Gaz
Member
Registered: 24th Aug 03
Location: Widnes, Cheshire
User status: Offline
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Background:
26, married with child, R reg 1.9tdi vw passat (not modified)
Insurance renewal just hit my inbox, £1108! I used to insure a 2ltr for around £700 a few years back.
Is insurance getting a little out of hand nowadays? I'm thinking this legality needs to be effectively policed more surely.
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Gaz
Member
Registered: 24th Aug 03
Location: Widnes, Cheshire
User status: Offline
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Forgot to mention, 9 years ncb too.
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gez bay
Member
Registered: 14th Feb 08
Location: South Wales drives: Vxr
User status: Offline
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Bad post code? Hate insurance
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Gaz
Member
Registered: 24th Aug 03
Location: Widnes, Cheshire
User status: Offline
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I have a Cheshire post code WA8 however it's not the "best" area around here but by all means not a crack den.
Quick go compare search and direct line quote shows I can get it for around £680-740 at the cheapest. Looks like swift cover are loosing my custom... Stupid puppet!
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taylorboosh
Member
Registered: 3rd Apr 07
User status: Offline
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you just noticed? all corsasi's fault tbh
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M2RTY
Member
Registered: 25th May 01
User status: Offline
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Nope. Mine goes down each year and has done for 10 years
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Gaz
Member
Registered: 24th Aug 03
Location: Widnes, Cheshire
User status: Offline
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I was under that impression to M2rty but this year it's gone up by several hundred.
I thought having a sensible car and being married with child had a benifit in this scenario but obviously not.
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JaffaTB
Member
Registered: 7th Oct 09
Location: Sheffield, South Yorkshire
User status: Offline
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mine seems to go up if i stay with the same company, i always go on one of those compare sites
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pow
Premium Member
Registered: 11th Sep 06
Location: Hazlemere, Buckinghamshire
User status: Offline
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Mines gone up 2 years on the trott
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Mike
Organiser: North West and North Wales
Premium Member
Registered: 20th May 06
Location: nr. Skipton, North Yorkshire
User status: Offline
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I had to do a fair bit of shopping about to get a similar price this year. Managed to get it about £50 cheaper but considering I'm 25, 7 years NCB, no claims, no convictions, £1200 to insure a 1.3 Combo is atrocious.
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James
Member
Registered: 1st Jun 02
Location: Surrey
User status: Offline
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I'm 27 with similar NCB and I pay £400 fully comp to insure an Astra Turbo 
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Colin
Member
Registered: 4th Apr 02
User status: Offline
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Insurance has been 500-700 since I hit mid 20's....shop around!!
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Mike
Organiser: North West and North Wales
Premium Member
Registered: 20th May 06
Location: nr. Skipton, North Yorkshire
User status: Offline
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The WA postcode really doesn't help imo. I got a few quotes a while back on a few cars at my house and then at a mates house and they were all around £300 cheaper at my mates address.
[Edited on 23-07-2012 by Mike]
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Jed D
Member
Registered: 15th Mar 11
Location: Durham
User status: Offline
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iv just transferred from a 1.6 corsa b to a 1.2 54 plate fiesta... they said last week it'll be £30 odd for admin fee's, came down to the actual day of changing and it was over £80!! 
not going to complain though as we're looking at 400ish to insure it next year 
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Sean
Member
Registered: 14th Sep 10
Location: Eastbourne, BN23 7AZ
User status: Offline
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I renew next month sures it's going to be extortionate!! Although my girlfriend same age as me same NCB insures her seat arosa for £450 fully comp I'm on it too and it only went up to £600 don't understand how they get there prices tbh..
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John
Member
Registered: 30th Jun 03
User status: Offline
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Kid puts the price up as well.
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pow
Premium Member
Registered: 11th Sep 06
Location: Hazlemere, Buckinghamshire
User status: Offline
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Sean, get this, same company as last year, same underwriter, adding my 'scraped together girlfriend' last year about xmas time gave me a refund of around £30, to add her this year they wanted over £450.
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timmsy21
Member
Registered: 31st May 12
Location: Eastbourne, East Sussex
User status: Offline
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£1108 for a derv passat!!!!
I thought i was being ripped off when my renewal for my 205 Mi16 come though at £450!
Sean that sounds about right ffor our area with that type of car tbh. my corsa is £400 a year to insure
[Edited on 23-07-2012 by timmsy21]
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dion la
Member
Registered: 20th Apr 08
Location: wrexham wales
User status: Offline
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i have noticed since i started driving at 17 now 23 my insurance was expensive to start with £1400 for a 1.2 corsa after a year i went to a renault 5 gt turbo cost me £950 for a year had that a year. then after that its gone up year after year currently i have a 1.6 8v vectra and that robs me of £130 a month now weres the sense in that
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pow
Premium Member
Registered: 11th Sep 06
Location: Hazlemere, Buckinghamshire
User status: Offline
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Because you're paying monthly, trousers down
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Jed D
Member
Registered: 15th Mar 11
Location: Durham
User status: Offline
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quote:
Originally posted by pow
Because you're paying monthly, trousers down
this ^
better off getting a good loan from your bank, paying it out rite and paying loads less back to your bank
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Gaz
Member
Registered: 24th Aug 03
Location: Widnes, Cheshire
User status: Offline
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I've always paid monthly though.
I refuse to pay that sort of money for a £700 car.
Back on the my original point
As a legal requirement I honestly feel their should be some form of regulator. And if there is who are they because they are surely not doing a logical job!
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fazza
Member
Registered: 7th Feb 08
Location: Plymouth
User status: Offline
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quote:
Originally posted by John
Kid puts the price up as well.
really?
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Brett
Premium Member
Registered: 16th Dec 02
Location: Manchester
User status: Offline
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quote:
Originally posted by fazza
quote:
Originally posted by John
Kid puts the price up as well.
really?
I have wondered how having a child effects my premium tbh.
If it does make it higher I think that's a bit backwards, since you're more likely to drive sensibly with a child on board.
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Eddx14xe
Member
Registered: 12th Jan 10
Location: Hertfordshire
User status: Offline
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I don't see how you would regulate the prices?
The price is there, you either pay it or not. Same with everything else in the world, if all companies were regulated and had to give a set price, there would be no competition between companies or business'.
Do you ask about who regulates Tesco prices? What about petrol? or clothes prices?
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