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Author Insurance Question
Whittie
Member
Registered: 11th Aug 06
Location: North Wales Drives: BMW, Corsa & Fiat
User status: Offline
20th Mar 13 at 19:56   View User's Profile U2U Member Reply With Quote
What are the benefits of having your own policy over being a named driver? Apart from saving some lot of money first young drivers.
Ben G
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Registered: 12th Jan 07
Location: Essex
User status: Offline
20th Mar 13 at 20:12   View User's Profile U2U Member Reply With Quote
earning your own no claims.
Whittie
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Registered: 11th Aug 06
Location: North Wales Drives: BMW, Corsa & Fiat
User status: Offline
20th Mar 13 at 20:22   View User's Profile U2U Member Reply With Quote
Must be more?

Brother has bought his Mrs a new car, she can't get quotes under 3k... If he adds her on his insurance its only 300 extra.
Y869 SRA
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Registered: 22nd Jul 12
User status: Offline
20th Mar 13 at 20:26   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Whittie
Brother has bought his Mrs a new car, she can't get quotes under 3k... If he adds her on his insurance its only 300 extra.




What he buy her, a Ferrari!?
Ben G
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Registered: 12th Jan 07
Location: Essex
User status: Offline
20th Mar 13 at 20:28   View User's Profile U2U Member Reply With Quote
your brother is rich, so i suspect it is actually a ferrari

my missus is 23 and her insurance is £550 with 2 years no claims on the focus.
Whittie
Member
Registered: 11th Aug 06
Location: North Wales Drives: BMW, Corsa & Fiat
User status: Offline
20th Mar 13 at 20:34   View User's Profile U2U Member Reply With Quote
Nah, an s line audi a1
Whittie
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Registered: 11th Aug 06
Location: North Wales Drives: BMW, Corsa & Fiat
User status: Offline
20th Mar 13 at 20:44   View User's Profile U2U Member Reply With Quote
Ben his is 21 with no no claims
Ben G
Member
Registered: 12th Jan 07
Location: Essex
User status: Offline
20th Mar 13 at 20:48   View User's Profile U2U Member Reply With Quote
shouldn't be more than a grand really. mind you, she had a new fiesta back then and prices for women were a lot cheaper.
Toby
Premium Member

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Registered: 29th Nov 05
User status: Offline
20th Mar 13 at 21:17   View Garage View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Whittie
Must be more?


Not commiting insurance fraud..... But proving it is going to be nigh on impossible and if you use someone like admiral then they give NCB to name drivers use on their own policy down the line.
Gaz
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Registered: 24th Aug 03
Location: Widnes, Cheshire
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20th Mar 13 at 22:50   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Toby
quote:
Originally posted by Whittie
Must be more?


Not commiting insurance fraud..... But proving it is going to be nigh on impossible and if you use someone like admiral then they give NCB to name drivers use on their own policy down the line.


Sadly this is the main legal battle... basically a named driver shouldn't be the main users of the car but proving it would be difficult and expensive for an insurance company
noshua
Member
Registered: 19th Nov 08
User status: Offline
20th Mar 13 at 22:52   View User's Profile U2U Member Reply With Quote
Exactly, unless you admit it there isn't really a way of them proving you're the main driver - unless of course the policy holder has been out the country

 
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