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Author best insurance companies for shit drivers?!
Carl
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Registered: 9th May 04
Location: Jimmy Bennett's la la land.
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21st Sep 13 at 09:21   View User's Profile U2U Member Reply With Quote

I cant get cheaper than 1035 for my other half has she has no no claims and an accident in last 12 month! Any ideas on good companies to try? Shes 26 and its on a yaris t-sport that is lowered with different wheels and an exhaust of a 1.3 yaris.

1035 was with admiral. Tried breantacre and that came back as 1089. Comparethemarket 1200!
pow
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Registered: 11th Sep 06
Location: Hazlemere, Buckinghamshire
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21st Sep 13 at 09:32   View Garage View User's Profile U2U Member Reply With Quote

How old is she? Doesn't sound bad for no no claims and an accident
Generation
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Registered: 7th Jul 09
Location: Essex
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21st Sep 13 at 09:34   View User's Profile U2U Member Reply With Quote

Cheap enough as it is for a new driver tbh..
AndyCorsaSport
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Registered: 12th Feb 06
Location: Horsforth, West Yorkshire
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21st Sep 13 at 09:35   View User's Profile U2U Member Reply With Quote

I'm guessing she's 26.
pow
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Registered: 11th Sep 06
Location: Hazlemere, Buckinghamshire
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21st Sep 13 at 09:43   View Garage View User's Profile U2U Member Reply With Quote

I'm 24 and pay £479 from admiral with 3 years NCB, a B postcode and an at fault accident in the last year... so I'd expect it to double for no NCB
Carl
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Registered: 9th May 04
Location: Jimmy Bennett's la la land.
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21st Sep 13 at 09:52   View User's Profile U2U Member Reply With Quote

She's 26, had her license for 3 years.
Ben G
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Registered: 12th Jan 07
Location: Essex
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21st Sep 13 at 10:55   View User's Profile U2U Member Reply With Quote

Diamond? Part of admiral/elephant group but cheaper for women.

My misses was insured through them for 700 on a brand new fiesta with 0 NCB at 20.
Carl
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Registered: 9th May 04
Location: Jimmy Bennett's la la land.
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21st Sep 13 at 11:42   View User's Profile U2U Member Reply With Quote

Paid 1029 knocked 6 quid off for using debit card rather than credit card, every cloud and all that!
Dom
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Registered: 13th Sep 03
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21st Sep 13 at 14:29   View User's Profile U2U Member Reply With Quote

Use a comparison site, then check out the cheapest quotes directly with the insurer. Similarly you want to be sticking it through Quidco/Topcashback - usually can save a few quid there.
Carl
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Registered: 9th May 04
Location: Jimmy Bennett's la la land.
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21st Sep 13 at 16:11   View User's Profile U2U Member Reply With Quote

I used a comparison site but it was nowhere near admiral and brentacre, I always find them useless when you start ticking modification boxes!
Jamie-C
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Registered: 3rd Jun 08
Location: Ballycastle
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21st Sep 13 at 17:11   View User's Profile U2U Member Reply With Quote

I'm 20, 3 years no claims and live rural and I'm paying £1200 so count yourself lucky
Toby
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Registered: 29th Nov 05
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21st Sep 13 at 18:39   View Garage View User's Profile U2U Member Reply With Quote

Diamond/admiral/bell group or try Hastings they were good for a female driver.

Edit: I do also think that's steep. When I got the e92 (at 23) I didn't have a years NCB and had 2 accidents within the last 3 years and it was still less than a grand with coverage upto 25k per annum.


[Edited on 21-09-2013 by Toby]
VegasPhil
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Registered: 16th Jan 05
Location: Fareham, Hants Drives: Octavia VRS
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21st Sep 13 at 22:43   View Garage View User's Profile U2U Member Reply With Quote

Change the car maybe. Those yaris T Sports are quite dear to insure iirc.


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Rob R
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Registered: 31st May 03
Location: Kent
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22nd Sep 13 at 11:05   View User's Profile U2U Member Reply With Quote

Why has it got an exhaust off a 1.3 fitted to it :S
Anty
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Registered: 19th Mar 08
Location: droitwich
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22nd Sep 13 at 23:38   View Garage View User's Profile U2U Member Reply With Quote

go skippy ?
Carl
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Registered: 9th May 04
Location: Jimmy Bennett's la la land.
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23rd Sep 13 at 17:19   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Rob R
Why has it got an exhaust off a 1.3 fitted to it :S


Because for some reason some 1.3sr's came with a sporty tte backbox and the t-sports got a crap en with a bit of a different tip. The one on the t-sport rusted off so I picked up a tte one off a 1.3 and as she is bad at driving its best everything is declared!
VrsTurbo
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Registered: 8th Jun 10
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23rd Sep 13 at 21:34   View Garage View User's Profile U2U Member Reply With Quote

No one would care one bit about using a 1.3 exhaust on a 1.5
Carl
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Registered: 9th May 04
Location: Jimmy Bennett's la la land.
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24th Sep 13 at 07:20   View User's Profile U2U Member Reply With Quote

It's none standard so it's that grey area, just airing on side of caution because I know what shes like at driving!
pow
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Registered: 11th Sep 06
Location: Hazlemere, Buckinghamshire
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24th Sep 13 at 10:56   View Garage View User's Profile U2U Member Reply With Quote

No insurance company would care.
DaveyLC
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Registered: 8th Oct 08
Location: Berkshire
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24th Sep 13 at 11:44   View User's Profile U2U Member Reply With Quote

Shit the bed that's taking the piss for a Yaris.. Have you tried putting yourself on as a named driver? or even a parent?
andy_mk3
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Registered: 18th Dec 11
Location: Peterborough
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24th Sep 13 at 14:27   View User's Profile U2U Member Reply With Quote

Sounds about right to me.
Carl
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Registered: 9th May 04
Location: Jimmy Bennett's la la land.
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24th Sep 13 at 14:52   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by DaveyLC
Shit the bed that's taking the piss for a Yaris.. Have you tried putting yourself on as a named driver? or even a parent?


That's with me on it as named driver, just had to take it on chin, dont really want to start messing about and buying a cheaper to run car as its a reliable little motor with quite low milage.
Soanes1991
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Registered: 22nd Sep 13
Location: Oxford
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24th Sep 13 at 16:43   View User's Profile U2U Member Reply With Quote

I'm 22 and lost my NCB after not using them for 2 years, I have no claims against me or points and for me to ensure a Corsa GSI it's going to cost me £800 so I would say that 1000 isn't too bad if she has a claim against her.
Carl
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Registered: 9th May 04
Location: Jimmy Bennett's la la land.
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24th Sep 13 at 18:49   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Soanes1991
I'm 22 and lost my NCB after not using them for 2 years, I have no claims against me or points and for me to ensure a Corsa GSI it's going to cost me £800 so I would say that 1000 isn't too bad if she has a claim against her.


She's 4/5 (shes 27 in a week) years older than you though and she's a female compared to a young male and you are paying £200 less, I still think its dear, it best be a lot cheaper next year when she is 27 with 1 years no claims put it that way (thats if she gets to it!).
Soanes1991
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Registered: 22nd Sep 13
Location: Oxford
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24th Sep 13 at 19:04   View User's Profile U2U Member Reply With Quote

Insurance is expensive I know, I was looking at GSI's 3 years ago and they wanted £3,000, if I had kept my no claims my insurance would be £450 it's a shame.

 
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