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Author Insurance = cunts
AndyCorsaSport
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Registered: 12th Feb 06
Location: Horsforth, West Yorkshire
User status: Offline
6th Feb 13 at 09:35   View User's Profile U2U Member Reply With Quote

Just got renewal through for Puma, with admiral. £828.78

So I go on Admiral site, do a new quote, everything the same. £532.

Why they try rob me?!
Ad Blue B
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Registered: 9th Jan 10
Location: Northop Hall/ Chester
User status: Offline
6th Feb 13 at 09:39   View User's Profile U2U Member Reply With Quote

They've done it with me for the last two years, always at least £300+ than what they quote online, they must get away with it with some people who don't bother looking...
JoshSRi
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Registered: 6th Jul 10
Location: York
User status: Offline
6th Feb 13 at 09:43   View User's Profile U2U Member Reply With Quote

Yep, a lot of people don't bother shopping around when it comes to renewal so they just bump it up and hope for the best.

I'm with Flux, they quoted me £1100 to insure my car on renewal. Phoned them up and got it down to £800.
richc
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Registered: 24th Mar 07
Location: Ilkeston
User status: Offline
6th Feb 13 at 10:16   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by AndyCorsaSport
Just got renewal through for Puma, with admiral. £828.78

So I go on Admiral site, do a new quote, everything the same. £532.

Why they try rob me?!


I have this every year - cancel and go as a new customer. Stupid.

Its always around £300 quid difference.
S@M
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Registered: 3rd Oct 07
Location: East Yorkshire
User status: Offline
6th Feb 13 at 10:24   View User's Profile U2U Member Reply With Quote

Yep just had multi-car renewal through for me and the ground anchor! Then went on website and 400 cheaper. Even added milage and protected no claims for her
Archie
Organiser: Scotland
Premium Member


Registered: 18th Dec 07
Location: South Ayrshire
User status: Offline
6th Feb 13 at 10:33   View User's Profile U2U Member Reply With Quote

What ever happened to customer loyalty
AndyCorsaSport
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Registered: 12th Feb 06
Location: Horsforth, West Yorkshire
User status: Offline
6th Feb 13 at 10:39   View User's Profile U2U Member Reply With Quote

Don't think there's such thing Archie. My old mans been with Swinton for over 20 years and they still try putting it up all time.
nathy_87
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Registered: 14th Aug 08
Location: West Mids. Drives: Škoda Fabia VRS 5J
User status: Offline
6th Feb 13 at 10:40   View User's Profile U2U Member Reply With Quote

Makes me laugh this, how can you be a 'loyal customer' and be with 1 company for X amount of years if you have to cancel current, and go as a 'new customer'.
Nic Barnes
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Registered: 5th Apr 04
Location: nowhere near ginger people
User status: Offline
6th Feb 13 at 11:30   View User's Profile U2U Member Reply With Quote

So you are paying more insurance each year than the value of the car?
S@M
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Registered: 3rd Oct 07
Location: East Yorkshire
User status: Offline
6th Feb 13 at 11:45   View User's Profile U2U Member Reply With Quote

Unfortunatly i think that's quite common with alot of people these days nic. Probably why so many don't bother with insurance
AndyCorsaSport
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Registered: 12th Feb 06
Location: Horsforth, West Yorkshire
User status: Offline
6th Feb 13 at 12:08   View User's Profile U2U Member Reply With Quote

Indeed Barnes. Not a lot I can do really. Needs to be insured.
stuartmitchell
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Registered: 24th Apr 04
Location: Kirkliston, Edinburgh
User status: Offline
6th Feb 13 at 12:11   View User's Profile U2U Member Reply With Quote

Admiral are a joke mate. I was quoted £680 this year - been with them for 10 years.

Phoned Privelege and got it for £330.
Nic Barnes
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Registered: 5th Apr 04
Location: nowhere near ginger people
User status: Offline
6th Feb 13 at 12:15   View User's Profile U2U Member Reply With Quote

Buying a much newer and much better car would more than likely be cheaper to insure.
AndyCorsaSport
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Registered: 12th Feb 06
Location: Horsforth, West Yorkshire
User status: Offline
6th Feb 13 at 12:19   View User's Profile U2U Member Reply With Quote

Indeed it Probly would Nic, but I'm saving for a house at the moment, so all cash going towards that. Hence me driving a "beater car"
Fro
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Registered: 20th Jun 06
Location: Rainham, Essex Drives: A3 2.0TDi Sport
User status: Offline
6th Feb 13 at 12:57   View User's Profile U2U Member Reply With Quote

I had this with Admiral too, phoned them and it dropped drastically.

