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Author paying by card over the phone (quick question)
Matt L
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Registered: 17th Apr 06
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20th Jun 12 at 15:08   View User's Profile U2U Member Reply With Quote

Dont they need the last 3 digits of your security code?

just paid something off over the phone and they never asked for the 3 digits however the payment has been accepted and has gone through
Ben G
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Registered: 12th Jan 07
Location: Essex
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20th Jun 12 at 15:09   View User's Profile U2U Member Reply With Quote

just card number (long one), account number and sort code. same as when you do a bank transfer.

last time i gave someone my last 3 digits i got my card cloned.
Fro
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Registered: 20th Jun 06
Location: Rainham, Essex Drives: A3 2.0TDi Sport
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20th Jun 12 at 15:11   View User's Profile U2U Member Reply With Quote

We don't need the last 3 digits when taking card payments from clients over the phone.

If the client did it by themselves on the website they would though.
Whittie
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Registered: 11th Aug 06
Location: North Wales Drives: BMW, Corsa & Fiat
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20th Jun 12 at 15:12   View User's Profile U2U Member Reply With Quote

Nah, never need it to put customers payments through. Make sure you log the time of the call, and inform your bank about your concerns, they'll just eliminate any dodgy transactions.
Matt L
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Registered: 17th Apr 06
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20th Jun 12 at 15:48   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Fro
We don't need the last 3 digits when taking card payments from clients over the phone.

If the client did it by themselves on the website they would though.


think thats why i was thinking they needed it as you have to use it online.
Rob_Quads
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Registered: 29th Mar 01
Location: southampton
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20th Jun 12 at 15:52   View User's Profile U2U Member Reply With Quote

Often if the card holder is not present it will be asked for.
Marc
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Registered: 11th Aug 02
Location: York
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20th Jun 12 at 16:16   View User's Profile U2U Member Reply With Quote

We can't take card payment without the last 3 digits.
noshua
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Registered: 19th Nov 08
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20th Jun 12 at 17:10   View User's Profile U2U Member Reply With Quote

Dominos need the last 3 digits
Mike
Organiser: North West and North Wales
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Registered: 20th May 06
Location: nr. Skipton, North Yorkshire
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20th Jun 12 at 17:44   View Garage View User's Profile U2U Member Reply With Quote

We need them.
Chris C
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Registered: 2nd Jan 05
Location: Hemel Hempstead
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20th Jun 12 at 17:46   View User's Profile U2U Member Reply With Quote

We need them at work.
willay
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Organiser: South East, National Events
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Registered: 10th Nov 02
Location: Roydon, Essex
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20th Jun 12 at 17:59   View Garage View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Matt L
Dont they need the last 3 digits of your security code?

just paid something off over the phone and they never asked for the 3 digits however the payment has been accepted and has gone through


Yes, if they charge you with a PDQ (or online version) they need the long number, exp date, last 3 digits, they also need your postcode and the house number.

What did they ask for?
willay
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Organiser: South East, National Events
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Registered: 10th Nov 02
Location: Roydon, Essex
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20th Jun 12 at 17:59   View Garage View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Ben G
just card number (long one), account number and sort code. same as when you do a bank transfer.

last time i gave someone my last 3 digits i got my card cloned.


Bank transfers only need account number and sort code, ask your dad.
ed
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Registered: 10th Sep 03
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20th Jun 12 at 19:03   View User's Profile U2U Member Reply With Quote

Don't you need the CCV and postcode numbers for a cardholder not present transaction? If you hit cardholder present on the EFT terminal then it doesn't ask you.
Toby
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Registered: 29th Nov 05
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20th Jun 12 at 19:05   View Garage View User's Profile U2U Member Reply With Quote

If paying via PDQ they ask lots of questions on the machine to help verify it but in fact they only require the long card number and exp date.

Most banks do charge the client (i.e. the seller) double the fee if no CVC number is given.
willay
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Organiser: South East, National Events
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Registered: 10th Nov 02
Location: Roydon, Essex
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20th Jun 12 at 19:06   View Garage View User's Profile U2U Member Reply With Quote

quote:
Originally posted by ed
Don't you need the CCV and postcode numbers for a cardholder not present transaction? If you hit cardholder present on the EFT terminal then it doesn't ask you.


Customer not present = phone transaction = mail order type transaction.

