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Author Prepaid Currency Cards
Tom J
Organiser: South Wales
Premium Member

Registered: 8th Sep 03
Location: Bridgend
User status: Offline
16th Jun 12 at 21:17   View User's Profile U2U Member Reply With Quote
I'm looking at a Prepaid currency card for going away, as my bank has a rubbish exchange rate and then charges to change to change to euros too.

i want to start off with an amount on a card, then be able to schedule money via internet banking to be added on to it while im away (get paid a few days into our holiday)

been looking at the travelex card where you purchase the amount in euros 1.196 but it charges a 2% fee to add extra funds, and alternatively their globe card keeps it in sterling but charges 1.49% for each transaction you do. i also wanted the card so i wasn't carrying loads of cash around.

anyone used one?
Kyle T
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Registered: 11th Sep 04
Location: Selby, North Yorkshire
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16th Jun 12 at 21:26   View Garage View User's Profile U2U Member Reply With Quote
I'm using a Caxton FX Dollar Card at the minute. I opened it with $200 if I remember right and I've just gradually loaded it over the last 6 months.

Free to load, free to use at ATM's and free to use as a debit card. Only fee's come with cashback and domestic usage.

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Kyle T
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Registered: 11th Sep 04
Location: Selby, North Yorkshire
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16th Jun 12 at 21:27   View Garage View User's Profile U2U Member Reply With Quote
Oh, and Caxton also do a Euro card.

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LeeM
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Registered: 26th Sep 05
Location: Liverpool
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16th Jun 12 at 21:27   View User's Profile U2U Member Reply With Quote
Seems like a faf, I'd just take euros and my bank card (which is exactly what I've done every time actually)
Tom J
Organiser: South Wales
Premium Member

Registered: 8th Sep 03
Location: Bridgend
User status: Offline
16th Jun 12 at 21:32   View User's Profile U2U Member Reply With Quote
I've withdrawn on my card before in France (lloyds tab) and had a crap exchange rate and fees to withdraw too
Kyle T
Premium Member

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Registered: 11th Sep 04
Location: Selby, North Yorkshire
User status: Offline
16th Jun 12 at 21:33   View Garage View User's Profile U2U Member Reply With Quote
Aye Currency Card exchange rates are hard to beat. If you're spending thousands abroad then it would be silly to just use your normal bank card.

A few hundred on a long weekend is maybe different though!

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LeeM
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Registered: 26th Sep 05
Location: Liverpool
User status: Offline
16th Jun 12 at 21:40   View User's Profile U2U Member Reply With Quote
I've just got back from Spain today and the lads walked half a mile down the road to get 1.22 rather than 1.17 at the hotel, then changed £200 so made a tenner! I just went to the hotel
Tom J
Organiser: South Wales
Premium Member

Registered: 8th Sep 03
Location: Bridgend
User status: Offline
16th Jun 12 at 21:41   View User's Profile U2U Member Reply With Quote
Do you know if you can schedule payments for future dates in the Caxton online area? Can't see an option where it would let me do it by my own Internet banking
Tom J
Organiser: South Wales
Premium Member

Registered: 8th Sep 03
Location: Bridgend
User status: Offline
16th Jun 12 at 21:42   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by LeeM
I've just got back from Spain today and the lads walked half a mile down the road to get 1.22 rather than 1.17 at the hotel, then changed £200 so made a tenner! I just went to the hotel

I'm going away again this year so will be good for that too
Kyle T
Premium Member

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Registered: 11th Sep 04
Location: Selby, North Yorkshire
User status: Offline
16th Jun 12 at 22:05   View Garage View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Tom J
Do you know if you can schedule payments for future dates in the Caxton online area? Can't see an option where it would let me do it by my own Internet banking


Not sure about the schedule, I just did it manually every payday.

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Anty
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Registered: 19th Mar 08
Location: droitwich
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17th Jun 12 at 02:13   View Garage View User's Profile U2U Member Reply With Quote
post office? they do a card..
Tom J
Organiser: South Wales
Premium Member

Registered: 8th Sep 03
Location: Bridgend
User status: Offline
17th Jun 12 at 07:49   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Kyle T
quote:
Originally posted by Tom J
Do you know if you can schedule payments for future dates in the Caxton online area? Can't see an option where it would let me do it by my own Internet banking


Not sure about the schedule, I just did it manually every payday.

Did u use their online thing or just do it from your Internet banking?
noshua
Member
Registered: 19th Nov 08
User status: Offline
17th Jun 12 at 08:15   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Anty
post office? they do a card..


Sister took this to America a few months ago, same situation as you, had to load money on a few days into holiday. Don't think you can schedule payment but she did it on her phone via the website.

Ive always took my card and some cash as the rate has been better than any pre paid card or exchange bureau.
Kyle T
Premium Member

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Registered: 11th Sep 04
Location: Selby, North Yorkshire
User status: Offline
17th Jun 12 at 08:22   View Garage View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Tom J
quote:
Originally posted by Kyle T
quote:
Originally posted by Tom J
Do you know if you can schedule payments for future dates in the Caxton online area? Can't see an option where it would let me do it by my own Internet banking


Not sure about the schedule, I just did it manually every payday.

Did u use their online thing or just do it from your Internet banking?


I did it from their website. You can also text them or phone them to add funds.

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M2RTY
Member
Registered: 25th May 01
User status: Offline
17th Jun 12 at 08:58   View User's Profile U2U Member Reply With Quote
My halifax clarity card is meant to be hard to beat abroad, no faffing too

 
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