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Author BMW deals
Gareth T
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Registered: 14th Feb 06
Location: newcastle
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10th Sep 13 at 18:15   View User's Profile U2U Member Reply With Quote
Had a leaflet through the door from stratstones and just briefly seeing suprisingly how low the monthly payments can be. £249pm 1series hatchback, £299pm 3 series saloon.

I know a few people on here have beemers, do you/have you had any of these deals and are they worth looking into or not?

Thanks
Kyle T
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Registered: 11th Sep 04
Location: Selby, North Yorkshire
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10th Sep 13 at 18:17   View Garage View User's Profile U2U Member Reply With Quote
What sort of deals are you talking? There could be an £8k deposit involved or it could be a PCP deal etc.


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Gareth T
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10th Sep 13 at 18:23   View User's Profile U2U Member Reply With Quote
£500 down, 249 per month, hand it back 2-4 years, it sounds to me like a lease agreement.
Kyle T
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10th Sep 13 at 18:27   View Garage View User's Profile U2U Member Reply With Quote
Lease or PCP then.

With PCP you'd get an option to buy it at the end for a pre-agreed amount, or hand it back and pretend nothing ever happened.

249 per month + 500 for three years is just under £10k, so I guess the question is how does that £10k compare to the depreciation of buying one new over the same time period.

PCP/Leasing is pretty convenient and makes financial sense if you've got no savings/deposit - but they can be expensive to get out of if you get bored half way through.

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Jambo
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Registered: 8th Sep 01
Location: Maidenhead, Drives: VXR Arctic
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10th Sep 13 at 18:29   View User's Profile U2U Member Reply With Quote
That deposit seems quite low, got a web link to deal?
Kyle T
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10th Sep 13 at 18:32   View Garage View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Jambo
That deposit seems quite low, got a web link to deal?


When I got a Honda PCP deal the deposit was 2x monthly payments. You could put more down, but it just altered the "agreed amount" at the end of the deal, so didn't really matter.

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jacko198
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10th Sep 13 at 18:41   View User's Profile U2U Member Reply With Quote
And thats going to be for a poverty spec 1.6 aswell more than likely. Go for something nicer and its looking over £300+
Gareth T
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10th Sep 13 at 18:53   View User's Profile U2U Member Reply With Quote
The website shows your deposit being a fair chunk (£2k or.more) a work collegue got a 116i sport £500 down then 250pm he hands it back within 4 years.
Ben G
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10th Sep 13 at 18:55   View User's Profile U2U Member Reply With Quote
Shame it'll be for the shittest slowest model in the range.

Good if you want to impress your neighbours I guess.
Jambo
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10th Sep 13 at 18:56   View User's Profile U2U Member Reply With Quote
I didn't mean it impossible, I meant it was a lot lower than I had seen advertised.

Some similar deals on contracthireandleasing but spec is usually bare bones
John
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10th Sep 13 at 18:57   View User's Profile U2U Member Reply With Quote
I hate these headline deals, normally make me go to the website to be disappointed when it's £400 for anything decent.
Gareth T
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10th Sep 13 at 19:06   View User's Profile U2U Member Reply With Quote
So do all the pcp deals just offer poverty spec models or is it just manufacturers like.bmw,audi etc?
Ben G
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10th Sep 13 at 19:09   View User's Profile U2U Member Reply With Quote
Usually all manufacturers.

The fiesta employee deal I get is just the zetec 1.25 model. Anything else is much more.

People see the cheap price and think ooh, shiny.
Ronson
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10th Sep 13 at 19:24   View User's Profile U2U Member Reply With Quote
A friend of mine got a BMW 118 convertible for £19,000 brand new (at the time obviously) 61 plate never been on the road!
Ronson
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Registered: 6th Dec 10
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10th Sep 13 at 19:25   View User's Profile U2U Member Reply With Quote
And a free BWM hat to make him look even more of a twat when he has the roof down and not indicating when he changes lanes etc.
Jambo
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10th Sep 13 at 20:02   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Gareth T
So do all the pcp deals just offer poverty spec models or is it just manufacturers like.bmw,audi etc?


Go here:

www.contracthireandleasing.com

Lots of deals on all cars from all manafactuers. All specs. My sis got a 2013 SLK 250 CDI AMG sport with sat nav folding mirrors etc for £290 a month for 2 years. Got to look for what's on ogfer
deano87
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Registered: 21st Oct 06
Location: Bedfordshire Drives: Ford Fiesta
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10th Sep 13 at 21:37   View User's Profile U2U Member Reply With Quote
Some of these aren't bad. Hefty deposit though.

http://m.nationwidevehiclecontracts.co.uk/bmw-1-series-3-door-f20-116d-efficientdynamics-45589
John
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Registered: 30th Jun 03
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10th Sep 13 at 21:40   View User's Profile U2U Member Reply With Quote
1300 deposit isn't that bad but then you pay £240 a month for X years for a poverty spec one with a small slow engine.
whitter45
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Registered: 15th Nov 02
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11th Sep 13 at 11:38   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Gareth T
Had a leaflet through the door from stratstones and just briefly seeing suprisingly how low the monthly payments can be. £249pm 1series hatchback, £299pm 3 series saloon.

I know a few people on here have beemers, do you/have you had any of these deals and are they worth looking into or not?

Thanks


Yep the 1 series is on PCP at 2.9% APR and £260 a month got 6.5k off list price also. Depends how much they need to sell cars


DSC_1644 by Paul Whitt82, on Flickr



They vary depending on month and also dealerships

[Edited on 11-09-2013 by whitter45]

[Edited on 11-09-2013 by whitter45]
3CorsaMeal
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Registered: 11th Apr 02
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11th Sep 13 at 11:56   View User's Profile U2U Member Reply With Quote
Waste of money really, just like sky tv.

EVERY month you have to spend £200-£300 on your car.
John
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Registered: 30th Jun 03
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11th Sep 13 at 11:59   View User's Profile U2U Member Reply With Quote
How much have you spent per month on your car? Including new engines and buying whole other cars?
cpcrampton
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Registered: 16th Feb 07
Location: Stirling
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11th Sep 13 at 11:59   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by 3CorsaMeal
Waste of money really, just like sky tv.

EVERY month you have to spend £200-£300 on your car.


mine will be £450/Month when it eventually arrives.
3CorsaMeal
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Registered: 11th Apr 02
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11th Sep 13 at 12:02   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by John
How much have you spent per month on your car? Including new engines and buying whole other cars?


About £9k over 7yrs
John
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Registered: 30th Jun 03
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11th Sep 13 at 12:05   View User's Profile U2U Member Reply With Quote
So you've spent £100 a month to drive about in that (or an old escort) for 7 years, never sure if it will start that day or not.

I can definitely see how that's better.
Nath
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Registered: 3rd Apr 02
Location: MK
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11th Sep 13 at 12:28   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by 3CorsaMeal
quote:
Originally posted by John
How much have you spent per month on your car? Including new engines and buying whole other cars?


About £9k over 7yrs



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