When I did plenty of stuff over the phone you have to do customer not present if they arent physically there, because if they are there I believe they ask a signature?
ed
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Registered: 10th Sep 03
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20th Jun 12 at 19:14   View User's Profile U2U Member Reply With Quote

Yup it does ask for a signature when you do it the other way - was just suggesting a possibility.
Ben G
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Registered: 12th Jan 07
Location: Essex
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20th Jun 12 at 19:20   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by willay
quote:
Originally posted by Ben G
just card number (long one), account number and sort code. same as when you do a bank transfer.

last time i gave someone my last 3 digits i got my card cloned.


Bank transfers only need account number and sort code, ask your dad.


what do you mean ask my dad? you hillbilly cunt
willay
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Organiser: South East, National Events
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Registered: 10th Nov 02
Location: Roydon, Essex
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20th Jun 12 at 20:01   View Garage View User's Profile U2U Member Reply With Quote

You seem to ask your dad alot of stuff thats all Ben, if you search for your posts and "my dad" theres alot of references

https://www.google.co.uk/#hl=en&output=search&sclient=psy-ab&q=site:www.corsasport.co.uk+%22Ben+G%22+%22my+dad%22&oq=site:www.corsasport.co.uk+%22Ben+G%22+%22my+dad%22&aq=f&aqi=&aql=&gs_l=hp.3...191.10567.0.10773.50.45.4.0.0.0.178.3715.36j9.45.0...0.0.bjQCT2v6xgM&pbx=1&bav=on.2,or.r_gc.r_pw.r_qf.,cf.osb&fp=90f6703b4bb1721b&biw=1920&bih=884
Steve
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Registered: 30th Mar 02
Location: Worcestershire Drives: Defender
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20th Jun 12 at 20:08   View Garage View User's Profile U2U Member Reply With Quote

for god sake dont google pow+lauren+gf
Tom J
Organiser: South Wales
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Registered: 8th Sep 03
Location: Bridgend
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20th Jun 12 at 21:28   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by willay
You seem to ask your dad alot of stuff thats all Ben, if you search for your posts and "my dad" theres alot of references

https://www.google.co.uk/#hl=en&output=search&sclient=psy-ab&q=site:www.corsasport.co.uk+%22Ben+G%22+%22my+dad%22&oq=site:www.corsasport.co.uk+%22Ben+G%22+%22my+dad%22&aq=f&aqi=&aql=&gs_l=hp.3...191.10567.0.10773.50.45.4.0.0.0.178.3715.36j9.45.0...0.0.bjQCT2v6xgM&pbx=1&bav=on.2,or.r_gc.r_pw.r_qf.,cf.osb&fp=90f6703b4bb1721b&biw=1920&bih=884


fpmsl
Ben G
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Registered: 12th Jan 07
Location: Essex
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21st Jun 12 at 00:07   View User's Profile U2U Member Reply With Quote

Apologies for having a knowledgable dad.
willay
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Organiser: South East, National Events
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Registered: 10th Nov 02
Location: Roydon, Essex
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21st Jun 12 at 06:33   View Garage View User's Profile U2U Member Reply With Quote

Dan
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Registered: 22nd Apr 02
Location: Gorleston on Sea, Norfolk
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21st Jun 12 at 09:10   View Garage View User's Profile U2U Member Reply With Quote




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Matt L
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Registered: 17th Apr 06
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21st Jun 12 at 12:02   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by willay
quote:
Originally posted by Matt L
Dont they need the last 3 digits of your security code?

just paid something off over the phone and they never asked for the 3 digits however the payment has been accepted and has gone through


Yes, if they charge you with a PDQ (or online version) they need the long number, exp date, last 3 digits, they also need your postcode and the house number.

What did they ask for?


they only asked, long number, exp date, name on card, they already have my address so didnt need to ask that.
Toby
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Registered: 29th Nov 05
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22nd Jun 12 at 07:43   View Garage View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Matt L
quote:
Originally posted by willay
quote:
Originally posted by Matt L
Dont they need the last 3 digits of your security code?

just paid something off over the phone and they never asked for the 3 digits however the payment has been accepted and has gone through


Yes, if they charge you with a PDQ (or online version) they need the long number, exp date, last 3 digits, they also need your postcode and the house number.

What did they ask for?


they only asked, long number, exp date, name on card, they already have my address so didnt need to ask that.


But all they really need to make the transaction is long card number and the exp date

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