what's so surprising about that?


Iv never had to pay any kind of deposit when i was with quinn direct when the renewals came round all the 4 years i was with them and this was my first year with Brentacre so thats why im so surprised John.

[Edited on 04-10-2011 by Mark.W]
taylorboosh
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Registered: 3rd Apr 07
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4th Oct 11 at 16:33   View User's Profile U2U Member Reply With Quote

Get interest free credit card thrn pay 50 a month of it?
Bonney
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Registered: 14th Nov 04
Location: St Helens
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4th Oct 11 at 16:38   View User's Profile U2U Member Reply With Quote

My brentacre renewall came through today. Gone from £900 up to just under £1600! The deposit was nearly £400!

Have got 6 years no claims, Pass plus and am 23 (24 in November)

Going to give HIC a try.
Jenko_Sport
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Registered: 25th May 06
Location: Stoke-on-Trent
User status: Offline
4th Oct 11 at 16:51   View User's Profile U2U Member Reply With Quote

i WAS with brentacre then gave sky insurance a call and saved about £300 going off my renewal so id give them a try mark.
Lee H
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Registered: 15th May 06
Location: Manchester
User status: Offline
4th Oct 11 at 18:10   View User's Profile U2U Member Reply With Quote

My renewal with Brentacre is £990 on an EP3.

I'm 30 with full NCB, no points or accidents. I'm gutted but no-one can get anywhere near that renewal. The North-West is screwed for insurance it seems!
pow
Premium Member

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Registered: 11th Sep 06
Location: Hazlemere, Buckinghamshire
User status: Offline
4th Oct 11 at 18:11   View Garage View User's Profile U2U Member Reply With Quote

A bag of sand for a 30 year old? Fuck that.

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