Ended up with zurich though as admiral couldnt match them.
Toby
Premium Member

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Registered: 29th Nov 05
User status: Offline
6th Feb 13 at 13:35   View Garage View User's Profile U2U Member Reply With Quote

Admiral did the same on a 5 car policy. Which from a business point of view is understandable. They were still the cheapest but when they are looking at 6ks worth or business they knocked near enough 600 of what was a originally 6.7k renewall and and beat last years by 400.
Andrew
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Registered: 5th May 04
Location: Skoda Octavia Estate, Ford Puma
User status: Offline
6th Feb 13 at 13:46   View User's Profile U2U Member Reply With Quote

Creeping up each year for me. Was paying £290.00 and now costing me £900.00 No accidents, no points... Declared business use.

I've had to move my NCBs about as well from my company car as Gemma's renewal was coming in at £1500.00 at the age of 24 with 3 points. That's now down to £750.00. See what it comes back as when she's 25. I'd rather her not be on my insurance

Boils my blood as we know why insurance is on the up...

[Edited on 06-02-2013 by Andrew]
Gareth T
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Registered: 14th Feb 06
Location: newcastle
User status: Offline
6th Feb 13 at 14:21   View User's Profile U2U Member Reply With Quote

the past few.years Ive found it best to shop around via.comparison sites. I was originally.with direct line for.around 7-8yrs and ended.up leaving as the.quotes became.a.joke.
Ben G
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Registered: 12th Jan 07
Location: Essex
User status: Offline
6th Feb 13 at 14:52   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Gareth T
the past few.years Ive found it best to shop around via.comparison sites. I was originally.with direct line for.around 7-8yrs and ended.up leaving as the.quotes became.a.joke.


i haven't hacked gareth's account in case anyone was wondering.
smcGSI16V
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Registered: 26th May 03
Location: Farnborough Drives: Thurlby 888 CDTi No.98
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6th Feb 13 at 15:04   View User's Profile U2U Member Reply With Quote

My renewal went down £50 and I didn't even do anything.
Steve
Premium Member

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Registered: 30th Mar 02
Location: Worcestershire Drives: Defender
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6th Feb 13 at 15:27   View Garage View User's Profile U2U Member Reply With Quote

Had this recently with directline, rang them up and started asking the usual awkward questions.

Said, so basically youre penalising me for being a loyal customer. He said no im just taking advantage of a loop hole in their site to gain introductory discounts.
S@M
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Registered: 3rd Oct 07
Location: East Yorkshire
User status: Offline
6th Feb 13 at 15:48   View User's Profile U2U Member Reply With Quote

£900 is expensive at your age Andrew what are u driving a veyron or something! Or is it the area?
Ben G
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Registered: 12th Jan 07
Location: Essex
User status: Offline
6th Feb 13 at 15:55   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Steve
Had this recently with directline, rang them up and started asking the usual awkward questions.

Said, so basically youre penalising me for being a loyal customer. He said no im just taking advantage of a loop hole in their site to gain introductory discounts.


but it's not a loophole as every other site is cheaper than the renewal price also

insurance people are ridiculous.
stuartmitchell
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Registered: 24th Apr 04
Location: Kirkliston, Edinburgh
User status: Offline
6th Feb 13 at 16:04   View User's Profile U2U Member Reply With Quote

Also, weirdly My Mrs Insurance quote was identical between an 08 1.2 Fiesta and an 07 Plate TT FSI

I think they just pluck figures out thin air!
big eck
Member

Registered: 20th Apr 03
Location: Tullibody. Drives - Audi B8 S4 & Fiesta Zetec-S
User status: Offline
6th Feb 13 at 16:59   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Nic Barnes
Buying a much newer and much better car would more than likely be cheaper to insure.


I was cheaper to insure my 06 plate golf valued at £12k with a 3.2ltr engine than I was for my currant Leon with a 1.8 and valued at £4.5k lol. Makes no sense.

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